Chii chinonzi Stablecoins uye Zvikonzero Zvakashandiswa?

Makirasi e cryptocurrency akakunda nyika mumakore gumi apfuura, achichinja maonero edu pamari, kubhadhara, uye mari. Zvisinei, pamwe chete nekusimukira kwese, imwecheteyo mhinduro inogara ichionekwa: kuchinja-chinja. Bitcoin, Ethereum, uye mamwe ma altcoin akatarisana nekusanduka kukuru kwemutengo kunoita kuti ave nekufadza kune vatengesi asi kusave kwakakodzera kune zvekutengeserana kwezuva nezuva. Izvi ndizvo

kwazvinosanganisira stablecoins kunotamba basa.

Stablecoins akagadzirirwa kubatanidza zvakanakisisa zvepasi pemaviri—kunyatsoshanda uye kusina muganhu kwecryptocurrencies, pamwe nekugadzikana kwemari yechinyakare. Ivo ndiwo musiyano pakati pemaitiro echinyakare emari uye zvinhu zvakagadzirwa nedhijitari, vachipa kugadzikana, liquidity, uye kushandiswa kwechokwadi. mhosva anovaita kuti ave musimboti we crypto ecosystem nhasi.

Mune iyi ongororo yakadzama, tichakurukura kuti stablecoins chii, maitiro avanoita, mhando dzakasiyana, uye kuwedzera kwe mashandisirwo chaiwo. Pakupedzisira, uchawona kuti nei vachinzi kazhinji “ganda” rekuvandudzwa kwemari yedhijitari.

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Kuziva nezve Stablecoins

Pakutanga, stablecoins imari dze digital dzakabatana nevalue yechikamu chakasimba, kazhinji mari yechokwadi se US dollar (USD), euro (EUR), kana zvinhu zvakaita segoridhe. Chinangwa chayo chikuru ndeche kuderedza kuchinja-chinja uye kupa chivimbo chekuchengetedza. value mune imwe nzvimbo isingazivikanwi yecrypto.

Semuenzaniso, kunyange Bitcoin ichikwanisa kuchinja ne10% kana kupfuura muzuva rimwe, stablecoin yakabatana nedhora—seUSDT (Tether) kana USDC (USD Coin)—inofanira kugara iri pa kana pedyo ne $1.

Sei Izvi Zvakakosha?

kubhadhara kwecrypto kuita kwechokwadi.

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Mhando dzeStablecoins

Hapana stablecoins dzakafanana. Dhizaini yavo uye kutsigirwa kunotsanangura chiyero chavo chekuvimbika, kuvimbika, uye njodzi.

1. Fiat-Collateralized Stablecoins

Izi ndizvo zvakajairika uye zvakatsigirwa 1:1 nemari ye fiat inobatwa mumabhanga. Mienzaniso inosanganisira:

• USDT (Tether)
• USDC (USD Coin)
• BUSD (Binance USD)

Chit each token inobudiswa inotsigirwa nemadhora echokwadi (kana zvinhu zvakafanana nezvibatiso) zvakachengetedzwa nemutengesi.

2. Crypto-Collateralized Stablecoins

Panzvimbo pekutsigirwa nemari yechokwadi, ma stablecoins aya anotsigirwa nemamwe makryptocurrencies. Kudzivirira kuchinja-chinja, anowanzove akawedzerwa.

• DAI (ne MakerDAO) iri muenzaniso wakanaka, inotsigirwa neEthereum nemamwe ma digital assets.

Dhizaini iyi yakazvimirira uye inoratidzika asi ine njodzi dzekudzikiswa panguva dzekudonha kwemusika.

3. Algorithmic Stablecoins

Izvi stablecoins zvinovimba nemakontrakiti akangwara uye maalgorithms kudzora kuwanikwa uye kudiwa, vachichengetedza their peg pasina tsika dzechinyakare.

• Muenzaniso unozivikanwa unosanganisira UST (TerraUSD), iyo yakawira mukushayikwa muna 2022.
• Kunyange zvazvo zvichitsvaga, zvinotakura njodzi huru dzehurongwa uye zvichiri kuedzwa.

4. Commodity-Backed Stablecoins

Dzimwe stablecoins dzakabatanidzwa nezvinhu zvakaita segoridhe kana mafuta.

• PAX Gold (PAXG) inotsigirwa negoridhe chaiyo.

Iyi inobvumira vashandisi vecrypto kuwana mukana kumusika wezvinhu vachitengesa pamagetsi.

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Sei Stablecoins Dzichikosha

Stablecoins dzave chitsiga kumusika wecrypto. Heano why:

1. Kusimudzira Mutengo – Ivo vanopa kujekeswa mumusika une kuchinja-chinja kwakanyanya.
2. Kuwanikwa – Vatengesi vanoshandisa ivo kuti vafambe nekukurumidza mukati uye kunze kwemaitiro ecrypto pasina kushandura ku fiat.
3. Kubhadhara Kwepasi Rose – Ivo vanobvumira kubhadhara kwepasi rose nekukurumidza uye nemitengo inodhura. mabasa akatarisana nebhanga retsika.
4. DeFi Ecosystem – Mari Yekudzora (DeFi) inonyanya kuvimba nemari dzakagadzikana pakukweretesa, kukwereta, uye yield farming.
5. Kuwanikwa – Mumazwe ane mari dzisina kugadzikana, mari dzakagadzikana dzinopa vanhu nzira yekuchengetedza hupfumi.

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Mienzaniso yeChokwadi yeStablecoins

Ngatipatsanure kuti stablecoins ari kushandiswa sei nhasi mumisika yakasiyana.

1. Kutengesa uye Kudzivirira

Mumutengo wecrypto, stablecoins anoita se nzvimbo yakachengeteka panguva dzekuchinja kwemusika. Panzvimbo pekushandura zvinhu kudzokera kumari yechokwadi, vatengesi simply pindai ku stablecoins se USDT kana USDC.

Semuyenzaniso, kana uri kutengesa altcoins papuratifomu se BNB USDT trading pair, kushandisa stablecoins kunokutendera kuti uchengete purofiti pasina kubuda mu crypto ecosystem.

2. Kutumira Mari uye Kubhadhara Kwepasi Pose

Traditional masevhisi ekutumira mari akaita seWestern Union anogona kutora mazuva uye kutora kusvika ku10% mumari dzekubhadhara. Ne stablecoins, unogona kutumira mari pakarepo kumativi ose enyika nemutengo mudiki.

Izvi zvinoita kuti ave akakosha zvikuru munyika dziri kusimukira uko kuwana mabhangi echinyakare kwakaganhurirwa.

3. Kubhadhara kweZuva Nezuva

Mabhizinesi ari kuwedzera kugamuchira stablecoins sechikamu, kubva kuvanhu vanoshanda vachibhadharwa muUSDC kusvika kumashopu ekutengesa ari kuisa masisitimu ekubhadhara necrypto.

4. Mari Isina Kutongwa (DeFi)

Stablecoins ari pamwoyo wekuwedzera kweDeFi. Anoshandiswa muk:

• Chikwereti mumaitiro ekukwereta
• Kuwanikwa mumisika isina kutongwa (DEXs)
• Kukohwa mari uye staking mibayiro

Semuyenzaniso, kana uri kupa mari mune imwe pair yakadai se SOL USDT exchange, chikamu che stablecoin chinobatsira kuenzanisa kusagadzikana.

5. Dzivirira Mukuwedzera KweMari

Mu nyika dzine kukwira kwemari, stablecoins seUSDT ari kuve ruoko rwekudzivirira. Vanhu vari munzvimbo dzakaita seVenezuela kana Turkey vanowanzoshandura mari yemuno kuita stablecoins kuti varambe vachichengetedza hupfumi hwavo.

6. NFT neGaming Ecosystem

Mumitambo ye blockchain uye pamasoko eNFT, stablecoins ari kushandiswa zvakanyanya kumisikidza mitengo yezvinhu, kudzivirira kuchinja-chinja kwemutengo weETH kana BTC.

7. Kubvumwa kweMasangano

Makambani uye kunyange hurumende vari kuedza stablecoins. Semuenzaniso, mari dzedhijitari dzehuwandu (CBDCs) idzidzo dzemari dzinotsigirwa nehurumende dzakabatana nemari dzemunyika.

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Matambudziko uye Njodzi dzeStablecoins

Kunyange zvazvo paine mabhenefiti, stablecoins hadzisi pasina njodzi.

1. Kusagadzikana kweCentralization – Stablecoins dzinotsigirwa nefiat dzinovimba nemasangano akazvimirira, izvo zvinomutsa mibvunzo pamusoro pekujeka.
2. Kumanikidzwa kweMutemo – Hurumende dziri kutarisa zvakanyanya, kunyanya muUS neEU.
3. Njodzi dzeDepegging – Mukati mhirizhonga yemusika, stablecoins inogona kurasikirwa nepegi yayo kwechinguva.
4. Kudonha kweAlgorithmic – Sezvakaonekwa neTerraUSD, algorithmic stablecoins inogona kutadza zvinoshamisa.

Asi, huwandu hwe stablecoins dzakagadzikana dzakaita seUSDT neUSDC hwakachengetedza pegi yavo nguva dzose.

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Stablecoins vs. Mariyadhi Echokwadi

Pakutanga, unogona kushamisika: kana stablecoins dzakabatana nemari, sei tisingashandise mari pachayo? Musiyano uri mu mabhenefiti eblockchain:

• Kufambisa nekukurumidza
• Kubhadhara pasina muganhu
• Kuwanikwa 24/7
• Kugadzirwa (smart contracts)

Izvi zvinhu zvinoita kuti stablecoins dzive pamwero wakakodzera kuti dzishandise hupfumi hwedhijitari hwekuenda mberi.

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Ramangwana reStablecoins

Sezvo kutorwa kwecrypto kuchiramba kuchikura, stablecoins dzicharamba dzichikosha. Vanoongorora vanofungidzira:

• Kuwedzera mitemo kuti uve nechokwadi chekugadzikana uye kuchengetedzwa kwevatengi.
• Kubatanidzwa muzvikwereti masisitimu kuti kuve nekukurumidza kugadzirisa.
• Kukura mumisika inotanga, uko stablecoins kungatsiva mari dzemuno dzisina kugadzikana.
• Kudyidzana kwemichain, kuchibvumira stablecoins kufamba pasina kupindira pakati pemichain yakasiyana.

Stablecoins inogona kuva chikamu chekutanga mukugamuchirwa kwevanhu vazhinji, ichishanda se mari yemagetsi ye mangwana.

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Maitiro Ekushandisa Stablecoins Zvakachengeteka

1. Sarudza Stablecoins dzine mukurumbira – Bata pane mazita akasimbiswa akadai seUSDT, USDC, kana DAI.
2. Simbisa Kutsigirwa – Tarisa mishumo yekujeka uye kuongororwa.
3. Diversify – Usaisa mari dzako dzose mu stablecoin imwe chete.
4. Shandisa Makambani Anotendwa – Gara uchitengesa pamapuratifomu akavimbika. nemaitiro akasimba ekuchengetedza.

Semuyenzaniso, kutengesa stablecoin pairs pamisika se crypto trading dashboard kana SOL trading interface kunovimbisa kuti uri munzvimbo yakachengeteka.

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Mhedziso

Stablecoins akabuda seimwe ye zvigadzirwa zvine simba zvikuru muindasitiri ye crypto. Nekupa kugadzikana kwemutengo, liquidity, uye mashandisiro anobatika, anogadzirisa imwe yemikaha mikuru pakugamuchirwa kwe crypto: kutenderera kwemutengo.

Kana zviri zvekutengesa, kubhadhara kwemakungwa, kana kudzivirira kubva inflation, kana kupisa DeFi ecosystem, stablecoins ari pano kuti agare. Anomiririra chiteshi pakati pemari yechinyakare uye ramangwana rakasiyana.

Sekufanana nezvose zvitsva, njodzi dziripo, asi nekushandiswa kwakakodzera uye mitemo, stablecoins inogona kuve mari yemadhijitari yeramangwana, ichichinja maitiro atinochengeta, kushandisa, uye kuisa mari pasi rose.