Chii chinonzi DeFi? Gwaro reVakatanga kuFinances dzakaenzana mu2024

Fungidzira sisitimu yemari isingambomiri. Musika wepasi rose, wakavhurika-sosi, umo unogona kukwereta, kupa, kutengesa, uye kuisa mari pasina kudiwa kwekubvumidzwa kwechikwereti, kupedza mapepa, kana kunetseka nezve chiremera chepakati chichidzora zvinhu zvako. Iyi haisi fungidziro yechokwadi; iri kuitika izvozvi, uye inonzi Decentralized Finance, kana DeFi.

Kune munhu wese anofarira shanduko inotevera yemari neinternet, kunzwisisa DeFi kwakakosha. Gwaro iri richabvisa kupindira muDeFi, richiparadzanisa pfungwa dzayo dzakaoma kuita pfungwa dziri nyore, dzinogamuchirika. Tichaferefeta kuti chii, kuti chinoshanda sei, nei chichikosha, uye kuti ungapinda sei zvine mwero munyika iyi itsva. Kunyangwe uri kutsvaga kunzwisisa buzz kana uchifunga nezve kutengesa kwako kwekutanga kweDeFi papuratifomu yakachengeteka se Exbix markets, uri panzvimbo yakarurama.

DeFi chii chaizvo? Kupfuura Izwi Rekushambadzira

Pakutanga kwayo, DeFi izita rinobatanidza zvigadzirwa nemasevhisi emari anowanikwa kune munhu wese ane kubatana kweinternet. Kusiyana nemari yechinyakare (TradFi)—iyo yakavakirwa pamaitiro akasungirirwa akadai semabhangi, makambani ekutengesa, uye masangano anorayira—DeFi inoshanda pane tekinoroji isina kutungamirirwa, kunyanya blockchains.

Funga nezvazvo seizvi:
Finance yeChinyakare: Iwe unopa mari yako kumunhu anofanira kuita kuti... bhanga. Bhanga rinoshanda semumiriri anovimbika. Rinokweretesa mari yako kune vamwe, rinodyara, uye rinotora mari pamasevhisi aro. Unovimba navo kuti vachagadzirisa uye kudzosa zvinhu zvako.
DeFi: Unosangana zvakananga nemaitiro ekupedzisira-kupedzisira akagadzirwa necode inozviitira (smart contracts) pa blockchain. Unoramba uine kutarisira kwemari dzako uchipinda mumabasa emari. Mitemo anomiririra mitemo, uye network yemakomputa inotarisira kuchengetedzwa kwayo.

Chinangwa chikuru cheDeFi ndechekusika hupfumi hwekupinda pasina mvumo, hwakajeka, uye hunoshanda pamwe chete. Icho chiri pamusoro pekuvaka system kubva pasi, pachena, yechizvino-zvino.

Chikamu Chekutanga cheDeFi: Zvikamu Zvikuru

Haunganzwisise DeFi pasina kuziva kuti chii chinoita kuti ishande. Heano matekinoroji akakosha anoiita kuti ishande.

1. Blockchain: Iro Rejista Risingachinjiki

Blockchain ibhuku remadhijitari rakagoverwa, risingachinjiki rinotora marekodhi ezviitiko pamunhu wekomputa. Ndiyo hwaro. Blockchain inonyanya kushandiswa muDeFi i Ethereum, sezvo yaive yakagadzirwa chaizvo kuti ibate maapplication akaoma aya. Zvisinei, vamwe “vakwikwidzi veEthereum” vakaita seSolana, Cardano, neAvalanche vakabuda, vachipa kumhanya kwakanyanya uye mari dzakaderera. Semuenzaniso, kana uri kutengesa SOL/USDT, uri kubata ne Solana blockchain’s native asset.

2. Smart Contracts: Vamwe Vemagetsi Vekupedzisira

Iyi ndiyo chikamu chinoshamisa. Smart contract chingori chikamu chekodhi chinomhanya pa blockchain. Inoita kuti zvibvumirano zviitwe otomatiki kana mamiriro akatarwa asangana. Ivo ndivo “pfungwa” dziri shure kwekushanda kweDeFi. (dApps).
Muenzaniso: Chibvumirano chehunyanzvi chekukweretesa chichapa otomatiki chikwereti kumushandisi kana vapedza mari inodiwa sekuvimbisa. Ichowo chichagadzirisa otomatiki kubhadhara kwemitero uye kuisa pamusika kuwedzera kana kukosha kwayo kwaderera pasi pechimwe chiyero. Hapana kupindira kwevanhu kunodiwa.

3. dApps (Zvikumbiro Zvisina Kutungamirwa): Mushandisi

Interface

dApps ndiwo maapplication atinoshandisa kuti tiwane masevhisi eDeFi. Ivo ndivo mapeji ekutanga anobatanidza vashandisi kumakontrakiti akangwara kumashure. Uniswap (chinjana chisina kutongwa) uye Aave (protocol yekukweretesa) ndiwo ma dApps anozivikanwa.

4. Stablecoins: Mari Inogara Ichikwana

Mari yecryptocurrency inozivikanwa nekusagadzikana. Izvi hazvina kunaka kuti ukwerete kana kukwereta uko usingadi kuti kukosha kwechikwereti chako kuwedzere kana kudzikira husiku.  Stablecoins dzinogadzirisa izvi. Ivo mari dzekuchengetedza dzakabatana kune imwe chivakwa chakasimba, senge dhora reU.S. (semuenzaniso, USDT, USDC, DAI). Ivo vanopa kugadzikana kwemutengo kunodiwa kuti zviitike mukufambiswa kwemari kwezuva nezuva mukati meDeFi ecosystem. Uchazvishandisa kune zvakawanda zvekutengeserana, kusanganisira mapairi ekutengesa akadai se BTC/USDT.

5. Mavheti uye Makiyi Akazara: Chitupa Chako Chedhijitari

MuDeFi, hauna zita remushandisi uye password. Une crypto wallet (seMetaMask kana Phantom). Iyi wallet inotera kiyi dzako—zvichireva mapassword akanyanya kuchengeteka anoratidza kuti uri muridzi wezvinhu zvako zve digital uye anotendera kuti usaine kutengeserana. Iyi shanduko huru: Uri bhangi rako wega. Kuchengetedzwa kwemari dzako ibasa rako.

Chishandiso cheDeFi: Unogona Chii Chaizvo Kuita?

Iyo mikana muDeFi ari kukura nekukurumidza. Heano maitiro akakurumbira.

1. Zvikwereti Zvisina Kutongwa (DEXs)

Izvi zvakafanana nemisika yezvikwereti asi yecryptocurrencies, pasina mutungamiriri wepakati. Panzvimbo pekambani inobatanidza vatengi nevakatenga, DEXs inoshandisa smart contracts nemapool ekushandira kuti ibatsire kutengeserana. Mienzaniso inozivikanwa inosanganisira Uniswap uye SushiSwap.
Maitiro ayo anoshanda: Vashandisi vanopa mari nekupinza mapairi ematoken (semuenzaniso, ETH neUSDT) mupool. Mukudzorera, vanowana mari kubva kumitengo yese inoitika mupool iyoyo. Izvi zvinonzi Yield Farming (izvo tichakurukura mberi).

2. Kukwereta uye Kudzorera

Mapuratifomu akadai seAave ne Compound inokutendera kuti uchengete mari yako yecrypto kuti uwane mubereko kana kukwereta uchishandisa zvigadzirwa zvako zvecrypto.
Kukwereta: Isa stablecoins dzako kana imwe crypto muhurongwa uye tanga kuwana mubereko, kazhinji pamitengo yakakwirira kupfuura maakaundi ekuchengetedza echinyakare.
Kukwereta: Unoda mari asi usingade kutengesa crypto yako? Unogona kushandisa izvi se chikwereti kutora chikwereti mu stablecoins. Izvi kazhinji zvinoda kuti uve neakawandisa-chikwereti (unot deposit $150 yehuwandu hweETH kuti utore $100 USDT) kudzivirira chirongwa kubva kumatambudziko emutengo.

3. Yield Farming (Kuchera Liquidity)

Iyi inzira yepamusoro iyo vashandisi vanosunga zvinhu zvavo zve crypto kuti vawane mibairo, kazhinji muchimiro che mamwe matoken. Izvi zvakafanana nekutsvaga kudzoka kwakanyanya pamari yako yecrypto. Izvi zvinogona kusanganisira kupa liquidity kuDEXs kana kuisa matoken mumaitiro ekukweretesa. Kunyange zvazvo zvinogona kuve nemari, zvinouya nemigumisiro yakakwirira (ona “Njodzi dzeDeFi” pazasi).

4. Staking

Kana uine mamwe ma cryptocurrency, unogona “stake” iwo kuti ubatsire kuchengetedza network ye blockchain iyoyo. Mukudzorera, unowana mibairo, yakafanana nekutora mubereko. Iyi inzira yekushandisa zvinhu zvako zvisina kushandiswa. Semuenzaniso, mushure mekutenga token inozivikanwa se PENGU/USDT, unogona kuzokwanisa kuisa mari pairi papuratifomu yayo yepakutanga kana iyo option iripo.

5. Zvikwereti, Inishuwarenzi, uye Zvimwe

Nyika yeDeFi iri kukura nekukurumidza. Iwe unogona ikozvino kuwana shanduro dzisina tsika dzezvigadzirwa zvemari zvemhando yepamusoro, kusanganisira zvinhu zvinogadzirwa zvinotevera masheya, misika yekufanotaura, uye maitiro e-inishuwarenzi akasiyana anodzivirira kubva kumatambudziko e smart contract.

Sei Sei Hype Yese? Mabhenefiti Makuru eDeFi

• Pasina mvumo: Munhu wese ane internet connection uye crypto wallet anogona kuwana masevhisi eDeFi. Hapana vanotora mvumo, hapana maapplication, uye hapana miganhu yenzvimbo.
• Kujeka: Mazhinji emacode akavhurika, uye kutengeserana kwese kunoenderana yakanyorwa pa blockchain yeruzhinji kuti chero munhu akwanise kuongorora. Izvi zvinovaka chivimbo kuburikidza nekunzwisisa kwechokwadi izvo mari yechinyakare isingakwanisi kuenzanisa.
• Kuchengetedzwa Kwako: Iwe unotora makiyi ako akavanzika, zvinoreva kuti une chaiyo kodzero uye kutonga pamusoro pezviwanikwa zvako. Hazvigamuchirwi kana kumiswa nechinhu chikuru (kunyangwe ungazvirasikirwa kana usina kuchengetedza) careful!).
• Kugadzira uye Kubatana: Hunhu hwekuvhurika hweDeFi hunogadzira nharaunda ye “money Lego”. Vagadziri vanogona kuvaka pamusoro pemaitiro aripo, vachigadzira zvigadzirwa zvemari zvitsva uye zvakaoma nekukurumidza kwazvo.
• Kudzoka Kwepamusoro Kwekugamuchira: Maitiro anopihwa pakuchengetedza uye kuburikidza neyield farming anogona kuva zvakanyanya kukwirira kupfuura izvo zviri muhurongwa hwechinyakare, kunyange izvi zvichibva pakukwirira kwekutyisidzirwa.

Chikamu Chisingadziviriki: Kunzwisisa Njodzi dzeDeFi

DeFi haina njodzi zhinji dzakakosha. Inonyanya kusiri pamutemo uye inoshanda mukuyedza.

• Njodzi yeSmart Contract: Kodhi ndiyo mutemo. Kana paine bug kana kusagadzikana mukontraki yechikwere, vanopamba vanogona kuishandisa kuti vabvise mari. Mamilioni emadhora akarasika nenzira iyi.
• Kurasikirwa Kwekanguva: Njodzi huru kumasangano anopa liquidity paDEXs. Inoitika kana mutengo wezvinhu zvawakaisa uchichinja zvichienzaniswa nenguva yawakaisa. Unogona kuwana kukosha kudiki kupfuura dai wakangobata chete assets.
• Njodzi yeKukanganiswa: Musika wecrypto une njodzi huru. Kukosha kwechikwereti chako kungadonha nekukurumidza, zvichikonzera kuparadzwa kweassets ako.
• Kusagadzikana kweMutemo: Hurumende dzepasi rose dzichiri kuedza kunzwisisa maitiro ekugadzirisa DeFi. Mitemo inouya inogona kukanganisa maitiro ekushanda kwemaitiro aya.
• Kukanganisa kweMushandisi: Nekusimba kukuru kunouya nemhosva huru. Kutumira mari kune kero isiriyo, kurasikirwa nemakiyi ako akavanzika, kana kutorwa nepfuma inogona kukonzera kurasikirwa kwemari kusingadzoreki. Hapana nhamba yefoni yekutsigira vatengi yekufonera.

Maitiro Ekutanga neDeFi (Nekuchengeteka)

Wagadzirira kutanga here? Tevera matanho aya carefully.

• Dzidza: Uri kutotanga izvi! Usambotenga chinhu chausinganzwisisi.
• Tanga Uchishoma: Tenga chete mari yauri kugamuchira kurasikirwa nayo. Funga nezvazvo semari yekudzidza.
• Sarudza Chikamu Chine Mukurumbira: Usati wagamuchira DeFi, unofanirwa kutanga wawana imwe crypto. Shandisa chikuva chakachengeteka uye chiri nyore kushandisa chepakati (CEX) se Exbix kuti uite kutenga kwako kwekutanga ne fiat currency. CEXs kazhinji zviri nyore kune vanotanga kufamba-famba.
• Isa Wallet: Gadzira wallet isina mutengesi seMetaMask (yeEthereum) kana Phantom (yeSolana). Chengetai chirevo chako (chirevo chekudzorera) nehupenyu hwako. Nyora pasi pamapepa uye uchengete panzvimbo yakachengeteka. Usambotora digital.
• Tsvaga Zvishoma: Tanga nezviito zviri nyore senge kuchinjana huwandu hushoma hwemaitiro paDEX inozivikanwa kana kuisa stablecoin muhurongwa hwepamusoro hwekukweretesa seAave kana Compound.
• Ita Tsvakiridzo Yako Pachedu (DYOR): Usatani kupinda muprojekiti zvichibva pa tweet. Tsvaga nezvechikwata, mishumo yekuongorora, uye manzwiro evanhu usati watanga kuisa mari.

Ramangwana reMari Riri Kuvakwa

DeFi inomiririra shanduko huru mukufunga kwedu uye kutaurirana nemari. Inovimbisa chimiro chemari chiri pachena, chiri nyore kuwana, uye chinobudirira kumunhu wese. Panguva iyo ichiri kuchiri kwechikuru kunosanganisira mikana uye njodzi, kugona kwazvo kuchinja mari yepasi rose hakugamuchirwi.

Rwendo rwekuchinja kubva kumasystem akabatanidzwa kuenda kune ramangwana rakaparadzana ibasa. Mapuratifomu akadai se Exbix anoita sebhiriji rakakosha, achipa nzira yakachengeteka uye inonzwisisika platform yemushandisi kuti vapinde mucrypto economy vasati vapinda mumvura dzakadzika dzeDeFi chaiyo. Kungave uri kutengesa mapairi makuru kana kuongorora zvinhu zvitsva, kutanga pane chikuva chakavimbika ndiyo nhanho yekutanga yekunzwisisa nyika huru, inonakidza ye decentralized finance.

DeFi, Decentralized Finance, Cryptocurrency Guide, Blockchain, Kudyara kweCrypto