Duniya na Harkokin Kudi na Tsarin Kudi (DeFi) ta bayyana a cikin fagen kudi, tana ba da alƙawarin sabon tsarin inda kai ne bankinka. A tsakiyar wannan juyin juya hali akwai wani ra'ayi da ya ja hankalin mutane, ya rikita su, kuma ya sa miliyoyin mutane suka zama masu arziki:&nbsp;Farming Riba. Watakila ka taɓa jin wannan kalmar ana yawan faɗa, yawanci tare da furuci masu tayar da hankali kamar

“pools na ruwa,” “APY,” da “asarar wucin gadi.” Zai iya zama kamar wani sirrin kulob ga masu magana da crypto da masu lissafi. Amma me zai faru idan muka gaya muku cewa babban ra'ayin shine wani abu da mutane suka fahimta tsawon ƙarni? Abu ne mai sauƙi game da sanya kadarorin ku aiki don haifar da ƙarin kadarori. Wannan jagorar ta ƙarshe an tsara ta don warware wahalar noma riba.

Zamu raba shi cikin sauƙi, harshe mai sauƙin fahimta, mu bincika damar masu ban mamaki da kuma haɗarin gaske, sannan mu ba ku dabaru don tafiya a wannan sabon fagen. Ko kuna sabuwar mai sha'awar ko kuma ƙwararren masanin crypto da ke neman inganta hanyarku, wannan labarin yana gare ku. <h4 class="wp-block-heading">Jadawalin Abubuwan Ciki</h4> <ol

class="wp-block-list" start="1"> <li>Menene Yield Farming? (Baya da Kalmomin)</li> <li>Wurin Injin: Yadda Yield Farming ke Aiki a Gaskiya <ul class="wp-block-list"> <li>Rukunin Ruwa (LPs): Ginshikan Ginin</li> <li>Masu Bayar da Ruwa (LPs): Manoma</li> <li>Rawar Masu Kafa Kasuwa ta Atomatik (AMMs)</li> </ul> </li> <li>Tsaba na Kyautar:

Ina ne Amfanin? <ul class="wp-block-list"> <li>Kudin Ciniki</li> <li>Takardun Mulki</li> <li>Wasu Hanyoyin Karfafawa</li> </ul> </li> <li>Tsakuwa a kan Ruwan: Bincike Mai zurfi kan Hadarorin <ul class="wp-block-list"> <li>Asarar Da Ba Ta Dade Ba (Babban Hadari)</li> <li>Hadarorin Kwantiragi Masu Hankali</li> <li>Juyin Kudi da Zamba</li> <li>Kudin Gas</li> <li>Mulki

Token Volatility</li> </ul> </li> <li>Haɓaka Tsarinka: Daga Farawa zuwa DeFi Degens <ul class="wp-block-list"> <li>Tsari na 1: Noma Stablecoin (Wurin Tsaro)</li> <li>Tsari na 2: Noma Blue-Chip Pair (Hanyar Daidaito)</li> <li>Tsari na 3: Cikakken Kwarewar DeGen (Hadari Mai Girma, Riba Mai Girma)</li> </ul> </li> <li>Jagora Mataki-Mataki zuwa Yawan Farko

Farm</li> <li>Makomar Yawan Noma: Menene Mai Zuwa?</li> <li>Kammalawa: Shin Yawan Noma Ya Dace Da Kai?</li> </ol> <hr class="wp-block-separator has-alpha-channel-opacity"> <h3 class="wp-block-heading">1. Menene Yawan Noma? (Baya ga Kalmar)</h3> A cikin sauki,&nbsp;yawan noma yana nufin aikin rufe

cryptocurrencies dinka a cikin tsarin kudi na rarraba (DeFi) don samun manyan dawowa ko lada a cikin nau'in ƙarin cryptocurrency. Ka yi tunanin hakan a matsayin wani nau'i na zamani, wanda aka rarraba wanda ke samun sha'awa a cikin asusun ajiyar kudi. Amma maimakon banki ya ba da kuɗin ku kuma ya ba ku ƙananan 0.5% APY, kuna bayar da kadarorin ku na dijital kai tsaye ga wani tsarin kudi

(kamar sabis na bayar da rance ko musayar da aka rarraba) da samun babban riba, yawanci daga kashi 5% zuwa kashi uku na APYs. Babban bambanci?&nbsp;Ba a sami banki.&nbsp;Duk tsarin an sarrafa shi ta hanyar &ldquo;kwangiloli masu kaifin basira&rdquo; – lambar da kanta ke aiwatarwa a kan blockchain. Wannan yana kawar da mai tsaka-tsaki amma kuma yana sanya nauyin tsaro

da kuma binciken da ya dace a kan kafadunku. <h3 class="wp-block-heading">2. Dakin Injin: Yadda Ake Aikin Noma Yield</h3> Don fahimtar noma, kuna buƙatar fahimtar injin da ke sa hakan yiwu. <h4 class="wp-block-heading">Rukunin Ruwa (LPs): Ginshikan Ginin</h4> Rukunin ruwa yana da babban, raba tukunyar

cryptocurrencies da aka kulle a cikin kwangilar fasaha. Wadannan rukunin suna ba da karfi ga musayar da aka rarraba (DEXs) kamar Uniswap ko PancakeSwap. Suna ba masu amfani damar musayar kadarori ba tare da littafin umarni na gargajiya ba. Maimakon hada mai saye da mai sayarwa, ana aiwatar da kasuwancin kai tsaye tare da kudaden da ke cikin rukunin ruwa. Misali, idan kana son musayar TRON (TRX) don Tether (USDT) a kan DEX, ba ka...

jira mai mai sayarwa. Kuna mu'amala da&nbsp;TRX/USDT ruwa. Kuna saka TRX dinku ku kuma karɓi USDT, tare da ƙimar musayar da aka tantance ta hanyar wata ƙa'idar lissafi. <h4 class="wp-block-heading">Masu Ba da Ruwa (LPs): Manoma</h4> Wannan shine inda kuke shigowa.&nbsp;Masu Ba da Ruwa (LPs)&nbsp;su ne mutane da ke ajiye

kayan su na crypto cikin waɗannan tafkunan. Ta wannan hanyar, suna bayar da mai da ke ba da damar gudanar da dukkanin musayar da ba ta da tsakiya. A madadin wannan sabis, suna samun lada. <h4 class="wp-block-heading">Rawar da Masu Kera Kasuwa na Atomatik (AMMs)</h4> AMM shine algorithm da ke sa komai ya yi aiki. Yana saita da daidaita farashin kadarorin ta atomatik

a cikin wani tafkin bisa ga wata hanyar lissafi (yawanci Hanyar Samun Kwamfuta: x * y = k). Wannan yana tabbatar da cewa koyaushe akwai kasuwa da ruwa ga 'yan kasuwa, kuma yana lissafa kudaden da ake rarrabawa ga LPs. <h3 class="wp-block-heading">3. Irin Ganyen Kyauta: Daga Ina Ne Amfanin?</h3> Wannan manyan kashi na APY dole ne su fito daga wani wuri. Anan

sune manyan hanyoyin: <ul class="wp-block-list"> <li>Kudin Ciniki:&nbsp;Wannan shi ne mafi sauƙin lada. Duk lokacin da mai ciniki ya yi amfani da wani tafki da ka bayar don musanya alamomi, suna biya ƙananan kuɗi (misali, 0.25%). Wannan kuɗin yana rarraba bisa ga kowane mai bayar da ruwa a cikin wannan tafkin. Yawan cinikin da tafki ke da shi, yawan kuɗin da za ka samu

earn.</li> <li>Takardun Mulkiyya:&nbsp;Wannan shine inda abubuwa ke zama masu ban sha'awa. Don farawa da ruwa da jawo manoma, sabbin tsarin DeFi yawanci suna rarraba nasu na asali&nbsp;takardun mulkiyya&nbsp;a matsayin karin lada. Kuna iya samun kudaden shiga a cikin tankin TRX/USDT, amma kuna kuma samun sabon takarda kamar &ldquo;XYZ&rdquo; a gefe. Wadannan takardun

na iya zama mai matuƙar amfani idan aikin ya tashi, amma kuma na iya zama mai sauyin gaske ko kuma su zama ba su da wani ƙima.</li> <li>Wasu Ƙarin Fa'idodi:&nbsp;Wasu tsarin suna bayar da ƙarin lada kamar rabo na kudaden shigar dandalin ko ƙarin lada don aiwatar da wasu ayyuka kamar aro ko saka jari.</li> </ul> <h3 class="wp-block-heading">4. Kayan Kunya a Kan Ruwan: Wani zurfin

Shiga cikin Hadarin</h3> Farming amfanin gona ba hanya ce mai tabbaci zuwa arziki ba. Babban lada yana wanzuwa don biyan hadarin da suka yi yawa. Watsi da waɗannan shine hanya mafi sauri don samun matsala. <ul class="wp-block-list"> <li>Rashin Dorewa (Babban Hadari):&nbsp;Wannan shine mafi na musamman da kuma wanda ba a fahimta ba a cikin farming amfanin gona. Rashin dorewa yana faruwa lokacin da farashin ku

canje kadar da aka ajiye dukiyoyin ku. Mafi girman canjin, mafi yawa za ku fuskanci asara idan aka kwatanta da kawai riƙe dukiyoyin ku. <ul class="wp-block-list"> <li>Me yasa hakan ke faruwa:&nbsp;Algorithm na AMM yana buƙatar sake daidaita ruwan don kiyaye tsarin sa. Idan farashin ETH ya tashi sosai yayin da kuke da ETH da USDT a cikin ruwan, algorithm ɗin zai yi aiki kai tsaye

sayar da wasu daga cikin ETH dinka don USDT don kiyaye darajar a daidaito. Za ka ƙare da ƙasa da kadarorin da suka ci nasara da ƙari daga waɗanda suka yi asara.</li> <li>Yana zama &ldquo;na dindindin&rdquo; lokacin da ka fitar da shi.&nbsp;Asarar tana zama &ldquo;na wucin gadi&rdquo; ne kawai a kan takarda har sai ka fita daga matsayin. Don haɗin gwiwa tare da babban canji, wannan asarar na iya wuce duk wani lada na noma da ka samu. Wannan shine dalilin da ya sa

masu manoma suna bin&nbsp;ma'aunin kuɗi&nbsp;(misali, USDT/USDC) ko ma'aunin kadarorin da aka daidaita (kamar wBTC/BTC), inda haɗarin asarar wucin gadi yake ƙanƙanta.</li> </ul> </li> <li>Haɗarin Kwantiragi Masu Hikima:&nbsp;Kana ba da kuɗinka ga layukan lamba. Wannan lambar na iya samun kurakurai ko rauni da masu fashi za su iya amfani da su. An rasa miliyoyin daloli saboda

hanyan dabaru da kuma amfani da su. Koyaushe yi bincike kan tarihin tantancewa na wata hanyar sadarwa (amma ka tuna, tantancewa ba tabbaci bane na tsaro).</li> <li>Rug Pulls da Zamba:&nbsp;Garin DeFi cike yake da masu aikata laifi. "Rug pull" na nufin lokacin da masu haɓaka wani aikin suka bar shi kuma suka gudu da duk kuɗin da ke cikin wurin ajiyar ruwa. Wannan yana faruwa musamman da

kungiyoyi masu zaman kansu da sabbin hanyoyin da ba a tantance ba suna bayar da ribar da ba za a iya yiwuwa ba.</li> <li>Kudin Gas:&nbsp;Aiki a kan hanyar sadarwar Ethereum (da sauran) yana buƙatar biyan kuɗin mu'amala da ake kira &ldquo;gas.&rdquo; Tsarukan noma masu rikitarwa da suka haɗa da ajiya da yawa, musayar, da kuma karɓa na iya haifar da kuɗaɗen da suka kai dari na daloli. Wannan na iya goge ribar gaba ɗaya ga ƙananan

masu.</li> <li>Canjin Token na Gwamnati:&nbsp;Kyakkyawan 1000% APY na iya biyan kuɗi a cikin token wanda zai fadi 90% cikin ƙima a mako mai zuwa. Dole ne ku ci gaba da sarrafa waɗannan token na lada kuma a kai a kai ku sayar da su don samun riba ta gaske.</li> </ul> <h3 class="wp-block-heading">5. Gina Tsarinku: Daga Fara zuwa DeFi Degens</h3> Tsarinku ya kamata ya dace

kai tsaye tare da jujjuyawar hadarinka. <ul class="wp-block-list"> <li>Tsari na 1: Noma Stablecoin (Matsayi Mai Tsaro) <ul class="wp-block-list"> <li>Menene shi:&nbsp;Bayar da ruwa ga haɗin stablecoins, misali, USDT/USDC.</li> <li>Hadar/Amfani:&nbsp;Mafi ƙarancin haɗari na asarar lokaci, ƙananan amma masu dorewa lada (yawanci 5-15% APY). Babban

hadari shine gazawa na stablecoin kanta (misali, idan USDC ta daina zama daidai).</li> <li>Wanda ya dace da shi:&nbsp;Masu farawa da gaske da masu zuba jari masu tsoron hadari suna neman mafi kyawun dawowa fiye da na gargajiya.</li> </ul> </li> <li>Tsarin 2: Noma Haɗin Blue-Chip (Hanyar Daidaito) <ul class="wp-block-list"> <li>Menene shi:&nbsp;Bayar da

liquidity don don ga wani haɗin gwiwa na cryptocurrencies masu ƙarfi da manyan kasuwa. Yi tunanin haɗin gwiwa kamar&nbsp;ETH/USDT,&nbsp;BTC/USDT, ko wasu manyan kadarori. Zaka iya bincika haɗin gwiwa kamar&nbsp;ETC/USDT&nbsp;ko&nbsp;PAXG/USDT&nbsp;(token da aka tallafawa zinariya) don samun bambance-bambancen fuskantar kasuwa.</li> <li>Hadarin/Riba:&nbsp;Hadarin matsakaici na rashin dindindin

asara, lada rewards. Kuna ciyar da cewa kadarorin biyu ba za su rabu da juna a farashi ba sosai. Amfanin yana fi girma fiye da tashoshin stablecoin saboda karuwar canji da yawan ciniki.</li> <li>Wanda ya dace da shi:&nbsp;Masu zuba jari da suka saba da wasu hadari wadanda ke gaskanta a cikin darajar dogon lokaci na duka kadarorin a cikin wannan jeri.</li> </ul> </li> <li>Tsarin 3: Cikakken

DeGen Kware (Hadari-Hadari, Babban Riba) <ul class="wp-block-list"> <li>Menene shi:&nbsp;Noma a kan sabbin, ba a tantance su ba, ko bayar da ruwa ga kadarorin da suke da canji sosai da juna (misali, kuɗaɗen meme guda biyu da ba a san su ba).</li> <li>Hadari/Riba:&nbsp;Hadarin gaske na asarar wucin gadi, hare-haren kwangila masu wayo, da kuma juyin mulki. APYs na iya kasancewa a cikin

kashi dubu, amma kuna yin caca ne.</li> <li>Wanda ya dace da shi:&nbsp;Masu amfani da DeFi masu kwarewa tare da babban juriya ga haɗari waɗanda za su iya iya rasa dukkan jarin su. Wannan ba don masu farawa ba ne.</li> </ul> </li> </ul> <h3 class="wp-block-heading">6. Jagora Mataki-Mataki don Noma Riba na Farko</h3> <ol class="wp-block-list" start="1">

<li>Samu Akawọn:&nbsp;Ṣeto akawọn ti kii ṣe olutọju bi MetaMask tabi Trust Wallet.</li> <li>Fundi Akawọn Rẹ:&nbsp;Ra owo-iworo lati ọdọ paṣipaarọ ti o ni igbẹkẹle. Ti o ba n wa pẹpẹ ti o ni aabo ati irọrun lati gba owo-iworo rẹ akọkọ, o le ra ETH, USDT, TRX, tabi awọn ohun-ini miiran lori&nbsp;<a href="https://exbix.com/"

target="_blank" rel="noreferrer noopener">Exbix</a>. Da zarar an saye, janye shi zuwa adireshin walat ɗinku na sirri.</li> <li>Zaɓi Tsarin Ka da Tashar:&nbsp;Fara da sauƙi. Zaɓi tsarin da aka kafa kyau kamar Uniswap (Ethereum) ko PancakeSwap (Binanace Smart Chain) da kuma stablecoin ko tashar blue-chip.</li> <li>Bayar da Ruwa:&nbsp;Tafi zuwa

A cikin sashen &ldquo;Pool&rdquo;, zaɓi dukkanin kadarorin guda biyu da kake son bayarwa a cikin ƙimar USD daidai, sannan ka amince da ma'amalar. Za ka karɓi&nbsp;LP Tokens&nbsp;wanda ke wakiltar rabonka na tafkin.</li> <li>Shiga LP Tokens ɗinka:&nbsp;Yawan lokaci, kana buƙatar ɗaukar LP tokens ɗinka zuwa wani sashen &ldquo;Farm&rdquo; daban don shiga su da fara samun ƙarin lada.

rewards. Amince wani ma'amala.</li> <li>Hako da Gudanarwa:&nbsp;Za ka iya "hako" lambobin lada naka lokaci-lokaci kuma ko dai ka sake saka su (sake zuba jari) ko ka mayar da su zuwa stablecoins don tabbatar da riba.</li> </ol> <h3 class="wp-block-heading">7. Makomar Noma Riba</h3> Noma riba na ci gaba da canzawa. Muna ganin motsi

zu: <ul class="wp-block-list"> <li>Layer 2 Solutions:&nbsp;Tsarin da ke kan hanyoyi kamar Polygon da Arbitrum suna rage kudin gas sosai, suna sanya aikin gona ya zama mai sauƙi ga mutane da yawa.</li> <li>Ingantaccen Gudanar da Hadari:&nbsp;Sabbin tsare-tsaren inshora kamar Nexus Mutual suna bayar da kariya daga gazawar kwangilolin fasaha.</li> <li>Cross-Chain

Farming:&nbsp;Ba wa manoma damar motsa kadarorin su tsakanin sabbin blockchains don neman mafi kyawun ribar.</li> <li>Gina Kwarewar Masu Amfani:&nbsp;&ldquo;Yield Aggregators&rdquo; kamar Yearn.finance suna sarrafa tsarin, suna motsa kuɗin ku tsakanin dabaru don samun mafi kyawun dawowa.</li> </ul> <h3 class="wp-block-heading">8. Kammalawa: Shin Yield Farming Ya Dace da

You?</h3> Farming amfanin gona wata babbar hanya ce da ke ba da damar samun sabis na kudi ga kowa da kowa tare da bayar da damar samun kudaden shiga ba tare da misaltuwa ba. Duk da haka, ba wani kuskure ne na kudi ba ne. Hanya ce mai wahala, mai hadari wanda ke bukatar bincike mai zurfi, kulawa akai-akai, da kuma karfin zuciya don jure canje-canje. Fara karami, fara lafiya, kuma kada ka zuba jari fiye da abin da kake son

lose.&nbsp;Koyi rukunin stablecoin kafin ka yi tunanin gonaki masu haɗari. Yanayin DeFi yana da ban sha'awa, amma yana da kyau a zama mai hankali a cikin noma. Yi bincikenka, fahimci haɗarorin, kuma fatan ribarka ta kasance mai yawa yayin da asarar ka ke zama ba ta da ɗorewa. Shirye ka koyi game da duniya na crypto?&nbsp;Fara da samun dukiyarka ta farko cikin tsaro a kan wani abin dogaro

platform.&nbsp;<a href="https://exbix.com/signup" target="_blank" rel="noreferrer noopener">Yi rajin don samun asusun Exbix</a> yau don fara tafiyarka cikin duniya na kudaden dijital da DeFi.

Hatsarin DeFi da Riba

Yadda Ake Noma Yield: Jagoranka Kan Hadarurruka, Kyaututtuka, da Nasarorin Dace