<p>Izimali ze-cryptocurrency ziye zathatha umhlaba ngamandla eminyakeni eyishumi edlule, zishintsha indlela esicabanga ngayo ngemali, ukukhokha, nokutshalwa kwezimali. Nokho, phakathi kwazo zonke lezi zinguquko, kukhona ukugxekwa okuvamile okuhlala kuvele: ukungazinzi. I-Bitcoin, i-Ethereum, kanye nezinye izimali eziningi ziye zabona ukuhamba kwamanani okukhulu okwenza zibe mnandi kubathengisi kodwa zingasebenzi kahle ezinhlelweni zokuhweba zansuku zonke. Lokhu kuyi-</p>

lapha&nbsp;<strong>ama-stablecoins</strong>&nbsp;angena.</p> <p>Ama-stablecoins aklanyelwe ukuhlanganisa&nbsp;<strong>okungcono kokubili</strong>&mdash;ukusebenza kahle nokungaphandle kwemingcele kwezimali ze-cryptocurrency, kanye nokuzinza kwemali ye-fiat yendabuko. Ayisixhumanisi phakathi kwezinhlelo zezezimali ezindala nezimpahla zedijithali ezizimele, ehlinzeka ngokuqina, ukuhamba kwemali, nokusetshenziswa okusebenzayo.

izimo ezibenza babe yisisekelo sohlelo lwe-crypto namuhla.</p> <p>Kulolu chungechunge olunzulu, sizohlola ukuthi yini ama-stablecoins, asebenza kanjani, izinhlobo ezahlukene, kanye nezimo zabo ezikhulayo zokusetshenziswa&nbsp;<strong>ezisemhlabeni</strong>. Ekupheleni, uzobona ukuthi kungani kuvame ukubizwa ngama “glue” ye-revolution yezezimali zedijithali.</p> <hr class="wp-block-separator

has-alpha-channel-opacity"> <h2 class="wp-block-heading">Ukuqonda Ama-Stablecoins</h2> <p>Ngokuyinhloko, ama-stablecoins asetshenziswa njengezimpahla zedijithali&nbsp;<strong>ezixhunywe enanini</strong>&nbsp;lesikhwama esizinzile, ngokuvamile imali ethile efana nedola laseMelika (USD), i-euro (EUR), noma izinto ezinjengogolide. Injongo yabo enkulu uku&nbsp;<strong>nciphisa ukungazinzi</strong>&nbsp;futhi ukuhlinzeka ngendawo yokugcina enokwenzeka.

inani emhlabeni we-crypto ongazelelwe.</p> <p>Isibonelo, nakuba i-Bitcoin ingashintsha ngo-10% noma ngaphezulu ngosuku olulodwa, i-stablecoin ehlanganiswe nedola&mdash;njenge-USDT (Tether) noma i-USDC (USD Coin)&mdash;ihloselwe ukuhlala ku-$1 noma eduze kwayo.</p> <h3 class="wp-block-heading">Kungani Lokhu Kubalulekile?</h3> <p>Cabanga uzama ukuthenga ikhofi nge-Bitcoin: uvuma ukukhokha u-$3 nge-BTC, kodwa ngesikhathi sokugcina

ukuthi umtransakshini uqeda, intengo iyashintsha, futhi ungase ube ukhokhe kakhulu noma ungakhokhi kahle. Ngama-stablecoin, le nkinga iyaphela. Agcina ukuzinza futhi enza <strong>ukukhokha nge-crypto kube lula</strong>.</p> <hr class="wp-block-separator has-alpha-channel-opacity"> <h2 class="wp-block-heading">Izinhlobo zeStablecoins</h2> <p>Ayikho yonke i-stablecoin eyenziwe ngokulinganayo. Ukuklama kwazo nokuxhaswa kuthinta

izinga labo bokuqina, ukwethenjelwa, kanye nenhlekelele.</p> <h3 class="wp-block-heading">1. Ama-Stablecoin Asekelwe ku-Fiat</h3> <p>Lezi yizinhlobo ezivamile kakhulu futhi zixhaswe ngo-1:1 ngezimali ze-fiat ezigcinwe ezinkampanini zebhange. Izibonelo zifaka:</p> <ul class="wp-block-list"> <li><strong>USDT (Tether)</strong></li> <li><strong>USDC (USD Coin)</strong></li> <li><strong>BUSD (Binance USD)</strong></li> </ul>

<p>Umgqibelo ngamunye owenziwayo uxhaswe ngamadola angempela (noma impahla ezilinganayo efana nezikweletu) ezigcinwe umkhiqizi.</p> <h3 class="wp-block-heading">2. Ama-Stablecoin Asekelwe Ku-Crypto</h3> <p>Esikhundleni sokuxhaswa ngempahla ye-fiat, lawa ma-stablecoin axhaswe ngeminye imithombo ye-cryptocurrency. Ukuze kuphumelele ukungazinzi, ngokuvamile&nbsp;<strong>ukuxhaswa ngokweqile</strong>.</p> <ul class="wp-block-list">

<li><strong>DAI (ngokuhlanganiswa kwe-MakerDAO)</strong>&nbsp;iyisibonelo esihle, esisekelwa yi-Ethereum nezinye izimpahla zedijithali.</li> </ul> <p>Lo mkhiqizo uphucukile futhi ubonakalayo kodwa unengozi yokukhipha ngesikhathi sokwehla okukhulu kwemakethe.</p> <h3 class="wp-block-heading">3. Ama-Stablecoins E-Algorithmic</h3> <p>Lezi z stablecoins zisebenzisa izivumelwano ezihlakaniphile nezinhlelo zokulawula ukuhlinzekwa nokufuna, zigcina

<p>ukubambisana kwabo ngaphandle kokuthi babe nezimpahla ezijwayelekile.</p> <ul class="wp-block-list"> <li>Izibonelo ezidumile zifaka phakathi&nbsp;<strong>UST (TerraUSD)</strong>, eyawa ngo-2022.</li> <li>Nakuba zishintsha, zinezingcuphe eziphezulu zokuhlangana futhi zisazama.</li> </ul> <h3 class="wp-block-heading">4. Ama-Stablecoin Asekelwe Ezimpahleni</h3> <p>Amanye ama-stablecoin axhunywe ezimpahleni ezifana negolide noma uwoyela.</p> <ul

class="wp-block-list"> <li><strong>PAX Gold (PAXG)</strong>&nbsp;ixhaswe ngensimbi yangempela.</li> </ul> <p>Lokhu kuvumela abasebenzisi be-crypto ukuba bathole ukufinyelela ezimpahleni ngenkathi bethengisela ngedijithali.</p> <hr class="wp-block-separator has-alpha-channel-opacity"> <h2 class="wp-block-heading">Kungani Ama-Stablecoins Ebalulekile</h2> <p>Ama-stablecoins asebe sengumgogodla wemakethe ye-crypto. Nansi

kungani:</p> <ol class="wp-block-list"> <li><strong>Ukuzinza Kwenani</strong>&nbsp;&ndash; Zihlinzeka ngokuqinisekiswa emakethe eguquguqukayo kakhulu.</li> <li><strong>Ukuhamba Kwezimali</strong>&nbsp;&ndash; Abathengisi bayazisebenzisa ukuze basheshe baphume futhi bangene ezikhundleni ze-crypto ngaphandle kokuguqula zibe yizimali ezisemthethweni.</li> <li><strong>Izinkokhelo Zomhlaba Wonke</strong>&nbsp;&ndash; Zenza kube lula futhi kube nebhajethi yokukhokha kwamanye amazwe.

ukuhweba uma kuqhathaniswa nezokuxhumana zendabuko.</li> <li><strong>Uhlelo lwe-DeFi</strong>&nbsp;&ndash; Izezimali Ezizimele (DeFi) ithembele kakhulu kumadola azinzile ekubolekeni, ekubolekeleni, nasekutholeni inzuzo.</li> <li><strong>Ukufinyeleleka</strong>&nbsp;&ndash; Emazweni anemali engazinzile, amadola azinzile anika abantu ithuba lokugcina ingcebo.</li> </ol> <hr class="wp-block-separator

has-alpha-channel-opacity"> <h2 class="wp-block-heading">Izimo Zangempela Zokusebenzisa Ama-Stablecoin</h2> <p>Masiphule indlela ama-stablecoin asetshenziswa ngayo namuhla ezindaweni ezahlukene.</p> <h3 class="wp-block-heading">1. Ukuhweba Nokuvikela</h3> <p>Ekuhwebeni kwe-crypto, ama-stablecoin asebenza njengokuthi&nbsp;<strong>indawo ephephile</strong>&nbsp;ngenkathi izimakethe zishintsha. Esikhundleni sokuguqula izimpahla zibuyele ku-fiat, abahwebi

simply move into stablecoins like USDT or USDC.</p> <p>Isibonelo, uma uthengisa ama-altcoins epulatifomu efana ne&nbsp;<a href="https://exbix.com/exchange/dashboard?coin_pair=BNB_USDT">BNB USDT trading pair</a>, ukusebenzisa ama-stablecoins kukuvumela ukuthi uvikele inzuzo ngaphandle kokuphuma ohlelweni lwe-crypto.</p> <h3 class="wp-block-heading">2. Ukudluliselwa kwemali kanye Nezinkokhelo Zomhlaba Wonke</h3> <p>Traditional

izinsizakalo zokudlulisa imali ezifana ne-Western Union zingathatha izinsuku futhi zikhokhe kuze kube ngu-10% ezindlekweni. Ngama-stablecoins, ungathumela imali ngokushesha emaphethelweni ngentengo encane kakhulu.</p> <p>Lokhu kubaluleke kakhulu ezweni elithuthukayo lapho ukufinyelela kumabhange ajwayelekile kunqatshelwe.</p> <h3 class="wp-block-heading">3. Ukukhokha Kwansuku Zonke</h3> <p>Amabhizinisi aqhubeka nokwamukela ama-stablecoins

njengokukhokha, kusuka kubantu abasebenza ngokuzimela abakhokhelwa nge-USDC kuya ezitolo ezithengisa ngezimali ze-crypto.</p> <h3 class="wp-block-heading">4. Izezimali Ezizimele (DeFi)</h3> <p>Amastablecoins aphakathi kokukhula kwe-DeFi. asetshenziswa ku:</p> <ul class="wp-block-list"> <li>Ukubambisana ezinhlelweni zokubolekwa</li> <li>Ukuhlinzeka ngamanzi ezimakethe ezizimele (DEXs)</li> <li>Ukulima inzuzo nokubambisana

imivuzo</li> </ul> <p>Isibonelo, uma uhlinzeka ngamanzi emjikelezweni ofana ne&nbsp;<a href="https://exbix.com/exchange/dashboard?coin_pair=SOL_USDT">SOL USDT exchange</a>, uhlangothi lwe-stablecoin lusiza ukuhlela ukungazinzi.</p> <h3 class="wp-block-heading">5. Vika Ukunyuka Kwamandla</h3> <p>Ezizweni ezine-inflation ephezulu, ama-stablecoins afana ne-USDT aba&nbsp;<strong>ukuphila</strong>.

Abantu ezindaweni ezifana neVenezuela noma eTurkey bavame ukuguqula imali yendawo ibe ama-stablecoin ukuze bagcine ingcebo yabo.</p> <h3 class="wp-block-heading">6. I-Ecosystem ye-NFT neMidlalo</h3> <p>Emidlalweni ye-blockchain nasezimakethe ze-NFT, ama-stablecoin ayasetshenziswa kakhulu ukwakha amanani ezimpahla, kugwenywa ukungazinzi kokubiza kwe-ETH noma kwe-BTC.</p> <h3 class="wp-block-heading">7. Ukwamukelwa Kwemibono Yezikhungo</h3>

<p>Amabhizinisi kanye nohulumeni bahlola ama-stablecoin. Isibonelo, <strong>imali yedijithali yezentengiselwano (CBDCs)</strong> iyizinhlelo ezisekelwa uhulumeni zama-stablecoin ezibambekile kumali kazwelonke.</p> <hr class="wp-block-separator has-alpha-channel-opacity"> <h2 class="wp-block-heading">Izinkinga Nezingozi Zama-Stablecoin</h2> <p>Nakuba zinezici ezinhle,

stablecoins azinakho ubungozi.</p> <ol class="wp-block-list"> <li><strong>Ukukhathazeka Ngokuphathwa Kwezentengiselwano</strong>&nbsp;&ndash; Ama-stablecoins axhaswe yi-fiat axhomeke ezikhungweni eziphakeme, okukhulisa imibuzo yokucacisa.</li> <li><strong>Pressure Yokulawulwa</strong>&nbsp;&ndash; Ohulumeni banaka kakhulu, ikakhulukazi e-US nase-EU.</li> <li><strong>Ubungozi Bokuphuma Kwepeg</strong>&nbsp;&ndash; Ku

ukuphazamiseka kwemakethe okukhulu, ama-stablecoins angalahlekelwa ukuxhumana kwawo okwethulwa.</li> <li><strong>Ukwehla Kwe-Algorithmic</strong>&nbsp;&ndash; Njengoba kuboniswe nge-TerraUSD, ama-stablecoins e-algorithmic angaphumelela ngokumangalisayo.</li> </ol> <p>Ngakolunye uhlangothi, iningi lama-stablecoins aqinile afana ne-USDT ne-USDC agcine ukuxhumana kwawo njalo.</p> <hr class="wp-block-separator has-alpha-channel-opacity"> <h2

class="wp-block-heading">Izimali Ezizinzile vs. Izimali Zendabuko</h2> <p>Ngokokuqala ukubheka, ungazibuza: uma izimali ezinzinile zixhunywe kuzimali, kungani singasebenzisi izimali uqobo? Ukuhluka kukhona&nbsp;<strong>inzuzo ye-blockchain</strong>:</p> <ul class="wp-block-list"> <li>Ukudluliswa okusheshayo</li> <li>Izinkokhelo ezinganqamuki</li> <li>Ukutholakala 24/7</li> <li>Ukusebenza (izivumelwano ezihlakaniphile)</li> </ul>

<p>Lezi zici zenza ama-stablecoins abe neqhaza elikhethekile ekusekeleni umnotho wedijithali wesikhathi esizayo.</p> <hr class="wp-block-separator has-alpha-channel-opacity"> <h2 class="wp-block-heading">Ikusasa Lama-Stablecoins</h2> <p>Njengoba ukwamukelwa kwe-crypto kuqhubeka nokukhula, ama-stablecoins azoba abaluleke kakhulu. Abahlaziyi babikezela:</p> <ul class="wp-block-list"> <li><strong>Ukukhula</strong>

ukuhleleka</strong>&nbsp;ukuqinisekisa ukuzinza nokuvikelwa kwabathengi.</li> <li><strong>Ukuhlanganiswa ezinhlelweni</strong>&nbsp;zebhange ukuze kube nezinkokhelo ezisheshayo.</li> <li><strong>Ukukhula emakethe ezithuthukayo</strong>, lapho ama-stablecoin angathatha indawo yemali yendawo engazinzile.</li> <li><strong>Ukuvumelana phakathi kwezixhumi</strong>, kuvumela ama-stablecoin ukuthi ahambe ngaphandle kwezithiyo phakathi kwe-blockchains ezahlukene.</li>

</ul> <p>Izimali ezizinzile zingaba&nbsp;<strong>indlela yokwamukelwa okubanzi</strong>, zisebenza njengemali yedijithali yalesi sikhathi esizayo.</p> <hr class="wp-block-separator has-alpha-channel-opacity"> <h2 class="wp-block-heading">Indlela Yokusebenzisa Izimali Ezinzile Ngokuphepha</h2> <p>Uma ucabanga ngokusebenzisa izimali ezizinzile, nansi eminye yemikhuba emihle:</p> <ol class="wp-block-list"> <li><strong>Khetha

<strong>Izimali Ezithembekile</strong>&nbsp;&ndash; Gcina kumagama azinikele afana ne-USDT, USDC, noma i-DAI.</li> <li><strong>Qinisekisa Ukusekelwa</strong>&nbsp;&ndash; Bheka imibiko yokucacisa kanye nezibuyekezo.</li> <li><strong>Phakathi Kwezimali</strong>&nbsp;&ndash; Ungabeki zonke izimali zakho kwi-stablecoin eyodwa.</li> <li><strong>Sebenzisa Izimakethe EziThembekile</strong>&nbsp;&ndash; Ngaso sonke isikhathi sebenza ezinkundleni ezithembekile.

ngokuphepha okuqinile.</li> </ol> <p>Isibonelo, ukuhweba ngezimbangi ze-stablecoin ezinkampanini ezifana ne&nbsp;<a href="https://exbix.com/exchange/dashboard?coin_pair=BNB_USDT">ikhasi lokuhweba le-crypto</a>&nbsp;noma&nbsp;<a href="https://exbix.com/exchange/dashboard?coin_pair=SOL_USDT">indawo yokuhweba ye-SOL</a>&nbsp;kuqinisekisa ukuthi uphakathi kwemvelo ephephile.</p> <hr class="wp-block-separator

has-alpha-channel-opacity"> <h2 class="wp-block-heading">Isiphetho</h2> <p>Izimali ezizinzile zivele njengeyodwa ye&nbsp;<strong>izinguquko ezinamandla kakhulu emhlabeni we-crypto</strong>. Ngokuhlinzeka ngokuqina kwamanani, ukuhamba kwemali, nezimo zokusetshenziswa ezisebenzayo, zixazulula enye yezithiyo ezinkulu ekwamukeleni i-crypto: ukuguquguquka.</p> <p>Noma ngabe kubhiziniswana, ukukhokha okuphakathi kwezilwandle, ukuvikela ngokumelene

ukwanda, noma ukuhlinzeka ngesistimu ye-DeFi, ama-stablecoin azohlala. Abonisa ibhuloho phakathi kwezezimali zendabuko nekusasa okungahlanganyeli.</p> <p>Njengoba kwenzekela zonke izinguquko, izingozi zihlala zikhona, kodwa uma zisetshenziswa kahle futhi ziqondiswa, ama-stablecoin angaba&nbsp;<strong>imali yedijithali ye-mango</strong>, aguqula indlela esigcina, esisebenzisa, futhi sithengisa ngayo emhlabeni jikelele.</p>

Izimo Zokusebenzisa Ama-Stablecoin

Yini ama-Stablecoin kanye nezimo zawo zokusetshenziswa?