Mutemo uye DeFi: Ko Kudzikisira Kunogona Kurarama Pasi peKutarisirwa kweHurumende?

Kune vanotonga, nyika isina mitemo yeDeFi haionekwi sekuve wakasununguka; inoratidzika sekuve njodzi yehurumende uye nzvimbo isina mitemo. Kutya kwavo hakusina chikonzero.

2.1 Zviratidzo Zvekutonga:

• Mutengi Kudzivirirwa: Nzvimbo yeDeFi yakazara nezvikonzero, rug pulls, uye kodhi inoshungurudza. Muna 2022 chete, anopfuura $3.8 bhiriyoni akabiwa kubva kumapurojekiti eDeFi nekuda kwekudengenyeka uye kushandiswa kwenzira. Mushandisi wepakati haana hunyanzvi hwepamusoro hwekutarisa smart contracts, izvo zvinovasiya vari panjodzi. Vanoongorora vanoona chido chakajeka chekuvaka mitemo yekudzivirira vatengesi.

• Mariyende Asiri: Hunhu hweDeFi hwekusarudza hakupinze, uye hunokwezva mari inoparadza, kufinance kwevatengesi, uye kutyora mitemo. Kunyange zvazvo makambani anongorora blockchain akadai seChainalysis achiti kujeka kwe blockchain kunoita kuti kuve kushoma kwekuita mhosva kupfuura mari, varongi vachiri kutya zviri nyore kutamisa marihuanhu makuru pasina kuzivikanwa kuburikidza nemixers uye nzira dzekuchinja-chain.

• Kugadzikana kweMari: Sezvo DeFi ichikura uye ichiwedzera kubatana neTradFi (semuenzaniso, kuburikidza nemari dzakasimba), kuputsika kwayo kungakonzera njodzi kune hupfumi hwakakura. Kuputsika kwemaitiro akawanda emadhora akawanda seTerraLUNA kwakaratidza kuti kutapurirana kwechirwere kunogona kuitika nekukurumidza. kuparadzira, kuchibvisa hupfumi hweupenyu uye kugadzira kutya pamusika wese.

• Kutevedzera Mitero: Hunhu hwakaoma, hwepamusoro-soro hwekuwana, kuisa, uye kuchinjana kunoita kuti kupinza mitero kuve dambudziko. Hurumende dziri kunyatsoziva kuti dziri kurasikirwa nemari huru yemitero uye dziri kusimudzira zvinodiwa zvekupinza zviri pachena kubva kumasangano uye nemaitiro.

• Ndiani Mubvunzo: Nani munodzora? Ivo vanogadzira vasina zita vakanyora kodhi yekutanga here? Sangano rakazvimiririra revane token vanosarudza pamaitiro here? Vanoita mari vanogona kuve vakapararira munyika dzinopfuura 100 here? Vanoita node? Hakuna bato repakati rekutumira subpoena kana kumisa mhosva. class="ds-markdown-paragraph">Mubvunzo weHow: Maitiro api aunotevedzera mitemo pamakodhi? Chibvumirano chakanakira hachizvidi kutora mutemo wekudzorera kubva kuSEC. Chichaita basa rayo sezvakanyorwa, chisina kuchinjika, kusvika chapera gasi kana kuchinjwa nechinhu chitsva. Zviito zvekumanikidza pamusoro peprotocol kazhinji hazvina maturo; zvinongokwanisa kutarisa chete mabasa interfaces (front-ends) ayo anopa mukana kuzo kana kuti maonero ekupinda nekubuda.

• Mubvunzo weKupi: DeFi yakagadzirwa kuti ive yepasi rose. Mushandisi ari muNyika A anobata neprotocol yakagadzirwa nevanhu vasina kuzivikanwa, achishandisa mari kubva kumushandisi muNyika B kusvika Z, ese achimhanya pa blockchain isina physical musha. Ndeipi mitemo yenyika inoshanda? Izvi zvinogadzira mhirizhonga yakaoma yematambudziko ekutonga.

Izvi hazvirevi kuti vatariri havana simba. Strategy yavo iri kuchinja kubva pakutarisa purogiramu pachayo kuenda pakutarisa nzvimbo dzekusanganisira dzinogara dzichimuka mairi: vanogadzira, vanopa nzvimbo dzekutambira (sezvakaita AWS), uye vazhinji zvakakosha, ma on-ramps uye off-ramps—ma centralized exchanges (CEXs).

Iyi ndiyo nzvimbo iyo musika wakarongeka, unobvumirwa se Exbix inova mutambi akakosha. Nekusimbisa maKnow Your Customer (KYC) uye Anti-Money Laundering (AML) maitiro panguva iyo mari yechokwadi inoshandurwa kuita crypto, masangano anoshanda se a layeri inodiwa yemitemo, ichipa chiteshi chinotevedzeka pakati pemaitiro echinyakare neaya akaparadzana.

Chikamu 4: Mhando dzeMhinduro – Kubva paKudzvanywa Kwakaoma kuenda kuKugara Pamwe neKugadzirisa

Ramangwana reDeFi regulation harisi nzira imwe chete; iri pamwero wezviitiko mhedzisi, imwe neimwe iine mhedzisiro yayo.

4.1 Nzira Yakaoma (Iyo “Yakadziviswa” Nyaya):
Nyika dzimwe, dzakadai seChina, dzakasarudza kungodzivirira kutengeserana kwecryptocurrency uye kuchera zvachose. Nzira iyi inodzora hunyanzvi, inotungamira chiitiko chese kumisika yepeer-to-peer, uye inokonzeresa kuparara kwehunyanzvi kuenda kune dzimwe nzvimbo dzinotendera. mitemo. Inonyanya kutorwa seye chisimba uye isingabatsiri.

4.2 Nzira yeRegulatory Sandbox:
Nzvimbo dzinofambira mberi dzakadai seUK, Singapore, uye dzimwe nzvimbo dzeEU dziri kuedza “regulatory sandboxes.” Aya ndiwo mamiriro akadzorwa apo mapurojekiti eDeFi anogona kugadzira uye kuyedza zvigadzirwa zvawo pasi pekutarisirwa kwechinguva kwe regulators. Izvi zvinobvumira vanogadzira kugadzira kutevedza mitemo mukati meDNA yavo kubva pakutanga uye zvinobatsira regulators kudzidza nezve tekinoroji pasina kukurumidza kuiparadza.

4.3 Mutemo weKufamba uye Ramangwana Rine Kutevedza Mitemo:
Financial Action Task Force (FATF), chiremera chepasi rose chekudzivirira mari inoparadzirwa, chakatowedzera “Mutemo weKufamba” kune Vashandi veVirtual Asset (VASPs), iyo inosanganisira kuchinjana. Iyi mutemo inoda kuti VASPs igovane ruzivo rwevatumiri nevagamuchiri pamaitiro anopfuura imwe mwero. Izvi zvinokanganisa kufamba kwemari pakati peCEXs nemawallet akazvimirira, zvichikonzera chipingamupinyi chekutevedzera icho indasitiri iri kugadzirisa ne tekinoroji itsva.

Iyi inzira inonzwisisika. Inobvuma kuti DeFi iripo asi inodaro kuti mabhiriji ku hupfumi hwenyanzvi hunofanira kuchengetedzwa zvakanaka. Hunotarisa mitemo pamapoinzi ekutadza uye kuunganidzwa ayo vashandisi vatotenda kuti anovapa kuchengetedzwa uye nyore kushandisa.

Kune mutengesi ari kufambisa zvinhu, izvi zvinoreva kuti chiitiko pamutengo mukuru wekutengesa, senge ETH/USDT, chakachengeteka uye chiri mukutevedzera mitemo, zvichipa chivimbo kuti ubatane neyakare DeFi ecosystem kubva panzvimbo yakasimba.

Chikamu 5: Ramangwana Rine Kubatana? Maitiro Ekuti Decentralization Isingangorwi Asi Ikure

Nhoroondo yechikamu chinotora zvese inonyengera. Ramangwana riri pachena uye rinobatsira zvikuru ndere kubvumirana kwekugara pamwe chete. Decentralization haizove yakapwa nemitemo; ichagadziriswa nayo.

5.1 Kubuda kwe “Compliant DeFi” kana “ReFi” (Regenerative Finance):
Tave kuona kubuda kwemaitiro anotsvaga kutora mitemo pasina kukanganisa tsika dzavo dzakakosha dzekusagadzikana. Izvi zvinogona kusanganisira:

• KYC/AML pamutemo: Kushandisa zero-knowledge proofs (ZKPs) kuti vashandisi vakwanise kuratidza kuti havasi mabhizimusi akarambidzwa kana kuti vari pamwero wepamutemo pasina kuburitsa kuzivikanwa kwavo kwechokwadi. Izvi zvinoramba zvichichengetedza zvakavanzika uku uchipa chivimbiso chemutemo.

• DAO-Mutemo Mhando: DAOs zviri pamutemo kugadzira seMaitiro Epamutemo (seLLCs muWyoming kana Mifananidzo muSwitzerland) kuti ive nehunhu hwemutemo. Izvi zvinovabvumira kupinda mumakondirakiti, kubhadhara mitero, uye kuva nepoindi yakajeka yekutaurirana nevatongi, pasina kupa kutonga kweprotocol pachayo.

• Kutevedzera seSevhisi: Masevhisi echitatu anotarisa mabhodhoro mashoko ekuita zvisiri pamutemo kana kupa zvitupa zvekutevedzera izvo maitiro anogona kubatanidza, zvichikwanisa kutora mutoro wezviremera.

5.2 Basa Rakakosha reCentralized Exchanges (CEXs) seMabhiriji:
Mapuratifomu akaita seExbix haazoparadzwi; basa ravo richachinja. Vachashanda seyakakosha, inotenderwa, uye user-friendly gateway. Ivo ndiyo nzvimbo iyo:

• Fiat inopinda uye inobuda mucrypto economy iri pasi pekutarisirwa kwakazara kwemitemo.

• Vashandisi vatsva vanopinda nechengetedzo uye zviwanikwa zvekudzidza.

• Institutional capital inonzwa yakachengeteka kutora chikamu, ichitakura huwandu hukuru hwekuwanikwa uye kugadzikana kumusika wese wecrypto.

Chiitiko pane chikuva chefutures, senge <a href=”https://exbix.com/futures/”>Exbix Futures</a>, chinovimba neiyi chivimbo uye kugadzirisa, iyo inotsigirwa nehurongwa hwekutonga. Izvi hazvikanganisi DeFi; zvinokurudzira nekupa nzira yakachengeteka yekupinda kwemari iyo ichazopinda kumativi ayo akanyanya kuve decentralized.

5.3 DeFi Inoshingirira uye Yakakura:
Pakupedzisira, kutonga kwakangwara kungaita kuti DeFi ikure. Kungabvisa zvakaipa zvinoratidzika kudzvanyiriri uye mapurogiramu akashata akakodhiwa, achisiya shanduko yakasimba, yakanyatsoongororwa, uye inotendwa. Izvi zvinogona kukurudzira hunyanzvi hwekuvandudza kugadzirisa matambudziko chaiwo evanhu uye emitemo ane chekuita nehutano hwekuvanzika.

Chinangwa hachisi chekudzima njodzi—masisitimu ese emari ane njodzi—asi kudzikisa njodzi dzisina basa uye dzehuori. Izvi zvinogadzira nharaunda ine utano ye munhu wese, kubva kumutengesi ane ruzivo ari kuita zano rakaoma pa BCH/USDT musika kusvika kumushandisi wekutanga ari kutenga chikamu chake chekutanga cheBitcoin.

Magumo: Kubatanidzwa, Kwete Kukakavadzana

Saka, here kudzikama kwekudzora kunogona kumira pasi pekutarisirwa kwehurumende? The mhinduro ndeye kupindura kwechokwadi, asi ichave iri mhando yakasiyana yekusagadzikana.

Haisi iyo yakachena, isina kutongwa anarchy yemazuva ayo ekutanga. Ichave iri imwe nzira ine hungwaru, yakasiyana, uye pakupedzisira inova nesimba rakawanda. Ichadzidza kutaura mutauro wekutonga njodzi uye kuchengetedzwa kwevatengi pasina kusiya misimboti yayo yakakosha ye kusununguka kwekupinda uye kuzvitonga.

Hukama pakati peDeFi nemitemo haisi hondo; iri kutaurirana kwakanyanya, kuri kuenderera mberi. Iyi inotamba yakaoma uko vaviri vanotora mutungamiri, asi mugumisiro wekupedzisira uchave chimiro chitsva chehybrid chemari.

Kune vashandisi, izvi zvinoreva kuti ramangwana riri nezve kusarudza. Pachava nehurongwa: kubva kune zvakanyatso gadziriswa, zvigadzirwa zvinotarisirwa pamupendero umwe (zvichipa kuchengetedzwa uye nyore) kusvika kune zvisingadiwi, zvisingagadziriswe, zvemazuva ano DeFi protocols pamupendero wechipiri (zvichipa kuzvitonga uye mikana yakakwirira yekudzoka). Basa remazuva ano rekuchinjana nderekuva musha wako wakachengeteka, chiteshi chako chekutsvaga iyo yese spectrum ine kuvimba.

Rwendo rwekutanga. Mitemo iri kunyorwa panguva chaiyo. Nekubatana nemapuratifomu akavimbika uye anotevedzera mitemo uye nekugara uchiziva, hauzongoshayi kutamira uku—uri kubatsira kugadzira.