Obukadde bwa DeFi: Ekitundu ky'Emikutu, Aave, ne Curve

Mu nsi y'ekikula eky'ekikula mu by'ekikula eby'ekikula (DeFi), eby'ekikula bingi byakwatako obulamu bw'abakugu n'abakola eby'ekikula nga DeFi tokens. Nga tuyita mu 2025, nga omuwala w'ekikula w'ekikula guli mu bulamu obw'amaanyi mu nsi y'ekikula, nga waliwo obukakafu bw'okusaba n'okusaba kw'amaanyi, eby'ekikula nga Uniswap (UNI), Aave (AAVE), ne Curve (CRV) bikwata ku bintu eby'ekikula mu nsi y'ekikula. Ezi token si n'ịkọwa usoro ndị na-emepe emepe kama ọ na-anọchi anya mgbanwe nke na-eme ka usoro akụ na ụba bụrụ nke gụnyere, nke dị irè, na nke na-enweghị etiti. Akwụkwọ a na-enyocha nke ọma usoro ahịa na-ejikọta na ndị a token, na-enyocha arụmọrụ ha n'oge gara aga, ọnọdụ ugbu a, atụmatụ n'ọdịnihu, na otu ikpo okwu dịka Exbix si eme ka ha bụrụ ndị mmadụ kwa ụbọchị. Ma osente, whether you’re a seasoned trader or a newcomer, okwanga kumanya ebikolebwa bino kisobola okukuyamba okufuna obulamuzi bw’amaanyi mu maketi g’akakasa okukyusa DeFi’s total value locked (TVL) okutuuka ku $200 billion mu mwaka oguwedde.

DeFi, ey’ekika ky’Obukadde obutakwatagana, kitegeeza ekikolo ky’ebyensimbi ekikolebwa ku bunnya bwa blockchain, nga kyeyongera okukyusa abateekateeka ng’aba banki. It ekitibwa, okukuuma, okuteeka, n'okukola obulamu, byonna bikoledwa mu nteekateeka ezikozesebwa mu byobulamu. Uniswap, Aave, ne Curve biri mu bifo eby'amaanyi mu nsonga eno, buli kimu kikola ku nsonga ezikosa: Uniswap efulumya obukugu mu nsalo ezikozesebwa mu byobulamu (DEXs), Aave etuusa mu kutuusa n'okukuuma, ne Curve efulumya obulamu bw'ekikozesebwa mu nsalo ezikozesebwa. Okutuusa mu August 2025, omutindo gwa DeFi gujja ku $98.4 billion, nga guwandiika mu nsonda. 38% okuva mu mwaka oguwedde, nga ebikozesebwa bino bisobola okuteekawo obuwanguzi obukulu. Naye ki ekikola ku nsonga zabwe? Tujja kusalawo, okutandika n'ekisanyizo ekikulu nga tugenda mu bifo byonna ebyo.

Obulamu bw'ekibuga DeFi mu 2025

2025 yabadde omwaka omukulu ku DeFi. Olukalala lw'ekiseera kya 2024, lwe byabadde n'ekizikiza mu mateeka n'okusasanya kw'ekibuga. ekitiddwa obukodyo bw’ekikalu, twabonye okuzzaamu okwetegereza okw’amaanyi okuddirira ku bintu eby’enjawulo. Ekitandikirwako, obukugu bw’amasannyalaze bukoze omugaso. Amakampuni ng’ama BlackRock ne Fidelity agateekeddwako ebikozesebwa mu DeFi mu bifo byabwe, nga bboogera ku kukyusa obukadde n’amaanyi. Ekitundu ekyokubiri, obukugu obw’amaanyi, ng’ama layer-2 mu Ethereum (wamu n’abo bonna abakozesa DeFi), buvudde ku bbeeyi z’amaanyi n’ okukwasa okwawukana, okukola amafaananyi g'ekikozesebwa mu nsi y'abantu.

Ebikozesebwa okuva mu masannyalaze ng'eyitibwa DefiLlama ne CoinMarketCap bisobola okutegeeza obulungi: DeFi TVL efudde mu $150 billion, nga ebyokukola eby'ekikozesebwa nga Aave bikoze $4.5 billion, DEXs nga Uniswap ziri ku $3.2 billion, ne Curve’s stablecoin-focused pools ziri ku $3.9 billion. Ekitundu ky'amatikiti kyakolebwa mu ngeri emu—UNI okukola okugera ku $9.69, AAVE ku $315.15, na CRV ku buringanire bwa $0.62—bigaragaza ihinduka ry'ibyiyumvo byiza n'ukwiyubaka kwitondewe. Imigendekere irimo kuzamuka kw'ibintu bifatika (RWAs) byinjizwa, aho ubutaka bwatanzwe mu buryo bwa token cyangwa impapuro z'ubukungu byakodeshejwe hifashishijwe Aave, hamwe no guhuza imiyoboro itandukanye, bigatuma Uniswap yinjira mu bindi bihugu birenze Ethereum.

Ariko, ibibazo biracyahari. Ibibazo by'umutekano, nubwo byagabanutse ku 20% kutoka 2024, bado kuna wasiwasi mkubwa, huku matumizi yakiwa na gharama ya dola milioni 500 mwaka huu pekee. Mwelekeo wa udhibiti, kama vile Mradi wa Crypto wa SEC, umetoa uwazi, ukigeuza hisia kuwa chanya kwa tokeni kama UNI, AAVE, na CRV. Nyangumi na taasisi zinakusanya, kama inavyoonekana katika data ya on-chain inayoonyesha ongezeko la kiasi: kiasi cha masaa 24 cha AAVE kikiwa dola milioni 431, UNI kikiwa dola milioni 135, na CRV kikiwa $58 miliyoni. Iyi nyongera igaragaza icyizere, cyane cyane nk'uko inyungu za DeFi ziri hagati ya 5-15%, zikaruta ububiko busanzwe.

Ku bakoresha bashaka kwinjira, imbuga nka Exbix zitanga uburyo bworoshye bwo kwinjiramo. Ushobora kugerageza gucuruza izi tokens ku rubuga nyamukuru—sura Exbix  kugirango utangire—cyangwa ukarushaho gukoresha nsonyi mu staking programs. Iwe osanga DeFi tokens zaako kuti uwane mari isingasviki, tarisa Exbix Staking, uko kune mikana inokwikwidza.

Uniswap (UNI): Nzira yeMusika yeDEX Kingpin

Uniswap, yakavambwa muna 2018 naHayden Adams, yakakanganisa centralized ekyokya n'ekikola kyayo (AMM) ekitundu. UNI, ekitundu kyayo eky'okusasanya ekyategekeddwa mu 2020, kireeta abawandiisi okukola ku by'okukola ku nteekateeka, ebikozesebwa, n'ekikozesebwa ky'ensimbi. Mu 2025, ebikozesebwa bya Uniswap birina obukodyo obw'ekikola kyayo V4, eyateekawo ebikozesebwa eby'okusanyizibwa ku nsimbi ezikozesebwa, okuzza mu mbeera n'okukozesa abakozi abalala.

Okunoonyereza ku makubo g'ekyokya kutegeeza UNI’s price erigye na $9.69, si na $7 n’ime afọ a, n’ime nnukwu mmegharị altcoin. Ncheta ogologo oge bụ ndị na-atụ anya: ndị ọkachamara dị ka ndị nọ na CCN na-atụ anya UNI ga-eru $15 tupu ngwụcha afọ, nke a na-akpata site na ịrịba ama nke DEX. Uniswap’s TVL nọ na $3.2 billion, na-eme ka ọ bụrụ usoro DeFi nke atọ kasị ukwuu. Ndụmọdụ ndị bụ isi gụnyere ịrị elu na azụmahịa nke meme coin na Uniswap, nke ekyali 40% ya $1.2 trillion mu volumu y'ekyenkya. Okukozesa kw'amaanyi ku masannyalaze kwegatta—abalina obukadde bakozese 149 million UNI ku masannyalaze nga Binance.

Naye UNI siyo nga tekyali mu biseera by'ekizikiza. Okudda wansi kwa 10% mu July 2025 kwateekeddwa ku kutabuka okw'ekikula, naye kyakoma ku nsonga z'ekikula n'ekikula ne nkola z'amasannyalaze nga Arbitrum. Eby'ekika ku mukutu birina obulungi: ama address agakozesa okukwata 15%, na obutafuna bw'ekikula bwebukwata $135 million buli lunaku. Okulaba ku bakyala abalala ng'ekikula PancakeSwap, obuwanguzi bwa Uniswap bujja mu bw'ekikula bwa Ethereum n'ekikula ky'okusaba, awamu n'abakolera UNI abateekeddwa okukyusa obutafuna obutakwatagana, okukakasa obusanyizo.

Ku bakadde, obukozesebwa bwa UNI bwebukwata mu kutegeka okusinga okwewandiisa. Okukwata UNI kulaga obuwanguzi mu bisale okuva mu 0.3% y'ebyokulabirako, ekikiddwa mu nteekateeka. Mu mwaka ogw’okuva mu DeFi (okuwandiika nga omuwendo gw’amasanyalaze g’ebyensimbi ogw’amaanyi nga UNI, AAVE, ne CRV) gwakiriza 20% y’amasanyalaze g’ebyensimbi, ekikula ky’UNI kireeta essanyu. Singa osuubira UNI, ebikozesebwa nga Exbix bikwatako mu kutunda oba okuzimba. Zimba UNI yo ku Exbix okuva mu bintu. okugenda ku 10%, oba onyoza ku musango ogw'ekikula ku Exbix.

Ng'ogenda mu maaso, okuzanyiza kwa Uniswap ne RWAs kisobola okutuuka ku UNI $20 mu 2026. Abakugu bagamba ku bungi bw'ekikula—TVL ratio ku 0.40—nga basaba ekifo ky'ekikula. Obuvunaanyizibwa ku masannyalaze ng'ogwa X bubeera bulungi, nga mu bigambo bikwata ku UNI’s okudda okudda abavuganya.

(Ekitundu ky'ekigambo okutuuka: ~850. Nja kukyusa okutuusa mu buvunaanyizibwa.)

Aave (AAVE): Obukugu mu Kuweereza n'Obukodyo bw'Olugendo

Aave, eyatandikiddwa Stani Kulechov mu 2017 ng'ETHLend, esanze mu kifo eky'ekikugu mu kuweereza. AAVE, ekitundu kyayo, kisobozesa okuteekateeka, okuzimba ku bintu ebikozesebwa mu kukola, n'okukozesa ku bbeeyi. Mu 2025, Aave’s ebbe ziri mu V3 na V4, nke butere ịkwụ ụgwọ n'ofe na ịgbazinye ego nke na-eme ka TVL rute $4.5 ijeri.

AAVE’s ọnụahịa nke $315.15 na-egosi uru nke 200% site na mmalite afọ, nke ndị ụlọ ọrụ na-etinye ego na-eme ka ọ bụrụ. Ndị na-ere ahịa jidere $13.2 ijeri na AAVE na June 2025, dị ka data Lookonchain si kwuo, na-eme ka volyum rute $431 ijeri. Ebube gụnyere the okuzi lw'ama flash loans—okukopa nga tewali musolo ku bwenkanya—okukola $100 million mu bwenkanya mu kisaa ky'ekiseera. Okukwatagana kwa Aave ne stablecoins ng'ogwa USDC ne EURC kwatandise okukola nga kkiro wakati wa TradFi ne DeFi, nga obuwangwa ng'ogwa Circle bukyusa obutafuna.

Ebyawandiiko mu makubo tebyakoma ku kukula. Olw'okukola obutafuna mu 2023 (nga AAVE akola ku Proof-of-Work roots), yateka 27% mu lunaku rumwe. TVL inowedzera ne11% pavhiki inoratidza kutenda, nemakwereti akawandisa achideredza kutadza. Kana tichienzanisa neCompound, Aave’s variable rates uye credit delegation features inopa kusarudzika, ichikwezva varimi vechibereko vanotsvaga 8-12% APYs.

Matambudziko anosanganisira kukwikwidza kubva kumapurotocol matsva akadai seJustLend ($3.7 billion TVL), asi Aave’s okukwasa kw'ekikozesebwa n'amaanyi g'ekikozesebwa ku bug bounties okukuuma obulungi bwakyo. Ku X, obugumu bw'ekirungi buva mu 59% y'amaanyi agakubiriza okwekwasa kw'ekikozesebwa. Ku bakozesa, okukozesa AAVE mu nsawo ez'ekikozesebwa kuzzizza ebirungo mu nsi y'ekikozesebwa nga bakkiriza ekikozesebwa mu nsi y'ekikozesebwa.

Abakozesa Exbix basobola okufuna obugumu bwa AAVE nga bakola ku pulatifomu—genda ku Exbix—oba ku staking ye nsako ezikozesebwa ku Exbix Staking, we AAVE pools ziteekateeka ebyokulabirako eby'amaanyi.

Okulabirako: Mu 2030, AAVE kisoboka okutuuka ku $500-700 singa okwagala mu DeFi kuyingira mu nkola, ng'ekyokulabirako kya CoinMarketCap. Obusobozi bwayo obutakwatibwako (TVL ratio 0.40) bumuza okwekubiriza. opportunities.

Curve (CRV): Okukola kwa Stablecoin ne Yields ezikozesebwa

Curve Finance, eyakolebwa Michael Egorov mu 2020, especializes mu kukola stablecoin nga tewali kusuubirwa kwekusinga nga bw’akola AMM ye. CRV, ekitabo ky’okusasula n’okukozesa, ekola ku bwenkanya bw’abakola ku ssente (LPs) nga bw’akola veCRV locking okufuna yields ezikozesebwa. Mu 2025, ebikozesebwa bya Curve bikwatako LlamaLend ne crvUSD launches, pushing TVL to $3.9 billion.

CRV’s price at $0.62 has seen volatility, down from $0.90 highs but up 3% weekly. Predictions from CCN suggest $1.86 by year-end, with long-term targets at $7.89 by 2030. Key drivers: Metapools for obscure tokens and integration with TradFi, like stablecoin payments via Visa. Volumes reached $342 million daily, a 83% increase, signaling rising ebikozzi.

Amateeka g'ali mu yield farming, na CRV rewards ziri kufika 2.5x kudzera mu boosts. Pambuyo pa 2024, zotsatira, kukonzanso chitetezo kwachititsa kuti anthu akhale ndi chikhulupiliro, monga momwe zikuonekera mu 1.37% gauge weights ya mapulani ngati stETH. Pa on-chain, kugawana kwa katundu kukuwonetsa kuwonjezeka kwa ma whale, ndi Binance ikugwira 4.92% ya katundu.

Ngakhale kuti Uniswap, kuchitira Curve pa stables kumachepetsa kuphulika kwa nthawi, kumapangitsa kuti zikhale ekyali ku LPs abateekeddwa. Social buzz ikola CRV #92 mu kukakasa, n'ekirungi 90/5.

Okukola,  stake CRV ku Exbix okufuna ebirungi eby'amaanyi, oba okuteeka ku Exbix.

Obutukuvu: N'eky'ekikula DeFi’s $376.9 million ekisiri eya, CRV nwere ike ịrị elu 5x ma ọ bụrụ na cross-chain gbasaa.

Nyocha N'ịtụnyere na Njikọ na Exbix

N'ịtụnyere UNI, AAVE, na CRV: UNI na-eme nke ọma na volyum ahịa ($135M), AAVE na TVL ($4.5B), CRV na arụmọrụ kwụ ọtọ. Ha niile na-erite uru na mmelite Ethereum, ma dị iche na ihe ize ndụ—UNI na-agbanwe agbanwe, AAVE kwụsiri ike, CRV na-elekwasị anya na uru.

Exbix na-ejikọta eziga na inye ahịa na ụgwọ dị ala na staking. Gaa na Exbix  maka portfolios, ma ọ bụ Exbix Staking  maka DeFi yields.

Nchekwube Ọdịnihu na Mmechi

Site na 2026, tokens ndị a nwere ike ịhụ 50-100% ekitibwa mu kukula kwa DeFi. Ebyokulabirako: okuteekebwa mu mateeka, okudduka. Naye, nga waliwo obuyambi okuva mu masomero, obudde bujja bulungi.