DeFi vs. CeFi: Yimuphi Othanda Ukunikeza Ikusasa LezeMali Elingcono?
Umhlaba wezezimali uthola ushintsho olukhulu, futhi enhliziyweni yalo kunezinkolelo eziyizimbili ezinamandla, eziphikisanayo: Izezimali Ezentengiselwano (CeFi) kanye Nezezimali Ezingezona Ezentengiselwano (DeFi). Uma uke wathenga i-Bitcoin kuhlelo lokusebenza, usuxhumene ne-CeFi. Uma uke wanikela ngamanzi emathafeni ukuze uthole inzalo, usuthinte i-DeFi.
Kodwa iyiphi lezi zinhlelo eziphinde zibe nekey? kuya phambili kwezezimali? Ingabe kuyizicabha ezivulekile, ezivikelekile zeCeFi noma umngcele ovulekile, ophithizelayo weDeFi? Lokhu akusiyona ingxoxo ethile kuphela kubathandi be-crypto; kuyisicelo esiyisisekelo sokuthi sizosindisa, sabelane, sikhokhe, futhi sifake imali kanjani ezizukulwaneni ezizayo.
Kulokhu kuhlola okujulile, sizobheka womabili la mhlaba, sihlole amandla awo, ubuthakathaka, futhi ekugcineni, ukuthi kanjani izinkundla ezifana ne Exbix zixhumanisa ibhuloho ukuze zikunikeze okungcono kokubili.
Ukusetha Isigcawu: Yini iCeFi neDeFi?
Ngaphambi kokuthi siwafake emqhudelwaneni, masichaze abancintisani bethu.
Imali Ehlanganisiwe (CeFi) iyimodeli yendabuko yezezimali, manje isetshenziswa ezimpahleni zedijithali. Cabanga ngamabhange, izinkampani zokuhweba, kanye nezimakethe ze-crypto ozisebenzisayo. Ku-CeFi, igunya eliphakathi—inkampani efana ne-Coinbase, Binance, noma Exbix—ilungisa zonke izinkokhelo. Zibamba imali yakho, ziqinisekisa ubunikazi bakho, zenza ukuhweba ngenkani yakho, futhi zinikeza ukwesekwa kwamakhasimende. Uthemba ukuthi ziyizikhungo eziphephile, ezinesibopho sokugcina impahla yakho.
Decentralized Ezomnotho (DeFi) iyindlela entsha eguquguqukayo esekelwe kubuchwepheshe be-blockchain, ikakhulukazi i-Ethereum. Ihloswe ukuveza izinhlelo zezimali zendabuko (ukubolekwa, ukuboleka, ukuhweba) ngaphandle komphakathi ophakathi. Esikhundleni senkampani, ikhodi—ngokwakhiwa kwe-“smart contracts”—iqinisa imithetho. Uxhumana ngqo nalezi zinhlelo usebenzisa i-Web3 wallet (njengoba MetaMask), futhi uhlale unelungelo lokugcina imali yakho.
Umqondo oyinhloko ufinyelela egameni elilodwa: ukwethembana.
CeFi ithi, “Thembani thina.”
DeFi ithi, “Thembani ikhodi.”
Icala leCeFi: Izingxenye Ezivikelwe
Kwabaningi kakhulu abafaka izinyathelo emkhakheni we-crypto, iCeFi iyindlela enengqondo futhi ethokomele isikhumbuzo. Kuyindlela yokungena emhlabeni wezezimali wendabuko. Nansi indlela esaqhubeka ngayo amandla amakhulu.
1. Okuhlangenwe nakho Kwabasebenzisi Nokulula Kokusebenzisa:
Amathuluzi e-CeFi angama-master ekwenzeni okuhlangenwe nakho kwabantu. Ukudala i-akhawunti phezulu kwendawo efana ne Exbix kuwumsebenzi ojwayelekile. Izixhumi ziqondile, ukuthenga i-crypto ngekhadi lesikweletu ku-
kulula, futhi inqubo yonke ibukeka ifana nokusebenza kwe-inthanethi. Akudingeki ukuphatha okhiye bomuntu siqu noma ukukhathazeka ngezindleko zokusebenzisa njalo. Le mikhawulo ephansi yokungena ibalulekile ekwamukelweni kwabantu abaningi.
2. Ukusekela Kwamakhasimende:
Uma forget your password, uthumele imali endaweni engalungile, noma uhlangabezana nenkinga, ungaxhumana neqembu lokusekela. Le mpilo
net ayikho ingxoxo kubantu abaningi. Emhlabeni lapho iphutha elilodwa lingaholela ekulahlekelweni okungaguquki, ukuba nosizo kukhuthaza ukuthula okukhulu kwengqondo.
3. Ukuhlanganiswa KweFiat:
iCeFi ikhangwa ekuxhumaniseni imali ye-fiati (USD, EUR, njll.) ne-cryptocurrency. Ukufaka nokukhipha imali yakho yendawo kuyinqubo elula ethulwa yizo zonke izinkampani ezinkulu zokushintshanisa. Lokhu
kungenzeka ukuthi ubukhulu bokusebenza kweCeFi futhi insizakalo ethile yeDeFi engakwazi ukuyiphindaphinda ngempumelelo ngaphandle kwenhlangano ephakathi.
4. Ukusebenza kanye Nesivinini:
Izimakethe eziphakathi ezifana ne Exbix zenza kusebenze kumadathabheyisi awo angaphakathi, hhayi ku-blockchain yomphakathi. Lokhu kubavumela ukuba bafinyelele izivinini zokuhweba eziphakeme kakhulu (izinkulungwane ngomzuzu) futhi
ukuphathwa kwemiyalo okusheshayo. Uma ufuna ukwenza ukuhweba okuyinkimbinkimbi ngokushesha, uhlelo lokuphathwa kwemiyalo lweCeFi ngokuvamile lukhona ngokushesha futhi lusebenza kahle.
5. Izinsizakalo Zokuhamba Kwezinhlaka:
Ufuna ukuhweba iBitcoin nge-token kwi-Ethereum network? KuCeFi platform, kuyahambisana kahle. I-exchange iphathe yonke imisebenzi eyinkimbinkimbi, engemuva kwezinsiza ze-blockchain kuwe. In
umhlaba wamaDeFi, le nqubo ivame ukuba yahlukanisiwe futhi idinga izinyathelo eziningi ezihlukene phakathi kwemigomo ehlukene.
Kulabo abafuna ukuhweba kalula ngeziphakamiso ezinkulu ezifana no TRX/USDT noma ETH/USDT, ubulula nokuphuma kwemali okutholakala ku exhange ephephile efana ne-Exbix kungafani. Ungaqhuba isu lakho ngaphandle kokukhathazeka mayelana nobunzima bezobuchwepheshe obuyisisekelo.
Icala le-DeFi: I-Open Frontier
I-DeFi iyisithombe somoya wokuqala we-crypto: uhlelo lwezezimali olungadingi imvume, oluvulekile, nolucacile. Akukhona ngaphandle kwezingozi, kodwa amathuba alo awapheli.
1. Ukuzigcina Nokuba Nezinto Zangempela:
Lokhu kuyisikhumbuzo se-DeFi
feature. “Akhona izitshalo zakho, akhona nezezimali zakho.” Ku-DeFi, ubamba okhiye bakho bomphakathi, okusho ukuthi unokulawula okuphelele nokuzimela phezu kwezimpahla zakho. Akukho mphakathi wesithathu ongabamba i-akhawunti yakho noma avimbe ukuhamba kwemali yakho. Ungumbhanki wakho.
2. Ukungavunyelwa nokufinyelela Kwamazwe Ngamazwe:
Noma ubani onoxhumano lwe-inthanethi kanye ne-wallet ye-crypto angakwazi
ukwazi ukufinyelela izinhlelo zokusebenza ze-DeFi. Azikho izifundo zokubhalisela, akukho ukuhlolwa kwe-KYC, futhi akukho mikhawulo yezindawo. Lokhu kuvula izinsizakalo zezezimali kubantu abangabankile nabangaphansi kwezinga lezezimali emhlabeni, umqondo ophawulekayo.
3. Ukuveza:
Inhloso ngayinye kuhlelo lwe-DeFi ibhalwe ku-blockchain yomphakathi ukuze noma ubani akwazi ukuyihlola. Ikhodi yesivumelwano esihlakaniphile (ivamile)
open-source. Lokhu kusho ukuthi ungabona kahle ukuthi iprotokholi isebenza kanjani, imali iya kuphi, nokuthi uhlelo luyakwazi ukuhlinzeka. Le nqanaba yokubona kahle ayikaze ibonwe kwi-CeFi noma ebhange elijwayelekile.
4. Ukuqamba okusha kanye ne- “Money Legos”:
I-DeFi iyindawo yokwakha izinto ezintsha ngenxa yokuhlanganiswa kwayo—evame ukubizwa ngokuthi “Money Legos.” Iziphakamiso ezahlukene ze-DeFi zingakwazi
ukwazi ukuxhunywa kalula nokwakhiwa phezu komunye nomunye. Lokhu kuvumela ukudalwa kwemikhiqizo yezezimali eyinkimbinkimbi, emisha efana nokufuya inzalo, ama-flash loans, kanye nama-stablecoins alawulwa ngama-algorithms angatholakali kalula ohlelweni oluphakathi.
5. Amathuba Aphezulu Okuthola Inzalo:
Ngephezulu kokubamba iqhaza kumapuli e-liquidity noma ezinhlelweni zokuboleka, abasebenzisi bavame ukuthola inzalo ephezulu kakhulu.
ukubuyiselwa kwezimali zabo ze-crypto uma kuqhathaniswa nezinga lenzalo elinikezwa ama-akhawunti okonga e-CeFi. Lokhu kungenxa yokuthi uzenza njengebhange ngqo, uthatha ingozi ukuze uthole umvuzo omkhulu.
Uhlangothi Oluphambene: Ukugxekwa Nezinselelo
Akukho nhlangano ephelele. Ukuze wenze ukukhetha okunolwazi, kumele uqonde izinkinga.
Izinkinga ze CeFi:
- Ubungo lwezinkampani: Uthembele ekexchange ukuba ibe neqiniso futhi iphephile. Umlando ugcwele izibonelo zokuthi ama-exchange aphumelelayo, aphukile (Mt. Gox), noma asebenza ngendlela enobungozi (FTX). Imali yakho iphephile kuphela njengendawo egcina yona.
- Ukuntuleka kokucaciswa: Awuhlali wazi ukuthi kanjani i- exchange ibhekelele izikhwama zayo noma iqhuba ibhizinisi layo.
- Ukulawulwa: I-exchange inokulawula phezu kwezinsiza zakho. Bangakwazi, ngaphansi kwengcindezi yokulawula noma ngezinsiza zabo, ukuvimbela ukukhipha, ukufaka ama-akhawunti, noma ukususa izinsiza ohlwini.
Izinkinga ze-DeFi:
- Umthwalo Wabasebenzisi: I- umthwalo wezokuphepha uwela ngokuphelele kuwe. Uma ulahlekisa ukhiye wakho ophakathi noma igama lokuhlola, imali yakho iyaphela phakade. Uma uvuma iphutha lesivumelwano esihlakaniphile, ungatholwa zonke izimpahla zakho. Akukho ukwesekwa kwamakhasimende okukhuluma naku.
- Ubunzima Bobuchwepheshe: Iphuzu lokufunda liphakeme. Ukuqonda ama-wallet, izindleko ze-gas, amanethiwekhi e-blockchain, kanye nezihlakaniphi ukuhweba kuyinselele kubantu abasha.
- Ingcuphe yeSmart Contract: Ikhodi ingaba nezinkinga. Izigidi zamadola zilahlekile ngenxa yokuhlaselwa nokukhwabaniswa kweziqinisekiso zeDeFi eziphucuziwe kahle noma ezikhwabanisayo.
- Ukungaguquguquki Nokulahleka Okungapheli: Ukubeka imali kungaba nenzuzo enkulu, kodwa futhi kukhombisa izingozi ezihlukile ezifana nokulahleka okungapheli, okungakwazi ukwehlisa imali etholekayo.
- Ukungaqiniseki Kwezomthetho: Ubunjalo obungahlangani be-DeFi bwenza kube indawo engacacile kubabusi. Imithetho ezayo ingaba nomthelela omkhulu kule ndawo.
Exbix: Ukuhlanganisa Lezi Zwe Zimbili Ukuze Kube Nezikhathi ZezeMali Ezingcono
Ngakho, ingabe kufanele ukhethe? Ingabe kufanele ube umsebenzisi we-CeFi kuphela noma i-DeFi? maximalist?
Indlela engcono kakhulu futhi enamandla kakhulu wukusebenzisa kokubili, usebenzisa amandla akho kokubili ngenkathi unciphisa ubuthakathaka bazo. Lapha, ipulatifomu yesimanje egxile kumsebenzisi efana ne Exbix ikhanya. Isebenza njengendlela yakho ephephile futhi elula yokungena kwi-finance yendabuko iye emhlabeni we-crypto, ngenkathi ikunika nezinsiza nezindlela zokuhlola umhlaba we-DeFi. when you’ready.
1. I-On-Ramp yakho ye-Secure CeFi:
Exbix ihlinzeka ngenkundla eqinile, ephephile, futhi elula yokuhweba ukuze uhambisane nezidingo zakho zokuhweba eziphakeme. Noma ngabe ufuna ukuhweba ngama-pair adumile afana ne ETC/USDT, ukwandisa ekuthengeni impahla enenani efana ne PAXG/USDT, noma nje ukuthenga i-Bitcoin yakho yokuqala,
inqubo ihlanzekile futhi iphephile. Le platform inikeza ukwesekwa kwamakhasimende kanye nokuthula kwengqondo okudingwa yibo bonke abafika.
2. Umnyango Wokuhlola:
Uma usuthole i-crypto yakho ku Exbix, usemsebenzini omuhle wokuhlola. Ungakhulula ngokuphepha izinsiza zakho kwi-wallet yakho ye-Web3 ukuze uxhumane nezinhlelo ze-DeFi, wazi
ungene kwi-ecosystem nge-gateway ethembekile. Exbix ikuvumela ukuthi uthathe isinyathelo esilandelayo ohambweni lwakho lwezezimali ngokuqiniseka.
3. Okuhle Kwezigaba Zombili:
Ngokuthi uqale nge-exchange ethembekile, uphatha kalula ushintsho olunzima lwe-fiat-to-crypto. Ube nenhlanhla yokukhetha ukuthi ungathanda ukuthatha kontroli engakanani. U
ungakwazi ukugcina ingxenye yephothifoliyo yakho ku Exbix ukwenza ukuhweba kalula nokuphepha, ngenkathi ugcina enye ingxenye ukuze uhlolisise amathuba amasha okuzuza ku-DeFi.
Uphumelele ukuqala uhambo lwakho? Dala i-akhawunti yakho ye-Exbix namuhla futhi uzwe ukuphepha. umthombo wonke we-crypto universe.
Isiphetho: Ikusasa Elihlanganyelwe, HHayi Othola Konke
Ingxoxo phakathi kwe-DeFi ne-CeFi ayikhulumi ngokuthola ophumelelayo oyedwa. Ikhuluma ngokuqonda amathuluzi amabili ahlukene ngezizathu ezahlukene.
- Ukuze kube lula ukuyisebenzisa, ukuphepha kwabasaqalayo, ukuhlanganiswa kwe-fiat, kanye nezinsizakalo zokuqinisekisa support: I-CeFi ibalulekile.
- Ukuze kube nokuphathwa kwempahla, ukufinyelela okungavunyelwe, ukuveza kahle, kanye nemikhiqizo yezezimali emisha: I-DeFi iyashintsha umhlaba.
Ikusasa lezezimali elingcono alikhulumi kuphela ngenye noma enye. Liyiphakethe, ikusasa elihlanganyelayo lapho amapulatifomu afana ne Exbix anikeza ukwethembeka, ukuhambisana, kanye ne okuhamba kalula, kuyilapho i-DeFi ihlinzeka ngesisekelo esivulekile, esihlelwe, nesisha kulabo abafuna ukulawula okwengeziwe.
Umgwaqo wakho ungowakho. Qala ngokuqina nokulula kwendawo esezingeni eliphezulu ukuze uqonde kahle. Zifundise. Bese, uma uzizwa ukhululekile, qhubeka ufake izinyawo zakho olwandle olukhulu lwe-DeFi, njalo uphatha ukuphepha okuhle kakhulu. Ikusasa kwemali kuyakhiwa kokubili, futhi ngokuyiqonda kokubili, uzibeka endaweni yokukwazi ukuyihamba kahle futhi ngempumelelo.
Hlola izimakethe futhi ubone ngokwakho. Bheka ama-pair wokuhweba TRX/USDT, PAXG/USDT, kanye ETH/USDT ku Exbix platform. Ikusasa lakho lezimali li ulindele.
