Ripple (XRP) Intengo Yokubikezela: Yini Elandelayo Ngemva Kwezibuyekezo ze-SEC?

Emhlabeni ohlale ushintsha we-cryptocurrency, izimpahla ezimbalwa ezithole ukunakwa okuningi—futhi impikiswano—njenge-Ripple’s XRP. Kwesinye isikhathi, i-XRP ibiyingxenye yokwakha izinto ezintsha ekukhokheni okuphuma emhlabeni, kodwa iphinde ibhujiswe yimpikiswano enkulu yezomthetho ne-U.S. Securities and Exchange Commission (SEC). Njengoba simi lapha ekupheleni kuka-Agasti 2025, le ndaba isivele... ekugcineni kufike esikhathini esibalulekile. I-SEC neRipple baphumelele ngokuhlanganyela ekuphikisaneni kwabo, beqeda icala elaqala ngo-2020. I-Ripple ivumelene nesijeziso esingu-$125 million ngenxa yokuthengiswa kwezinye izikhungo, kodwa okubaluleke kakhulu, isimo se-XRP ezimakethe zesibili sisaqondile: asiyona impahla. Le miphumela ithumele imijikelezo (ukuhlekisa okukhuluma) emphakathini we-crypto, iqala ukuvuselela ukukholelwa ngekusasa lempilo ye-XRP.

Kodwa lokhu kusho ukuthini kubatshalizimali? Ingabe i-XRP izophakama ibe phezulu, noma lokhu kuyisigaba esisha kuphela emlandweni wayo onobungozi? Kulokhu kuhlaziywa okubanzi, sizobheka ngokujulile umongo ngemva kwe-SEC, sihlole umongo wembali, izinkomba zobuchwepheshe, izizathu eziyisisekelo, ukubikezela kwezingcweti, kanye nezingozi ezingaba khona. Noma kunjalo ungumthengisi onolwazi noma umusha ophokophele amathuba ezinkundleni ezifana ne Exbix Exchange, lapho ungakwazi khona ukuhweba nge-XRP/USDT, lo mhlahlandlela uhlose ukukwazisa ngolwazi oludingekayo ukuze hamba ukuthi kulandelayo. Sizophinde sithathe isikhathi sokuhlola ukuthi ukufaka i-XRP ezitolo ezithembekile ezifana ne Exbix kungathuthukisa kanjani isu lakho lesikhathi eside phakathi kwalolu shintsho olukhulayo.

Masihlahlele lokhu kancane kancane, siqala ngendaba eyasiletha lapha.

I- Ripple-SEC Uhlanga: Umlando Omfushane

Ukuze siqonde injabulo ezungeze izibuyekezo zakamuva ze-SEC, kudingeka sibuyele emuva kuDisemba 2020. Kulapho i-SEC ifake khona icala ngokumelene neRipple Labs, ibanga ukuthi le nkampani yenza ukuhweba kwezokuphepha okungabhaliswanga ngokuthengisa ama-XRP tokens. Iphikiswa ithi i-XRP iyinkontileka yokutshalwa kwezimali ngaphansi kwe-Howey Test—umthetho obalulekile ka-1946 Isinqumo seNkantolo Ephakeme esichaza izinsiza ngokusekelwe kulindelo yokuzuza kwemali emizamweni yabanye. Nokho, iRipple ibonile ukuthi i-XRP iyimali yedijithali esetshenziselwa ukukhokha okuphumelelayo emhlabeni jikelele, hhayi insiza.

Le ndaba ihambe iminyaka quase emihlanu, idala ukungaqiniseki okukhulu. Izimakethe ezifana neCoinbase zakhansela i-XRP, abatshalizimali bezikhungo bahlala eceleni, futhi i-token's intengo yahluleka. Izigameko ezibalulekile zifaka:

• Isinqumo sikaJulayi 2023: UJaji weSifunda saseMelika uAnalisa Torres uthumele ukunqoba okwengxenye kuRipple, esola ukuthi ukuthengiswa kwe-XRP ezimakethe zomphakathi nokuthengiswa kwe-programmatic akuzona izimpahla. Nokho, ukuthengiswa kwezimali (ngokuqondile kumafundisi kanye nabathengi abakhulu) kwaphula imithetho yezimpahla, kuholela ekutheni kube ne-$125 million penalty.
• Ukuphikisana kanye neDrama: Bobabili baqhamuka nezikhalazo. I-SEC yafuna izijeziso eziyingozi kakhulu kanye nezincazelo ezibanzi, kanti iRipple yafuna ukukhululwa ngokuphelele. Ukungezwani kwafika phezulu ngo-2024 phakathi kwezinkulumo ezibanzi zokulawulwa kwe-crypto, kuhlanganisa nokuvunyelwa kwe-Bitcoin ne-Ethereum ETFs.
• Isixazululo sika-Agasti 2025: Ngomhla ka-Agasti 7, 2025, iRipple ne-SEC bafaka isicelo esihlangene ukuphikisa izicelo zabo, okuqeda icala. I-Ripple ikhokhe imali engu-$125 million, ingxenye yesicelo sokuqala se-SEC esingu-$2 billion. Lokhu kwenzeke phakathi kokushintsha kwemikhawulo yezepolitiki, kufaka phakathi izinqubomgomo ezisekela i-crypto ngaphansi kwesikhathi sesibili sokuphatha kukaTrump, okwagcizelela ukusobala kwezomthetho kwezimali zedijithali.

Le miphumela ayigcini nje ngokuba semthethweni ukuphathwa kwezindlu—kuyashintsha umdlalo. Njengoba uJordi Alexander weSelini Capital akhumbuza engxoxweni ye-CNBC ngomhla ziyi-8 kuNcwaba, 2025, “Ukuxoshwa kukhiphe umthwalo omkhulu kakhulu ku-XRP. Manje sesikwi-zwelonke lapho ukutholwa kwezimali ezinkulu kungasheshiswa ngaphandle kokwesaba ukuhlinzekwa emuva.” Ochwepheshe abafana nalabo beCoinDesk bakhumbule lokhu, begcizelela ukuthi lesi sahluko sihlela i-XRP ne Bitcoin kanye Ethereum emehlweni ezok regulation.

Impendulo yemakethe esheshayo? I-XRP ikhuphuke ukusuka cishe ku-$2.80 iye ku-$3.19 ngaphakathi kwamahora, ukwanda okungu-14%, ngaphambi kokuhlala cishe ku-$3.05 ngomhla ka-26 kuNcwaba. Kodwa lokhu kusekuqaleni nje. Umbuzo wangempela uwukuthi: Yini ezayo ngenani?

Imiphumela Esesheshayo Yokuvuselelwa kwe-SEC ku-XRP

Isinqumo se-SEC sokulahla izikhalazo kuvele umoya wezinto ezinhle. Okokuqala, kuvula indlela yokuthi kube ne-XRP ETFs. Ezinsukwini ezimbalwa ngemva kokumemezela ngo-Agasti 7, abakhangisi abangu-7—kuhlanganisa i-Grayscale, i-Bitwise, i-WisdomTree, kanye ne-21Shares—baphinde babuyekeze ama-S-1 abo okukhanga kwe-XRP ETFs. I-SEC ibeke umnqamulajuqu wama-October maphakathi no-2025 wezinsizakalo, kanti abahlaziyi baphakamisa amathuba okwamukelwa ku-95%.

Kungani lokhu kubalulekile? Ama-ETFs athuthukisa ukufinyelela, avumela abatshali bezimali bendabuko ukuthi bathenge ukufinyelela ku-XRP ngaphandle kokugcina ithokheni ngqo. Ama-Bitcoin ETFs abone ukuhlinzekwa kwe-$50 billion emnyakeni wawo wokuqala; i-XRP ingathola $5-8 billion ekuqaleni, ngokwezinqumo ze-DL News. Le miphumela ingashintsha amanani, ngendlela efanayo nokuthi ama-ETH ETFs akhuphule i-Ethereum ngo-2024.

Ngaphezu kwe-ETFs, lesi sinqumo sikhuthaza uhlelo lweRipple. Ubambiswano bujolisa phambili: I-SBI Holdings yase-Japan isayine i-MoU yokusabalalisa i-RLUSD (i-stablecoin ye-Ripple) ngo-Q1 ka-2026, kanti ibhange elikhulu lase-Malaysia lihlola i-XRP yokufaka imali. Imisebenzi ye-whale nayo inyukile—ama-wallet angu-2,743 manje agcina ngaphezu kwezigidi ezi-1 ze-XRP, okukhombisa ukuhlanganiswa kwezimali ezinkulu.

Ngakolunye uhlangothi, izinkomba ze-XRP eziku-chain zikhombisa ukukhula. Ukuxazulula izikhumbuzo zafika kumarekhodi ku-Q2 2025, futhi ukuthuthukiswa kwe-XRPLedger’s 2.5.0 kuthuthukisa ukukwazi ukwandisa izimpahla ezibhalwe. Njengoba kuphawuliwe kwi-X post evela ku-@aixrp_agent ngo-August 23, “I-XRP iyathandwa ku-CoinGecko enenani lemakethe elingu-$180B—intengo ingu-$3.03, ivolumu ingu-$5B.”

Ukuhlaziywa Kwezobuchwepheshe: Ukudweba Uhambo Lwe-XRP Phambili

Masithathe izinyathelo ezijulile nge- amashadi. I-XRP ibithengiswa kwi-triangle efanayo ukusukela phezulu kwayo ngo-2021, iphethini evame ukuhamba phambili kokuphuma. Njengoba kuqhamuka ngo-Agasti 26, 2025, i-XRP ikwi-$3.05, phezulu kokwesekwa okubalulekile kwi-$3.00 futhi ihlola ukumelana kwi-$3.35.

• Umbono Wesikhathi Esifushane (Ezinyangeni Ezingu-1-3 Ezizayo): Umoya ophakeme ovela ezindabeni ze-SEC ungase uxhume i-XRP kwi-$3.50-$4.00. I-RSI (Relative Strength Index) ikwi 65, ikhombisa ithuba lokukhula ngaphandle kwezimo ezithengwe kakhulu. Ukuphuma phezulu kwe-$3.35 kungase kuhloswe ku-$4.70, ngokwe-Fibonacci extensions kusukela ezingeni eliphansi le-2023.
• Izinkomba Eziyinhloko:
  • Izilinganiso Ezihambayo: I-50-day EMA ($2.95) inikeza ukwesekwa, kanti i-200-day EMA ($2.70) isebenza njengomgibeli ophusile.
  • MACD: Izimpawu ezinhle zokuhlangana zikhulisa umoya.
  • Umthamo: Uphakanyiswe ngo-200% ngemuva kokwahlulela, uqinisekisa intshisekelo yabathengi.

Abahlaziyi abafana nalabo be-TradingView bakhumbuza ngezinguquko zesikhashana ngenxa yokuthatha inzuzo, njengoba kuboniswe ukwehla ngo-2% ngosuku lwama-12 kuNcwaba. Nokho, uma ukuvunywa kwe-ETF kufika ngo-Okthoba, singase sibone ukuhamba phambili okungu-25-40%, okuhambisana nokukhuphuka kwe-Bitcoin ngemuva kwe-ETF.

• Isikhathi Esiphakathi (Ekupheleni kuka-2025): Izibikezelo eziningi zihlala zikhona phakathi kuka-$4-$6. I-Changelly ibikezela inani eliphansi lika-$2.91 kodwa eliphezulu lika-$3.05 ekupheleni konyaka. Imibono ethokozisayo, efana ne-Binance’s $2.90-$3.36, ibala ukukhula kokwamukelwa. Uma izimo ze-macro (isb., ukuncishiswa kwezinga le-Fed) zihambisana, u-$5.50 ungaba khona, ngokusho kwe-Finance Magnates.

Kwabadayisi, amapulatifomu afana ne Exbix inikeza amathuluzi aqondile ukuze uthengise ama-pair e-XRP/USDT, ngamanani aphansi nezichazi ezisesikhathini ukuze uthole izinzuzo kulezi zinyathelo.

Izizathu Eziyinhloko: Kungani i-XRP Ingakhuphuka

Ubukhulu be-XRP bukhona ekusebenzeni kwayo. Ngokwehlukile kumameme coins, yakhiwe ukuze ukusetshenziswa kweqiniso emalini yokudluliselwa nasekPayments. I-Ripple’s On-Demand Liquidity (ODL) manje isebenzisa ama-bhiliyoni emali ngonyaka, ibambisana nezikhungo ezingaphezu kwe-300.

• Ukukhula Kokwamukelwa: Ngemuva kwe-SEC, kulindeleke ukuthi amabhange amaningi azohlanganisa. Umthetho we-GENIUS (osayinwe ngoMsombuluko 5, 2025) uhlela ama-stablecoins, kanti umthetho we-Clarity (Q4 2025) ungase uhlele kabusha i-XRP ngaphansi kokuphepha ichwebo. I-RLUSD, i-stablecoin ye-Ripple ehambisana ne-USD, izoqala maduze, ikhuphula i-liquiditi ye-XRPL.
• Imikhuba Yomhlaba: Izindinganiso ze-ISO 20022 (ezizobe zisebenza ngokuphelele ngoNovemba 2025) zihambisana nobuchwepheshe be-XRP, zivumela ukuhlanganiswa kwe-CBDC okungenazihibe. Izifunda ezifana ne-MENA ne-ASEAN ziqalisa izikhonkwane.
• Imizwa Yezinkanyezi Nezokuthengisa: I-X iphumeza izikhumbuzo ezivela kubathintekayo abafana no @RipBullWinkle khombisa ukuvuza kokuhlukaniswa kwezimpahla, kukhuthaza i-FOMO. Abatshalizimali bezitolo bayazihlanganisa, ngezikhwama zokubambisana eziku Exbix ezinikeza imali engenayo ephumula phakathi kokubamba.

Imibono yeziqu? I-Benzinga ibona u-$2.05-$5.81 ngonyaka ka-2025, iqhutshwa ukugeleza kwezimali ezinkulu. I-Coinpedia ibold: u-$5.05 ekupheleni kuka-2025, ukukhula ku-$26.50 ngonyaka ka-2030.

Izibikezelo Zamanani Zesikhathi Eside: 2026 Nokuqhubeka

Uma sibheka phambili, indlela ye-XRP incike ekwamukelweni kwe-crypto okubanzi. Uma i-XRPL ibusa izimpahla ezihlanganisiwe (isb. izakhiwo, ama-treasuries), amanani angakhuphuka kakhulu.

• 2026: $3.05-$3.37 nge-Binance, kodwa i-InvestingHaven ibheka $9+ nge- ukuphuma okuqhubekayo.
• 2030: Imodeli ezinethemba ezivela ku-Flitpay ziphakamisa u-$15 ophakathi, ngokuphakama kuze kube u-$26.50. I-Brave New Coin ikhipha ukufanisa no-2017, igxile ku-$8 ekufloweni kwe-ETF.
• Uhlaka Lwezimali Oluhle: $10-$15 uma ama-ETF eza ne-$10B+ ekufloweni futhi ukukhokha emhlabeni kushintsha ku-XRP. Uhlaka Lwezimali Olubi: $2 uma ukuhweba kwezimali kuhluleka.

Njengoba u-@CryptoStrixx abhale, “Izimiso zezimali ukucaciswa kususa izithiyo—I-XRP ayisasebenzi njengezimpahla ezivamile ezimakethe zesibili.”

Izingozi Nezinselelo Ezilindelekile

Akukho mbono ephelele ngaphandle kwezixwayiso. I-Crypto iyaqhubeka nokungaguquguquki—ukungezwani kwezombusazwe, izinguquko zokulawula kwenye indawo (isb. EU MiCA), noma ukuwa kwemakethe okukhulu kungaholela ekwehleni kwe-XRP. Abathengisi abafushane bethe $1.2 billion ngokumelene nakho ngemuva kokuxazulula, ngokwe Yahoo Finance. Ukuncintisana okuvela kuSolana noma ukuthuthukiswa kukaSwift kungase kwehlise isabelo semakethe.

Phakathi: Sebenzisa Exbix Exchange ukwakha amaphothifoliyo alinganiselwe, futhi cabanga ngokuqhuba i-XRP ukunciphisa ukungazinzi.

Isiphetho: Ukubeka i-XRP Endaweni Yayo Elandelayo

Izibuyekezo ze-SEC ziveza isikhathi esisha se-XRP—esigcwele ukucaciswa, ukwamukelwa, nokukhula okukhulu okungenzeka. Kusukela kumathafa ama-$4 wesikhashana kuya kumathafa angaphezu kwe-$15 ngo-2030, izibikezelo zikhangisa, zisekelwa ama-ETFs, ubudlelwano, kanye nokusebenza. Kodwa impumelelo ayiqinisekisiwe; incike ekwenzeni nasekuthandeni kwemakethe.

Uma usukhona ukwenza, hamba ku Exbix Exchange ukuthi thengise XRP/USDT noma uhlolisise izinketho zokuboleka ukuze uthole okungaguquki. returns. Hlala unolwazi, thenga ngokuhlakanipha, futhi khumbula: Ku-crypto, ukubekezela kuvame ukukhokhela.