<p>N'ịhụnanya na-agbanwe agbanwe nke ego na-enweghị onye na-achịkwa (DeFi), ọtụtụ ngalaba anaghị atụ uche ndị na-etinye ego na ndị na-emepụta ihe dịka DeFi tokens. Ka anyị na-agagharị site na 2025, na ahịa cryptocurrency ụwa na-egosi ume ọhụrụ n'etiti ịkọwapụta iwu na nnabata ụlọ ọrụ, tokens dịka Uniswap (UNI), Aave (AAVE), na Curve (CRV) na-apụta dị ka ndị nkwado nke usoro a.</p>

ngwa a na-anọchite anya usoro ndị na-eme ihe ọhụrụ, kamakwa ọ na-egosipụta mgbanwe na usoro akụ na ụba nke na-abawanye uru, nke dị irè, na nke na-enweghị etiti. Akwụkwọ a na-enyocha nke ọma usoro ahịa na gburugburu ndị a na-emepụta, na-enyocha arụmọrụ ha n'oge gara aga, omume ugbu a, atụmatụ nke ọdịnihu, na otu ikpo okwu dịka Exbix si eme ka ha dịrị ndị ọrụ kwa ụbọchị mfe. Ma ọ bụrụ na

ị bụ onye na-ere ahịa nwere ahụmahụ ma ọ bụ onye mbido, ịghọta usoro ndị a nwere ike inyere gị aka ime mkpebi ziri ezi na ahịa nke a na-atụ anya na ọ ga-ahụ ọnụ ahịa niile nke DeFi (TVL) gafere $200 ijeri tupu ngwụcha afọ.</p> <p>DeFi, nke pụtara Ego Nchekwa Nchekwa, na-ezo aka na ngwugwu ọrụ akụ na ụba e wuru na teknụzụ blockchain, na-ewepụ ndị na-etinye aka dịka ụlọ akụ. It

na-ejikọta ịnye, ịrịọ, ịzụ ahịa, na ịkụ akụ, niile na-akwado site na smart contracts. Uniswap, Aave, na Curve bụ otu n'ime usoro kachasị elu na mpaghara a, nke ọ bụla na-elekwasị anya na nsogbu ndị a na-ahụkarị: Uniswap na-eme mgbanwe na decentralized exchanges (DEXs), Aave na-eduga na ịnye na ịrịọ, na Curve na-emeziwanye mgbanwe stablecoin. Ka August 2025, ahịa DeFi nwere ọnụ ahịa nke na-agbakọ gburugburu $98.4 ijeri, n’elu

38% si site afọ gara aga, na nke a atọ tokens na-enyere aka nke ukwuu. Ma gịnị ka na-eme ka ha na-emegharị? Ka anyị kwụsịrị ya, malite na nchịkọta zuru ezu tupu anyị banye n'ime token ọ bụla.</p> <h2 class="wp-block-heading">Nchepụta Ahịa DeFi N'ozuzu na 2025</h2> <p>2025 bụ afọ dị mkpa maka DeFi. Mgbe mmegharị nke 2024, ebe enweghị ntụkwasị obi na iwu na mmegharị ahịa

nwaleghachi ike ngalaba ahụ, anyị hụla mgbasa nke na-esi na ọtụtụ ihe ndị bụ isi. Nke mbụ, mmasị ụlọ ọrụ abawanyela nke ukwuu. Ụlọ ọrụ dịka BlackRock na Fidelity etinyela ihe ndị DeFi n'ime atụmatụ ha, na-eme ka liquidị na ntụkwasị obi dịkwuo elu. Nke abụọ, mmepe teknụzụ, dịka ngwọta mgbakwunye nke abụọ na Ethereum (nke bụ ebe ọtụtụ DeFi na-arụ ọrụ), emeela ka ụgwọ gas belata na

mgbakwunye ọsọ nke azụmahịa, na-eme ka usoro ndị ahụ bụrụ ndị ọrụ nwere mmasị.</p> <p>Data si na isi mmalite dịka DefiLlama na CoinMarketCap na-egosi ihe ọma: DeFi TVL eruola ihe karịrị $150 ijeri, na usoro ịkwụ ụgwọ dịka Aave nwere $4.5 ijeri, DEXs dịka Uniswap nọ na $3.2 ijeri, na ọdọ mmiri nke Curve nke na-elekwasị anya na stablecoin nọ na ihe dị ka $3.9 ijeri. Ọnụahịa token esoro ụzọ ahụ&mdash;UNI na-ere ahịa

n'ịtụ $9.69, AAVE na $315.15, na CRV na ihe dị ka $0.62&mdash;na-egosi ngwakọta nke mmetụta bullish na nlekọta mgbake. Ndụmọdụ gụnyere ịrị elu nke njikọta akụ ụwa (RWAs), ebe a na-ewepụta akụ na ụba ma ọ bụ bọnd site na Aave, na njikọta cross-chain, na-enye Uniswap ohere ịgbasa n'elu Ethereum.</p> <p>Otú ọ dị, ihe ịma aka ka dị. Mgbasa ozi nchekwa, n'agbanyeghị na ọ dara 20%

site 2024, ka na-adịkwa ukwuu, na mmebi ego na-eri $500 nde na afọ a naanị. Ndụmọdụ iwu, dị ka Project Crypto nke SEC, emeela ka ihe doo anya, na-eme ka mmetụta bụrụ nke ọma maka mkpụrụ ego dịka UNI, AAVE, na CRV. Ndị na-azụ ahịa buru ibu na ụlọ ọrụ na-anakọta, dịka e si hụ na data na blockchain na-egosi ịrịba ama nke ibu: AAVE nwere ibu nke $431 nde na awa 24, UNI nwere $135 nde, na CRV na

$58 ijeri. Nke a na-egosi ntụkwasị obi, karịsịa ka DeFi yields na-abụkarị 5-15%, na-efegharị karịa nchekwa ọdịnala.</p> <p> Maka ndị ọrụ na-achọ ịbanye, ikpo okwu dị ka Exbix na-enye ụzọ dị mfe. Ị nwere ike ịnyagharịa ịzụ ahịa ndị a na ikpo okwu bụ isi&mdash;<a href="https://exbix.com/" target="_blank" rel="noreferrer noopener">ga na Exbix</a>&nbsp;iji malite&mdash;ma ọ bụ mee ka

nloghachi site na mmemme staking. Iji stake DeFi tokens gị ma nweta ego na-abụghị nke a na-enweta, lelee&nbsp;<a href="https://exbix.com/staking" target="_blank" rel="noreferrer noopener">Exbix Staking</a>, ebe a na-eche gị nnukwu uru.</p> <h2 class="wp-block-heading">Uniswap (UNI): Ọnọdụ Ahịa Eze DEX</h2> <p>Uniswap, nke a malitere na 2018 site n'aka Hayden Adams, kwụsịrị njikọ nke etiti.

nkwukọrịta na ụdị onye na-eme ahịa akpaaka (AMM) ya. UNI, mkpụrụ ego ọchịchị ya nke ewebatara na 2020, na-enye ndị nwe ya ohere ịvote maka mmelite usoro, usoro ụgwọ, na nkesa akụ. Na 2025, usoro Uniswap na-achịkwa site na mmelite V4 ya, nke webatara hooks maka ọdọ mmiri mmiri nwere ike ịhazi, na-eme ka arụmọrụ dịkwuo mma ma na-adọta ndị mmepe ndị ọzọ.</p> <p>Nyere nyocha ahịa na-egosi

Ọnụahịa UNI nọ na $9.69, nke bụ elu site na $7 n'oge mbụ nke afọ, n'etiti mgbasa nke altcoin. Nchegharị ogologo oge bụ ndị na-atụ anya na ọ ga-abụ ezigbo ihe: ndị ọkachamara dịka ndị nọ na CCN na-atụ anya UNI ga-eru $15 tupu ngwụcha afọ, nke a na-akpata site na ịbawanye nke DEX volumes. TVL Uniswap nọ na $3.2 billion, na-eme ka ọ bụrụ usoro DeFi nke atọ kachasị ukwuu. Ihe ndị bụ isi gụnyere ịrị elu nke ịzụ ahịa ego meme na Uniswap, nke

na-enye 40% nke $1.2 trillion na ọnụ ọgụgụ nke a na-ejikọtara. Nkwado ụlọ ọrụ bụ ihe doro anya&mdash;ndị na-azụ ahịa buru ibu enwetala 149 nde UNI na ahịa dịka Binance.</p> <p>Ma UNI adịghị enwe enweghị mgbanwe. Ntụgharị 10% na July 2025 sochiri mmezi ahịa sara mbara, mana ọ laghachiri na ozi gbasara mmekọrịta na netwọk layer-2 dịka Arbitrum. Ihe atụ na blockchain dị ike: adreesị na-arụ ọrụ

n'elu 15%, na ọnụ ọgụgụ azụmahịa na-eru $135 nde kwa ụbọchị. Mgbe e jiri ya tụnyere asọmpi dịka PancakeSwap, uru Uniswap dị na mmiri ego ya nke bụ Ethereum na usoro ọchịchị, ebe ndị nwe UNI kwụsịrị atụmatụ ndị nwere ihe ize ndụ, na-eme ka ọ dịkwuo mma.</p> <p> maka ndị na-etinye ego, uru UNI na-agbasa karịa echiche. Ịnwe UNI na-enye akụkụ ụgwọ site na ụgwọ 0.3% nke usoro ahụ,

kekọrịta site na ọchịchị. N’afọ ebe ọchịchị DeFi (nke a na-atụle dịka ọnụahịa ahịa nke ndị kachasị elu dịka UNI, AAVE, na CRV) ruru 20% nke ahịa crypto, ọrụ UNI bụ isi. Ọ bụrụ na ị na-ele UNI anya, nyiwe dịka Exbix na-eme ka ọ dị mfe ịzụ ahịa ma ọ bụ itinye ego.&nbsp;<a href="https://exbix.com/staking" target="_blank" rel="noreferrer noopener">Tinye UNI gị na Exbix</a>&nbsp;ka ị nweta uru.

ruru ruo 10%, ma ọ bụ nyochaa mgbanwe zuru ezu na&nbsp;<a href="https://exbix.com/" target="_blank" rel="noreferrer noopener">Exbix</a>.</p> <p>N'ịtụle n'ihu, njikọta Uniswap na RWAs nwere ike ibuli UNI ruo $20 site na 2026. Ndị na-enyocha na-ezo aka na ọnụ ahịa ya dị ala—TVL ratio nke 0.40—na-egosi ohere maka uto. Echiche ọha na platforms dịka X bụ nke ọma, na mkparịta ụka na-egosipụta

UNI&rsquo;s arụmọrụ megide ndị asọmpi.</p> <p>(Ọnụọgụ okwu ruo ugbu a: ~850. Na-aga n'ihu na mgbakwunye maka omimi.)</p> <h2 class="wp-block-heading">Aave (AAVE): Inovation na Nchekwa Ahịa</h2> <p>Aave, nke Stani Kulechov guzobere na 2017 dị ka ETHLend, agbanweela ka ọ bụrụ usoro nkwụnye ego dị ike. AAVE, akara ya, na-eme ka ọchịchị, ịkwụ ụgwọ maka nchekwa, na mbelata ụgwọ. Na

2025, Aave&rsquo;s ihe omume na-agbagharị gburugburu V3 na V4 ya, nke kpọpụtara ịkwụ ụgwọ n'ogbe na ịrịba ama nke ịkwụ ụgwọ, na-eme ka TVL ruo $4.5 ijeri.</p> <p>AAVE&rsquo;s ọnụahịa na $315.15 na-egosi uru nke 200% site na mmalite afọ, nke ndị ụlọ ọrụ na-etinye ego na-eme ka ọ bụrụ. Ndị na-azụ ahịa ukwu jidere $13.2 ijeri na AAVE na June 2025, dịka data Lookonchain si kwuo, na-eme ka ọnụ ọgụgụ rụọ ọrụ ruo $431 ijeri. Ihe omume gụnyere the

mmalite nke flash loans&mdash;ịzụ ahịa na-enweghị nkwụghachi&mdash;nke mepụtara $100 nde na ụgwọ n'ọnwa gara aga. Njikọ Aave na stablecoins dị ka USDC na EURC emeela ka ọ bụrụ ọdụ ụgbọ mmiri n'etiti TradFi na DeFi, na mmekọrịta dịka Circle na-eme ka mmiri dịrị.</p> <p>Njikọ ahịa adịghị egbochi uto. Mgbe izere nyocha SEC na 2023 (ka AAVE na-arụ ọrụ na

Ndị na-arụ ọrụ Proof-of-Work), ọ tụrụ 27% n’otu ụbọchị. Mgbakwunye TVL nke 11% kwa izu na-egosi ntụkwasị obi, na ụgwọ ndị a na-akwụ ụgwọ karịa na-ebelata mmefu. N'ịtụnyere Compound, Aave&rsquo;s ọnụego mgbanwe na atụmatụ ikikere ego na-enye ohere, na-adọta ndị na-eme mkpụrụ ego na-achọ 8-12% APYs.</p> <p>Nsogbu gụnyere asọmpi site na usoro ọhụrụ dịka JustLend ($3.7 ijeri TVL), mana Aave&rsquo;s

nchekwa nyocha na ụgwọ ụgwọ na-eme ka ọ bụrụ nke kacha mma. Na X, mmetụta ndị mmadụ bụ nke ọma, na 59% nke tweets na-ekwu okwu ọma banyere decentralization ya. Maka ndị ọrụ, itinye AAVE na modul nchekwa na-enye ụgwọ mgbe ọ na-akwado usoro ahụ megide ịda ogbenye.</p> <p>Ụfọdụ ndị ọrụ Exbix nwere ike iji ikike AAVE mee ihe site na ịzụ ahịa na ikpo okwu&mdash;<a href="https://exbix.com/" target="_blank" rel="noreferrer

noopener">ga na Exbix</a>&mdash;ma ọ bụ ịzụ ahịa maka uru ka mma na&nbsp;<a href="https://exbix.com/staking" target="_blank" rel="noreferrer noopener">Exbix Staking</a>, ebe AAVE pools na-enye ihe nkwado asọmpi.</p> <p>Nhọpụta: Site na 2030, AAVE nwere ike iru $500-700 ma ọ bụrụ na ịnabata DeFi na-aga n'ihu, dịka atụmanya CoinMarketCap si kwuo. Ọnọdụ ya nke na-adịghị ọnụ (TVL ratio 0.40) na-egosi ịzụta.

opportunities.</p> <h2 class="wp-block-heading">Curve (CRV): Ngwaahịa Stablecoin na Nchekwa Mmasị</h2> <p>Curve Finance, nke Michael Egorov mepụtara na 2020, na-elekwasị anya na azụmahịa stablecoin nwere obere slippage site na AMM ya. CRV, bụ token njikwa na ụgwọ, na-enye ndị na-enye mmiri (LPs) ihe nrite site na igbochi veCRV maka ịrị elu nke mmasị. Na 2025, usoro Curve na-elekwasị anya na LlamaLend na crvUSD.

na-akwado, na-ebuli TVL ruo $3.9 ijeri.</p> <p>Ọnụahịa CRV nke $0.62 ahụwo mgbanwe, na-adọba site na $0.90 elu ma na-abawanye 3% kwa izu. Amụma sitere na CCN na-atụ anya $1.86 ka afọ kwụsịrị, na ebumnuche ogologo oge bụ $7.89 site na 2030. Ihe ndị na-akpali: Metapools maka tokens na-adịghị mma na njikọta na TradFi, dịka ịkwụ ụgwọ stablecoin site na Visa. Ọnụ ọgụgụ ruru $342 ijeri kwa ụbọchị, nke bụ mmụba 83%, na-egosi na ọ na-arị elu

ọrụ.</p> <p>Ụzọ dị ugbu a gụnyere ọchịchị nke yield farming, na-enye CRV ụgwọ ruo 2.5x site na mgbakwunye. Mgbe mmebi nke 2024 gasịrị, mmelite nchekwa weghachiri ntụkwasị obi, dịka e si hụ na 1.37% nke ibu maka ọdọ mmiri dịka stETH. Na on-chain, nkesa nke ihe onwunwe na-egosi nchịkọta nke ndị nnukwu azụ, na Binance na-ejide 4.92% nke ihe onwunwe.</p> <p>N'ịtụnyere Uniswap, ntụgharị Curve na stables na-ebelata ọnwụ na-adịghị mma, na-eme ka ọ bụrụ

zuru oke maka ndị LP ndị na-emegharị. Social buzz na-eme ka CRV bụrụ #92 na nkwupụta, nwere 90/5 mmetụta akara.</p> <p>Maka mmekọrịta,&nbsp;<a href="https://exbix.com/staking" target="_blank" rel="noreferrer noopener">tọghata CRV na Exbix</a>&nbsp; maka uru kacha mma, ma ọ bụ zụta na&nbsp;<a href="https://exbix.com/" target="_blank" rel="noreferrer noopener">Exbix</a>.</p> <p>Ọdịnihu: Na DeFi&rsquo;s $376.9 million

egozi a na-atụ anya, CRV nwere ike 5x ma ọ bụrụ na cross-chain gbasaa.</p> <h2 class="wp-block-heading">Nyocha Ntụle na Njikọta na Exbix</h2> <p>Nyochaa UNI, AAVE, na CRV: UNI na-eme nke ọma na olu azụmahịa ($135M), AAVE na TVL ($4.5B), CRV na arụmọrụ kwụsie ike. Ha niile na-enweta uru site na mmelite Ethereum, mana ha dị iche na ihe ize ndụ—UNI nwere mgbanwe, AAVE kwụsie ike, CRV na-elekwasị anya na uru.</p> <p>Exbix na-ejikọta

nke a na-enye azụmahịa na staking na ụgwọ dị ala.&nbsp;<a href="https://exbix.com/" target="_blank" rel="noreferrer noopener">Gaa na Exbix</a>&nbsp; maka portfolios, ma ọ bụ&nbsp;<a href="https://exbix.com/staking" target="_blank" rel="noreferrer noopener">Exbix Staking</a>&nbsp; maka DeFi yields.</p> <h2 class="wp-block-heading">Nlekọta Ọdịnihu na Nchịkọta</h2> <p>Site na 2026, tokens ndị a nwere ike ịhụ 50-100%

nwetara n’ime uto DeFi. Ihe ize: iwu, mwakpo. Otú ọ dị, na nkwado ụlọ ọrụ, ọdịnihu dị mma.</p>

Nyocha Token DeFi

Uru Ahịa Tokens DeFi: Uniswap, Aave, na Curve