DeFi (IzeMali Ezingaphansi Kwezinhlelo) Ichazwe: Ikusasa LezeMali

Eminyakeni edlule, umhlaba wezezimali ubone uguquko olukhulu. Izinhlelo zokubhanga ezijwayelekile nezokwezimali, ezisebenze kweminyaka eyizinkulungwane, manje seziqhutshwa yiphuzu elisha: Izimali Ezingaphansi Kwezokuphatha (DeFi). Kodwa yini ngempela i-DeFi, futhi kungani ikhiqiza le mizwa eminingi phakathi kwabatyali-zimali, abathuthukisi, kanye nabasebenzisi bezinsuku zonke? Kule posi, sizobheka konke okudingeka ukukwazi nge-DeFi, izinzuzo zayo, ubungozi, nokuthi ibuyisela kanjani ikusasa lezimali. Ukuze uthole eminye imininingwane namathuba okuthenga nge-crypto, bheka ku Exbix.

Iyini i-DeFi?

Izimali eziyizimele, noma i-DeFi, ibhekisela ku umgudu wezimali owakhiwe ku-blockchain ubuchwepheshe okusebenza ngaphandle kwezithintelo ezijwayelekile ezifana nezinkampani zebhange, abathengisi, noma abakhiqizi bezinkokhelo. Esikhundleni salokho, amapulatifomu e-DeFi asebenzisa izivumelwano ezihlakaniphile—izivumelwano ezizenzakalelayo lapho imigomo yesivumelwano ibhalwe ngqo kukhodi—ukuze kube lula ukuhweba kwezezimali ngokuzenzakalelayo. Le nkqubo ivumela abasebenzisi ukuba baboleke, banikeze, bahwebele, futhi bathole inzalo ku izimali ze-cryptocurrency ngaphandle kokuthembela ezikhungweni eziphakeme.

Ngokwehlukile kumasevisi ezimali ajwayelekile, lapho ibhange noma inhlangano yezimali ilawula ukuhamba kwemali yakho, i-DeFi ifaka ukulawula okuphelele ezandleni zabasebenzisi. Le ndawo engathembeki iqinisekisa ukuveza, ukufinyelela, kanye nokususwa kwezithiyo eziningi zezimali zendabuko.

Izici Eziyinhloko ze-DeFi

DeFi ibonakala ngezici eziningana ezihlukile ezihlukanisa yona kwezezimali zendabuko:

1. Ukungathathi hlangothi: Ukudluliswa kwenzeka ku-blockchain, kukhipha isidingo semiphakathi ephakathi.
2. Ukucaciswa: Zonke izenzo kanye nekhodi ye-smart contract zikhona emphakathini accessible.
3. Ukuhambisana: Izinkundla ze-DeFi zingahlanganiswa kalula nezinye izivumelwano, zakha umphakathi wezomnotho ophumelelayo.
4. Ukufinyelela Okungenamkhawulo: Noma ubani onoxhumano lwe-inthanethi kanye ne-wallet ye-crypto angabamba iqhaza, kungakhathaliseki indawo abakhona kuyo noma isimo sabo sezimali.
5. Ukuhleleka: Izivumelwano ezihlakaniphile avumela abathuthukisi ukuthi benze amathuluzi ezimali azimele.

Lezi zici zisebenzisana ukuze zakhe uhlelo lwezezimali oluhlanganisa, olusebenza kahle, nolwakhiwo olusha.

Indlela i-DeFi Es работает

Enhliziyweni ye-DeFi kukhona amakontileka akhumbulayo afakwe ezinkundleni ze-blockchain ezifana ne-Ethereum, i-Binance Smart Chain, noma i-Solana. Lezi izivumelwano zenziwa ngokuzenzakalelayo izenzo ezifana nokudlulisela imali, ukukhipha imali mboleko, noma ukusabalalisa imivuzo ngokuya ngezindlela ezibekiwe. Njengoba izivumelwano ezihlakaniphile zingashintshwa uma seziqalile, zinciphisa amaphutha abantu, ubugebengu, nokuthembela kubaphakathi.

Izinkundla zeDeFi ngokuvamile zinikeza izinhlobo ezahlukene zezimali:

• Ukubolekwa Nokuboleka: Abasebenzisi bangakwazi bale imali yabo ye-cryptocurrency kwabanye ngokubuyiselwa kwemali noma ukuboleka imali ngokuhlinzeka ngokuqinisa. Isibonelo, umsebenzisi angafaka i-Ethereum epulatifomu yokuboleka futhi athole inzalo ekhokhwa ngababolekisi. Izinkundla zokuboleka ze-DeFi ezidumile zifaka i-Aave ne-Compound.
• Izimakethe Ezizimele (DEXs): Ngokungafani nezimakethe eziphakathi, i-DEXs ivumela abasebenzisi ukuthi bathengise ngqo kusuka kwi- ama-wallets ngaphandle kokufaka imali. Izibonelo zifaka i-Uniswap ne-SushiSwap.
• Ukulima Imali Nokumba I-Liquidity: Abasebenzisi bangabeka izimpahla zabo ze-crypto ezikhungweni ze-liquidity ukuze bathole imivuzo. Lokhu kukhuthaza i-liquidity futhi kudala umphakathi ophilayo.
• Izimali Ezizinzile: I-DeFi ithembele kakhulu ezimalini ezizinzile—ama-cryptocurrencies axhunywe kumali ye-fiat efana ne USD—ukwenzela ukuzinza kwentengo kwezohwebo nokubolekwa.

Ngokuhlanganisa lezi zinsizakalo, i-DeFi inikeza uhlelo lwezezimali olungokweqile olusheshayo, oluthengekayo, nolufinyelelekayo kunokubhanga kwendabuko.

Izinzuzo ze-DeFi

I-DeFi inikeza izinzuzo eziningi ezikhuthazayo ekwamukeleni kwayo:

1. Ukufakwa Kwezimali: Izinhlelo zezimali zendabuko zishiya abantu abaningi emhlabeni ngenxa yokuntuleka kwemibhalo, umlando wesikweletu, noma ingqalasizinda yezezimali. I-DeFi ayidingi imvume, ivumela noma ubani onebhange le-crypto ukuba athathe inxaxheba.
2. Izindleko Eziphansi: Ngokukhipha abaphakathi, i-DeFi yehlisa izindleko ezihlobene nezinkokhelo, izikweletu, kanye ukuhamba kwemali phakathi kwemingcele.
3. Ukucaca nokuphepha: Zonke izinkokhelo zirekhodwa ku-blockchain yomphakathi, okuhlinzeka ngokuqinisekiswa nokunciphisa amathuba okukhwabanisa noma ubugebengu.
4. Imikhiqizo Yezezimali Ehlangene: I-DeFi iletha amathuluzi ezimali amasha afana nezikweletu zeflash, izimpahla ezikhiqiziwe, kanye nezimali ezizenzekelayo ezingakaze zibe khona ku ezemali zendabuko.
5. Ukufinyelela Kwamazwe Ngamazwe: Abasebenzisi abavela kuyo yonke indawo emhlabeni bangafinyelela izinsizakalo ze-DeFi 24/7, bedlula amahora ebhange nezithiyo zomhlaba.

Kwabadayisi nabathandi be-crypto, i-DeFi iphinde idale amathuba okuzuza inzuzo engapheli ngokubeka, ukuhlinzeka, nokuhlinzeka ngamanzi. Izinkundla ezifana no Exbix kwenza kube lula ukuhlola lezi zinsiza.

Izingozi Nezinselelo ku-DeFi

Nakuba inikeza amathuba aphakeme, i-DeFi ayinazo izingozi. Ezinye zezinselelo ezinkulu zifaka:

• Ubuthakathaka beSmart Contract: Amabhugi noma amaphutha kukhodi ye-smart contract angaholela ekulahlekeni noma hacks.
• Ukungaqiniseki Kwezomthetho: Ohulumeni basakhangela indlela yokulawula i-DeFi, okungathinta ukutholwa kwayo kwesikhathi eside.
• Ukungazinzi Kwamakethe: Izimpahla ze-crypto zihlala zingazinzi, okungathinta ukubolekwa, ukuboleka, kanye nemiphumela yokufuya imivuzo.
• Amaphutha Wabasebenzisi: Njengoba abasebenzisi belawula okhiye babo abazimele, ukuphuthelwa kwabo kungakwazi ukhipha ukulahleka okungapheli kwemali.

Ukuqonda lezi zingo kubalulekile kunoma ubani ofuna ukuthatha ingxenye ku-DeFi ngokuphepha. Abasebenzisi kufanele baphande amapulatifomu, baqonde izingozi ze-smart contract, futhi basebenzise ama-wallet aphephile.

Amapulatifomu e-DeFi Athandwayo

Amapulatifomu amaningi e-DeFi athole udumo ngenxa yokwakheka kwawo kanye nokwamukelwa ngabasebenzisi:

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1. Uniswap: I-exchange edijithizayo ehamba phambili evumela abasebenzisi ukuba bashintshe ama-token ngaphandle komphakathi ophakathi.
2. Aave: Ipulatifomu yokuboleka evumela abasebenzisi ukuthi bathole inzalo futhi baboleke ama-crypto assets.
3. Compound: I-protocol yokuboleka edijithizayo eguquguqukayo izinga lenzalo ngokuzenzakalelayo ngokuya ngempahla nangokuhlinzekwa. demand.
4. MakerDAO: Iplatifomu ekhishwa i-DAI stablecoin futhi ivumela abasebenzisi ukuthi bakhe izikweletu besebenzisa i-cryptocurrency njengemali yokuboleka.
5. Curve Finance: Ikhethekile ekuthengiseni ama-stablecoin ngokuhamba okuphansi nokuhlinzeka ngamanzi anempilo kahle.

Lezi zinkundla zihlala zishintsha, zinikela ngezinsizakalo ezintsha nemikhiqizo yezezimali ezishukumisela i- imikhawulo yezezimali zendabuko.

Ikusasa leDeFi

Ikusasa leDeFi libukeka lijabulisa. Ngokuthuthuka okuqhubekayo kobuchwepheshe be-blockchain, izixazululo zokukhulisa, kanye nokuhambisana kwezixhumanisi, iDeFi ilindeleke ukuba ibe ukhetho lwezezimali olujwayelekile. Ochwepheshe bahlola ukuthi iDeFi ingase ibangele ukuncintisana nezinkampani zendabuko zezezimali. izimo zokusebenza, ukufinyelela, kanye nokwakha okusha.

Ngaphezu kwalokho, i-DeFi inamandla okuguqula hhayi kuphela ezomnotho kodwa futhi nezinye izimboni. Isibonelo, izindawo zokuhlala ezithokozisiwe, ukuqinisekiswa okungaphansi, kanye nezimali zokuhamba kwezimpahla zingazuza zonke kumigomo ye-DeFi.

Ukuqala nge-DeFi

Uma usukulungele ukuhlola i-DeFi, nansi eminye imibono izinyathelo zokuqalisa:

1. Dala i-Crypto Wallet: Khetha i-wallet esekela ama-DeFi tokens kanye nezinsiza, njenge-MetaMask noma i-Trust Wallet.
2. Thola i-Cryptocurrency: Thenga i-ETH, i-BNB, noma amanye ama-tokens afanele endaweni efana ne Exbix.
3. Xhuma kuma-DeFi Platforms: Xhumanisa ibhange lakho kuzinhlelo ze-DeFi ukuze uqale ukuhweba, ukulinda, noma ukufaka imali.
4. Qala Kancane: Hlola amapulatifomu ngamanani amancane ukuze uqonde imishini ngaphambi kokubeka izimali ezinkulu.
5. Phila Uhlale Uwazi: I-DeFi iyashintsha njalo, ngakho-ke ukulandela izindaba, izifundo, kanye nemibhalo esemthethweni kubalulekile.

Ngokulandela lezi zinyathelo, ungakwazi ngokuphepha uhlole i-DeFi ngenkathi unciphisa izingozi.

Isiphetho

I-DeFi imele ukushintsha okukhulu emhlabeni wezomnotho, inikeza ukuveza, ukufinyelela, kanye nokwakhiwa okusha okunzima ukukufanisa nezimali zendabuko. Kusukela ekubolekeni nasekuthengiseni kuya ezimakethe ezizimele nasekufuya inzuzo, i-DeFi inikeza uhlelo oluphelele lwe- umhlaba wezomnotho wesimanje. Nokho, kubalulekile ukuba neqhaza eliqaphelekayo ku-DeFi, uqonda kokubili amathuba nezingozi ezihilelekile.

Noma ungumthengisi onolwazi, umtshali-zimali ofuna imali engenayo, noma umuntu onentshisekelo ngekusasa lemali, i-DeFi inezinto zokuhlanganyela kubo bonke. Ngokusebenzisa ubuchwepheshe be-blockchain kanye nezivumelwano ezihlakaniphile, ibuyisela emuva ezomnotho njengoba sizazi. nokubeka indlela yokwakha umnotho womhlaba wonke, ohlukanisiwe.

Ukuze ufunde kabanzi ngemakethe ye-crypto futhi uqale ukuhweba ngama-DeFi tokens, vakashela Exbix.