Ikusasa Lokubolekwa KwezeMali ku-DeFi: Ukusuka Ekubolekweni Okuphakeme Kakhulu Kuya EkuBolekweni Okungaphakeme

1 month ago
I-DeFi neziNoveliIkusasa Lokubolekwa KwezeMali ku-DeFi: Ukusuka Ekubolekweni Okuphakeme Kakhulu Kuya EkuBolekweni Okungaphakeme

Imali Ehlukanisiwe, noma i-DeFi, ibonakale njengomunye wezinto eziguqula kakhulu emkhakheni wezimali womhlaba kule minyaka edlule. Ekujuleni kwayo, i-DeFi ihlose ukudala kabusha izinhlelo zezimali zendabuko—njengokuboleka, ukukhokha, ukuhweba, nokuphathwa kwezimpahla—isebenzisa ubuchwepheshe be-blockchain, ikhipha isidingo samalungu aphakathi njengamabhange nabathengisi. Phakathi kweziningi izinto ezintsha ezethulwe yiDeFi, ukubolekwa okungakhethi kuvele njengesisekelo salolu shintsho. Lokhu kuvumela abasebenzisi ukuthi baboleke futhi bathole izimpahla zedijithali ngqo kumakontileka akhanyayo, kudala ingqalasizinda yezezimali engadingi imvume, ebonakalayo, futhi efinyeleleka emhlabeni jikelele.

Kodwa-ke, njengoba iDeFi ithuthuka, kukhona ushintsho olubalulekile olwenziwayo: ukushintsha kusuka imikhiqizo yokubolekwa eyenziwe ngaphezulu kwemali kuya imikhiqizo yokubolekwa engaphansi kwemali futhi ngisho nezindlela zokuboleka ezingekho emalini. Le shintsho libonisa isikhathi esibalulekile emlandweni wezezimali ezizimele, liqinisekisa ukusebenza kahle kwemali, ukufaka abantu abaningi kwezezimali, kanye nezindlela ezintsha zokubhekana nezingozi. Kulokhu kuhlola okubanzi, sizophuma sihlola kahle imisebenzi ye-DeFi ukwabelana, hlola imikhawulo yokweqisa izibambiso, bese ubheka ubuchwepheshe obuphumelelayo nezinhlelo ezivumela ukukhula kwemalimboleko ezingaphansi kwezibambiso.

Sizophinde sihlolisise ukuthi amapulatifomu afana neExbix Exchange azibeka kanjani phambili kulolu shintsho. ukuguqulwa, kunikeza abasebenzisi ukufinyelela okungaphazamiseki kokubili amathuluzi ezimali ajwayelekile kanye nezizukulwane ezilandelayo ze-DeFi. Kungakhathaliseki ukuthi ungumthengisi we-crypto onolwazi noma umuntu osanda kufika ophenyayo emhlabeni wezimpahla zedijithali, ukuqonda ikusasa lokubolekwa kwezimali ku-DeFi kubalulekile ukuze uhambise kahle emhlabeni wezimali ohlanganyelwe. class="wp-block-heading">Ukukhula Kwe-DeFi Lending: Ipharamitha Entsha YezeMali

Ngaphambi kokungena ezincwadini zokubolekwa, kubalulekile ukuqonda ukuthi i-DeFi lending isebenza kanjani nokuthi kungani ithole ukuthandwa okukhulu.

Iyini i-DeFi Lending?

Amathuluzi e-DeFi lending avumela abasebenzisi ukuba bafake i-cryptocurrency yabo ezikhwameni zokutholakala, okuthi-ke zisetshenziswa ngababolekisi ukuthola izikweletu. Njengomvuzo, abanikazi bezimali bathola inzalo kumadiphozi abo, kanti ababolekisi bakhokha inzalo ukuze bathole izimali. Konke lokhu kwenziwa kalula ngemigomo ehlakaniphile—ikhodi ezizenzakalelayo efakwe kumabhulokhi afana ne-Ethereum, i-Binance Smart Chain, nezinye.

Ngokwehlukana nezibank eziyinqaba, amapulatifomu e-DeFi awadingi izikweletu. ukuhlola, ukuqinisekiswa kobunikazi, noma izinqubo zokuvuma ezinde. Noma ubani onoxhumano lwe-inthanethi kanye ne-crypto wallet angabamba iqhaza. Le mvelo engenazimvume ivule izinsizakalo zezezimali kumamiliyoni abantu abangakabhaliswa ezinkampanini zezimali emhlabeni jikelele.

Izinhlelo zokuboleka ze-DeFi ezidumile ezifana ne AaveCompound, n i-MakerDAO bavulelwe izigidi zamadola zentengo ephelele, kukhombisa isidingo esikhulu sezinsizakalo zezimali ezizimele.

Kodwa naphezu kokuphumelela kwayo, ukwakhiwa kwemali ku-DeFi kube nokukhawulelwa kakhulu ngenxa yesidingo esisodwa esiyisisekelo: ukubolekwa okungaphezulu kokwanele.


Ukwehlukaniswa Kwezimali: Isisekelo Sokuboleka Ngaphandle Kokuqinisekisa

Ukwehlukaniswa kwezimali kuwumkhuba wokufuna ukuthi abathengi baphakamise inani elikhulu njengezimali ezibekwe phansi kunezinga abathanda ukukwenza. Isibonelo, ukuze uboleke u-$1,000 we-stablecoin efana ne-USDT, umthengi angase adinge ukufaka u-$1,500 we-ETH njengemali ebekwe phansi.

Kungani Over-Collateralization?

Imbangela eyinhloko yokweqisa izimpahla yi ukunciphisa ubungozi. Njengoba ukweletwa kwe-DeFi kungathembeki futhi kusebenze ngaphandle kokuhlola izikweletu noma izindlela zomthetho, ama-smart contracts kumele akwazi ukuwakhulula ngokuzenzakalelayo izimpahla zomkweletu uma inani lesikweletu sawo lidlula umkhawulo othile (owaziwa njenge isikhwama sokweletwa). ratio noma LTV).

Uma uma intengo ye-asset ye-collateral yehliswa kakhulu, uhlelo lungathengisa ngokuzenzakalelayo ingxenye ye-collateral ukuze kubuyiswe imali ebolekiwe, kuvikele abanikazi bemali ezinkingeni. Le ndlela iqinisekisa ukuzinza kwe-lending pool ngisho nasezimweni zemakethe eziguquguqukayo.

Izinzuzo Zokweqisa Kwe-Collateral

  • Akukho ukuhlolwa kwezikweletu okudingekayo: Noma ubani angaboleka uma enezinhlaka ezanele.
  • Ukuphuma okuzenzakalelayo: Izivumelwano ezihlakaniphile ziphatha ukuphathwa kwezingozi ngaphandle kokungenelela komuntu.
  • Ukucaciswa: Bonke imigomo yokuboleka nezinga lezinhla zibonakala ku-chain.
  • Ukufinyeleleka emhlabeni jikelele: Abasebenzisi bavelaphi emhlabeni bangakwazi participate ngaphandle kwe-KYC ezimweni eziningi.

Izinhlawulo Zokweqisa Ukuqinisekiswa

Nakuba kunezinto ezinhle, ukuqinisekiswa okweqile kuza nezithiyo ezinkulu:

  1. Ukungasebenzi Kwezimali: Abasebenzisi kumele bavale inani elikhulu kunalokho abakulayo, bexhumanisa izimpahla ezingase zisetshenziswe ukuze ukutshala, ukuhweba, noma ezinye izinjongo.
  2. Ukukhishwa Kwabathengi Abangenayo Iziqinisekiso Ezinganele: Abantu abaningi, ikakhulukazi labo abangenazo izikhwama ezinkulu ze-crypto, abakwazi ukufinyelela ezikweletini.
  3. Izimo Zokusebenzisa Ezilinganiselwe: Izikweletu eziphezulu azifanele izidingo zokubolekwa kwemali emhlabeni wangempela ezifana nezimali zebhizinisi ezincane, izikweletu zomuntu siqu, noma izimali zokuphuthuma.
  4. Izingo Zokungazinzi: Ukuwa kwamanani okuphuthumayo kungakhuthaza ukuhoxiswa, kuholele ekulahlekeni kwabathengi.

Lezi zinkinga zikhuthaze umphakathi we-DeFi ukuba uphenye ngezindlela ezintsha ezinciphisa noma zikhawulelwe isidingo sokuhlinzeka ngaphezulu.


Icala Lezimali Ezingenayo Ukuphakanyiswa Kakhulu ku DeFi

Imalimboleko angaphansi kwezikhwama ziwukubolekwa kwemali lapho umbolekisi ehlinzeka ngezikhwama ezingaphansi kwenani lemali ebolekiwe—noma kwesinye isikhathi akukho zikhwama nhlobo. Le modeli ifana kakhulu nokubolekwa kwemali kwabathengi bendabuko, lapho ukufaneleka kokubolekwa, hhayi ukusekelwa kwezimpahla, kuthinta ukufaneleka kokubolekwa.

Kungani Sihamba Ngokubolekwa Okungaphansi Kwezikhwama?

Ukushintsha kuya phansi kwemalimboleko ezingekho phansi kwezimali kukhuthazwa yizinto eziningi ezibalulekile:

  1. Ukusebenza Kwezimali: Ukukhulula imali kuvumela abasebenzisi ukuthi basebenzise izimpahla zabo ngempumelelo.
  2. Ukufakwa Kwezezimali: Kwenza kube nokwenzeka kubasebenzisi abanemali encane ye-crypto ukufinyelela emalini.
  3. Ukusetshenziswa Kwangempela: Isekela izimo zokusebenzisa njengokuxhaswa kwezimali, ukuxhaswa kwabantu, kanye nezikweletu ezincane.
  4. Ukuncintisana Nezimali Zendabuko: Ukuze kuqhudlwane nezinkampani zebhange nezinkundla ze-fintech, i-DeFi kumele inikeze ukufaneleka kokubolekwa kwemali okufanayo.

Nokho, ukuvumela izikweletu ezingaphansi kwezibambiso endaweni ehlukanisiwe kubonisa izinselelo ezihlukile. Ngaphandle kwamabhodi ezikweletu noma izinhlelo zokuhlonza eziphakathi, i-DeFi ingakwenza kanjani? protocols ahlola ingozi futhi aqinisa ukukhokha?


Izinguquko Ezivumela Ukubolekwa Okungaphansi Kwezezimali

Izinguquko eziningi zobuchwepheshe nezomnotho ziqhubeka nezindlela zokubolekwa okungaphansi kwezezimali ku-DeFi:

1. Ukukala Isikweletu Ku-On-Chain

Omunye wezinto ezinye zezixazululo ezithembisayo ukuhlinzeka ngemikhankaso yokuhlola isikweletu esikwi-blockchain. Lezi zinhlelo zihlaziya umlando wezohwebo womsebenzisi, imisebenzi ye-wallet, ukuziphatha kokukhokha, nokuxhumana nezinhlelo ze-DeFi ukuze kudalwe isikhwama sesikweletu.

Amaphrojekthi afana no Centrifuge noGoldfinch sebe sebenzisa le modeli. Ngokuhlola ukuziphatha komthengi esikhathini esedlule, lezi zinkundla zinganikeza izikweletu ezingaphansi kokuphepha ngezingozi eziphansi.

Isibonelo, umsebenzisi ophinde abuyise izikweletu ngesikhathi njalo... amaphetwa njengezinkomba zokwethembeka, ngisho noma kungabi khona imali enkulu yokubolekwa.

2. Ukubolekwa Okususelwa KweMali

Ukwaziwa kuyinto ebalulekile ku-DeFi. Ezinye izinkundla zakha izendlalelo zokwaziwa  lapho abasebenzisi bethola amaphuzu ethemba ngokuya ngokubamba iqhaza kwabo ohlelweni. Lezi zilinganiso zingaba used to qualify for izikweletu ezingenamathambo.

Isithunzi asidluliselwa futhi sihlobene ne-wallet yomsebenzisi, okwenza kube nzima ukukopela. Ngaphezu kwesikhathi, isithunzi esiqinile singavula imikhawulo yokubolekwa ephezulu kanye nezinga lokwenzela imali elingcono.

3. Ukuqinisekiswa Kwezimfanelo (Ukuphikiswa Kwe-Sybil)

Ukuze kuvinjelwe ubugebengu nokwenzeka, abanye Izinkundla zokubolekwa kwe-DeFi zifaka izixazululo zokuzazisa ezizimele (DID) ezivumela abasebenzisi ukuthi baqinisekise ubunikazi babo ngaphandle kokwembula ulwazi olubucayi lomuntu siqu.

Amakhono afana ne BrightID  kanye ne Worldcoin ihlose umqondo wokwakha ubunikazi obuhlukile bedijithali, kunciphisa ingozi yokuhlaselwa kwe-Sybil (lapho umsebenzisi eyakha khona ama-akhawunti amaningi amanga ukuze adlale uhlelo).

Ngokuhlanganisa ukuqinisekiswa kobunikazi nokuhlaziywa kokuziphatha okukhona ku-chain, amapulatifomu anganikeza ama-loan angaphansi kokubolekwa ngezinga eliphezulu lokwethenjwa ekubuyiseni.

4. Ukuxhaphaza Ngezimali Nezindawo Zomphakathi

Omunye umodeli ophumayo ngu ukuxhaphaza phakathi kwabantu (P2P) noma ukuxhaphaza okuhlangene, lapho abantu noma amaqembu enza izikweletu kubabolekisi abathembayo. Lezi zikweletu ngokuvamile azinazo iziqinisekiso noma zinezinqwaba ezincane, zisebenzisa ukuzibophezela komphakathi esikhundleni sokuthengiswa okuzenzakalelayo.

Platforms njengoba Kiva emkhakheni wendabuko ubonisile ukusebenza kahle kokubolekwa kwemali okwenziwa ngocansi. Ku-DeFi, imodeli efanayo iyakhiwa isetshenziswa izivumelwano ezihlakaniphile nezinhlelo zokwaziswa.

5. Ukuvikela Nezinqwaba Zezingcuphe

Ukuze kuncishiswe ingozi yokungakhokhi, amanye amapulatifomu okwakha imali angasebenzisa izinhlelo zokuqinisekisa noma izixuku zezingcuphe. Ababolekisi bangafaka imali epulazini elihlanganyelwe eliqinisekisa ukulahlekelwa okuvela kumalungelo angaphumelelanga.

Njengokubuyisela, bathola ingxenye ye-ntela eqoqiwe. Lokhu kusabalalisa ingcuphe emiphakathini futhi kwenza ukubolekwa kwemali okungaphansi kwezimpahla kube nokwenzeka isikhathi eside.

6. Imodeli Ehlanganayo Zokuphepha

Amathuluzi athile asebenzisa imodeli ehlanganayo, lapho inani elincane lokuphepha lihlanganiswa nokuhlolwa kwezikweletu noma ukuqinisekiswa kobunikazi. Isibonelo, umthengi angase anikeze u-50% wokuphepha futhi ahlolwe ngokusekelwe emlandweni wabo on-chain.

Lokhu kunciphisa umthwalo wezimali ngenkathi kusagcina offering a safety net for lenders.


Izibonelo Zangempela Zokubolekwa Okungaphansi Kwezezimali

Masibheke emaphrojekthi ambalwa ahamba phambili asevele enza ukubolekwa okungaphansi kwezezimali:

Goldfinch: Ukubolekwa Kwezezimali Okokuqala KwezeMali

Goldfinch iyinsiza ye-DeFi umthetho wokuboleka ovumela abasebenzisi ukuba baboleke kumabhizinisi angempela ngaphandle kokufuna i-crypto collateral. Esikhundleni salokho, usebenzisa imodeli esekelwe ethembeni  lapho abolekisi bahlola abatholi ngemva kokuhlola ikhono labo lokukhokha nezinhlelo zebhizinisi.

Umthetho usebenzisa iSenior Pool  lapho abasebenzisi bephonsa imali, futhi Abatholi bafaka izicelo ze izikweletu. Ubungo buphathwa ngokuhlukahluka, ukuhlola ngokucophelela, kanye ne Isikhwama Sokuqala Sokulahlekelwa esamukela ukulahlekelwa kokuqala.

IGoldfinch iphumelele ukufaka imali ezinkampanini ezisafufusa nasezincane emakethe ezikhulayo, ikhombisa ukuthi i-DeFi ingasekela imisebenzi yezezimali yangempela.

Maple Finance: Izikweletu Ezingenayo Ukuqinisekiswa Okufanele Izikhungo

IMaple Finance inikeza ukubolekwa kwemali kwezimboni ngemalimboleko engaphansi kokubolekwa kwezimali kumasiko aqinisekisiwe njengemali yokuhweba nezinkampani zokuhweba. Isebenzisa ukuhlola kwesikweletu ne ukuhlonza abantu ukuhlola ubungozi.

Ababolekisi bathola inzuzo ephezulu uma kuqhathaniswa nezinkundla ezibolekayo eziphezulu, kuyilapho ababolekayo bethola ukufinyelela emalini. ngaphandle kokubamba izimpahla eziningi.

IMaple ibonisa ukuthi ukulawulwa okungaphansi kwezimpahla kungasebenza ngendlela enkulu uma kuhlanganiswa nokuhlola kahle kwezingozi.

IClearpool: Ukubolekwa Kwezimali Okungakhethiwe

IClearpool iyinsiza ethile evumela ukubolekwa kwemali okungakhethiwe kubaboleki bezikhungo. Isebenzisa ikredithi ye-on-chain ukulinganiswa no ubuholi obungakhelwanga ukuphatha ingozi.

Umthengi ngamunye unepulazi elikhethekile leliqoqo, futhi abanikazi bangakhetha ukuthi yiziphi izikhungo okufanele zixhaswe ngokuya ngama-profiles engcuphe.


Izinselelo Nezingcuphe Zokubolekwa Okungaphansi Kwezezimali

Nakuba amathuba e ukubolekwa okungaphansi kwezimpahla kuyinsimu enkulu, kodwa akukhululekile ezimeni ezithile:

1. Ubungozi Bokungakhokhi

Ngaphandle kwezimpahla, ababulali abanakho ukusebenzisa izinyathelo ezizenzakalelayo uma kwenzeka ukungakhokhi. Lokhu kukhuphula ubungozi bokulahlekelwa, ikakhulukazi emakethe ezishintshashintshayo.

2. Ukungaqiniseki Kwezomthetho

Ukubolekwa okungaphansi kwezimpahla ingasekela ukugxekwa kwezokulawulwa, ikakhulukazi uma kufana nesikweletu somthengi esijwayelekile. Ukuhambisana nemithetho yokulwa nokuhweba ngemali engenayo (AML) kanye nemithetho yokwazi umthengi (KYC) kuba nzima kakhulu.

3. Ubuthakathaka beSmart Contract

Njengoba kwenziwa kuzo zonke izinhlelo zeDeFi, amapulatifomu okuxhasa okungaphansi kwezimali ayathinteka eziphuthumayo, ukuhlaselwa, kanye nezinsolo. A ukuphulwa okukodwa kungaholela ekulahlekelweni okukhulu.

4. Ukuphathwa Kwezakhamuzi

Uma izinhlelo zokwaziswa zingaqinile, abanye abantu abangakhethiwe bangathola izindlela zokukhwabanisa, benza ubunikazi obungamanga noma bephatha ukuziphatha okukhona ku-chain.

5. Izingozi Zokutholakala Kwezimali

Imalimboleko engaphansi kokubolekwa okukhona ingase ibe okuncane kubaboleki abathanda ukuvikelwa, kuholela ekunciphiseni kwezezimali nasekukhuphukeni kwezindleko zokuboleka.


Indima ye-Exbix Exchange Ekuwumeni Kwezezimali ze-DeFi

Njengoba i-ecosystem ye-DeFi ithuthuka, amapulatifomu afana ne Exbix I-Exchange ikhethekile ukufaka isikhala phakathi kokuhweba kwe-crypto okujwayelekile nezinsizakalo zezezimali zesizukulwane esilandelayo.

I-Exbix akusiyo nje i-exchange ye-cryptocurrency—iyinsiza yezezimali ephelele enikeza ukuhweba kwe-spotamakontileka wesikhathi esizayoukubamba, futhi maduze, ukuhlanganiswa Izixazululo zokuboleka ze-DeFi.

Ukufinyelela Okungenazihibe Kwamathuluzi e-DeFi

Abasebenzisi bangashintshisana ngezinhlobonhlobo zezimali ze-cryptocurrency ku-Exbix, kuhlanganise PEPE no BTC, ezihlanganiswe nezimali ezizinzile ezifana no USDT. Lezi zinsiza zibalulekile ekubolekeni kwe-DeFi, njengoba izimali ezizinzile zivame ukuba ukukhetha okuthandwayo kokuboleka nokubolekisa. izinsiza ngenxa yokuzinza kwentengo yazo.

Isibonelo, abathengisi bangadlulisa kalula phakathi kwezinsiza besebenzisa i-PEPE/USDT trading pair noma bahlola BTC/USDT emakethe ukuvikela ngokungaguquguquki.

Ukubolekwa kwezimali ukuze uzuze imali engaphansi kanye nokwakha izinkampani

Exbix iphinde inikeze izinsizakalo zokubolekwa kwezimali , ivumela abasebenzisi ukuthi bathole imali engaphansi ezimpahleni zabo ezingasebenzi. Ukubolekwa izimpahla zingasetshenziswa njengezikhwama emalini yokubolekwa kwe-DeFi esikhathini esizayo, zandisa ukusebenza kwemali.

Ngokubamba iqhaza ekubambeni, abasebenzisi akugcini nje ngokuthola imivuzo kodwa futhi baphinde babe negalelo ekuvikeleni inethiwekhi nasekuphathweni—izinto ezibalulekile zohlelo lwe-DeFi oluphumelelayo.

Ukuthengiswa Kwezikhathi Ezizayo Nokuphathwa Kwezingozi

Kwabasebenzisi abavuthiwe, Exbix Futures inikeza amathuluzi okukhwabanisa nokuhweba nge-leverage. Lezi zici zibalulekile ekuphatheni ubungozi obuhambisana nokubolekwa nokukhokha ezimakethe eziguquguqukayo.

Abahwebi bangasebenzisa izivumelwano zesikhathi esizayo ukuvimbela amanani, ukuvikela ubungozi bokwehla, noma ukuhweba ngezinto ezizokwenzeka esikhathini esizayo. ukuhamba—amasu ahambelana nemisebenzi yokubolekisa ye-DeFi.

Ukwakha Umphakathi Wababhalisi Bezomnotho

Exbix izibophezele ekunikezeni abasebenzisi amathuluzi nolwazi abaludingayo ukuze baphumelele esikhathini se-DeFi. Ngokunikeza i-interface elula, izindleko eziphansi, nezinsiza zokufunda, i-Exbix yehlisa umngcele wokungena kubabambiqhaza abasha.

Abasha abantu bangaqala ngemizuzu ngokubhalisela Exbix Signup futhi baqale ngokushesha ukuhlola umhlaba wezimpahla zedijithali.


Indlela Eya Phambili: Yini Elandelayo ku-DeFi Lending?

Ukushintsha ukusuka ekubolekweni okungaphezulu kwezimali kuya ekubolekweni okungaphansi kwezimali akusiyo ushintsho olusheshayo kodwa ukuvela okwandayo. Kuzodingeka ukubambisana phakathi kwabathuthukisi, osomabhizinisi, abaphathiswa, kanye nabasebenzisi ukuze kwakhiwe uhlelo oluqhubekayo nolufaka wonke umuntu.

Nazi ezinye zezinto ezibalulekile esingazilindela esikhathini esizayo:

1. Ukudlulisela Isikweletu Kwezigaba Ezingafani

Njengoba abasebenzisi behlanganyela nezinye izinkundla, umlando wabo wesikweletu kanye nezinga labo lokwethembeka kufanele uhambe nabo. Iphrojekthi esebenza ngokuqhubekayo ngokuhlangana kwezokwenziwa kanye nokuhlola isikweletu izovumela ukuxhunywa okungaphazamiseki phakathi kwezinhlelo.

2. Ukuhlanganiswa Nezezimali Zendabuko

Singase sibone imodeli ezihlanganisayo lapho amapulatifomu okuxhunywa kwe-DeFi bambisana nezinkampani zebhange ezijwayelekile noma ezinkampanini ze-fintech ukuze unikeze imikhiqizo yokwakha esebenzisa imithetho. Lokhu kungavula umnyango wokwamukelwa kabanzi.

3. Ukuhlolwa Kwezingozi Okusekelwe ku-AI

Ubuhlakani bokwenziwa bungahlaziya inani elikhulu ledatha ethokozisayo ukuze buhlele ingozi yokungakhokhi, buphumelele ekutholeni ubugebengu, futhi bwenza izimo zokubolekwa kube ngokwakho. Ukuqashwa okuqhutshwa yi-AI kungase kube... ukuphakela okungaphansi kokubolekwa kuphephe futhi kusebenze kahle.

4. Amabhuroka Ezikweletu Aphakathi Kwezakhamuzi

Cabanga ngenguqulo ehlukanisiwe ye-Equifax noma i-Experian, lapho idatha yezikweletu igcinwa kwi-chain futhi ilawulwa abasebenzisi. Uhlelo olunjalo lunganika abantu ubunikazi obugcwele bokuqonda kwabo kwezezimali.

5. Ukucaciswa Kwezomthetho

Imithetho ecacile izoba yinto ebalulekile ekukhuleni kokubolekwa kwemali okungaphansi kwezimpahla. Ohulumeni nemibutho yokulawula kumele bathole ibhalansi phakathi kokuvikelwa kwabathengi nokwakhiwa kwezinto ezintsha.


Indlela Abasebenzisi Abangazilungiselela Ngayo Ikusasa le-DeFi

Ukuboleka

Njengoba lezi zinguquko zenzeka, abasebenzisi bangathatha izinyathelo eziphusile ukuze bazilungiselele impumelelo:

  1. Yakha Isithunzi Se-On-Chain: Hlanganyela ngokuphumelelayo nezinhlelo ze-DeFi, bhala izikweletu ngesikhathi, futhi ugcine umlando wezokuhweba ohlanzekile.
  2. Phumelela Ngempumelelo: Gcina inhlanganisela ye-stablecoins, blue-chip cryptocurrencies, kanye nezimpahla ezibekwe ukuze wandise amandla okuboleka.
  3. Hlala Unolwazi: Landela intuthuko emalini ye-DeFi, ukukala kwesikweletu, nezixazululo zokuhlonza.
  4. Sebenzisa Izinkundla Ezivikelekile: Khetha izinkampani ezihloniphekile zokushintshisana nezinkundla zokuboleka ezinomkhuba ophakeme wokuphepha.
  5. Qala Kancane: Zama ukuboleka okuncane noma ukufaka imali ukuze qonda ubungo kanye nemishini.

Amapulatifomu afana ne Exbix wenza kube lula ukuqala. Noma uhweba ng BTC/USDT , uhlole ama-meme coins afana ne PEPE , noma uthola imivuzo ngokusebenzisa ukubambisana , usuwenza ingxenye yokwakha isisekelo somnotho we-DeFi.


Isiphetho: Ikhono Elibanzi Nelisebenzayo Lezezimali Elizayo

Ikusasa lokubolekwa kwezimali ku-DeFi lihamba phambili ngaphandle kwemikhawulo yokuboleka kakhulu, liya ohlelweni oluphucukile, oluhlanganisayo, nolusebenzayo. Imalimboleko engaphansi kokubolekwa ibonisa isinyathelo esiqinile phambili—esingavula amathiriyoni emali yomnotho futhi silethe izinsizakalo zezezimali kubantu abayizigidi emhlabeni jikelele.

Nakuba kunezinkinga ezisakhona, ukuhlanganiswa kwe ukuhlola isikweletu kwe-on-chainubunikazi obungaguqukiizinhlelo zokwazisa, kanye ne amathuluzi amasha okuphatha ubungozi kuhlinzeka ngesisekelo esiqinile salolu suku lwezezimali.

Njengomsebenzisi, unayo i- ithubha ithubha yokuba yingxenye yale mpumelelo. Ngokusebenzisa amapulatifomu afana ne Exbix Exchange , ungafinyelela amathuluzi, ukuhlinzekwa, kanye nemfundo edingekayo ukuze uphumelele emhlabeni we-DeFi oguqukayo.

Kungakhathaliseki ukuthi ungumhlinzeki ofuna inzuzo, umthengi odinga imali, noma nje umgibeli ophapheme, ukwakhiwa kwezimali, ikusasa lokubolekwa kwe-DeFi kuletha okuthile kubo bonke.

Joyina lo mkhankaso namuhla. Hlola izimakethe, khulisa iphothifoliyo yakho, futhi ulungiselele umhlaba lapho ikredithi itholwa, hhayi nje ukuthi ibhajwe.


Qala uhambo lwakho lwe-DeFi manje:
👉 Thengisela Exbix Exchange
👉 Bhalisela ku Exbix Signup
👉 Hlola Staking nokunye Futures
👉 Bheka ama-pair abalulekile njenge PEPE/USDT na BTC/USDT

The ikhambo lezezimali elizayo lihlukaniswe. Futhi kuqala ngawe.

Okuthunyelwe okuhlobene

I-Cross-Chain DeFi: Ukuxhumanisa Ama-Blockchain ukuze Kuqinisekiswe Ukuxhaswa Kwezezimali

I-Cross-Chain DeFi: Ukuxhumanisa Ama-Blockchain ukuze Kuqinisekiswe Ukuxhaswa Kwezezimali

Umhlaba wezezimali ezizimele (DeFi) udlule ekuguqulweni okukhulu kusukela ekuqaleni kwawo. Lokhu kwaqala njengomsebenzi ophakathi kokuhlola owakhiwe ku-Ethereum manje sekuphumelele kube yisistimu enezixhumanisi eziningi, enezigidigidi zezimali, eguqula indlela esicabanga ngayo ngemali, ezimali, nokuphathwa. Enhliziyweni yale nguquko kukhona umqondo onamandla: Cross-Chain DeFi — ikhono lokuhambisa izimpahla nokuqonda kanye nedatha phakathi kwezinkundla ezahlukene ze-blockchain ngaphandle kokuphazamiseka.

Indima ye-Oracles ku-DeFi: Kungani Zibalulekile kuma-Smart Contracts

Indima ye-Oracles ku-DeFi: Kungani Zibalulekile kuma-Smart Contracts

Emhlabeni osheshayo wezezimali ezizimele (DeFi), ukuhweba akukhuthazwa kuphela — kubalulekile. Njengoba ubuchwepheshe be-blockchain buqhubeka nokuthuthuka, umphakathi owasendaweni ubaluleke kakhulu, uxhumene, futhi unamandla. Omunye wezinto ezibalulekile ezivumela le nqubekelaphambili ngu- oracle — umgibeli phakathi kwezinhlelo ze-blockchain nomhlaba wangempela. Ngaphandle kwama-oracle, izivumelwano ezihlakaniphile izokhishwa, ingakwazi ukuxhumana nedatha yangaphandle, ngaleyo ndlela ibekwe emkhawulweni omkhulu ekusebenzeni. Kulokhu kuhlola okujulile, sizobheka indima ye-oracles ku-DeFi, kungani zibalulekile kuma-smart contracts, nokuthi amapulatifomu afana ne-Exbix Exchange asebenzisa kanjani le teknoloji ukuze anikeze amandla abasebenzisi emnothweni osebenzayo.

Ukukhula Kwezixazululo Ze-Layer 2: Ukukhulisa i-DeFi ukuze Kwamukelwe Ngabantu Abaninzi

Ukukhula Kwezixazululo Ze-Layer 2: Ukukhulisa i-DeFi ukuze Kwamukelwe Ngabantu Abaninzi

Emkhakheni ohlale ushintsha wezezimali ezizimele (DeFi), enye yezinselelo eziphuthumayo ibe yokuqina. Njengoba amanethiwekhi e-blockchain afana ne-Ethereum ethola ukuthandwa, imikhawulo yawo yaba sobala kakhulu. Izindleko eziphakeme zokuhweba, isikhathi eside sokucubungula, kanye nokuhlala koxhaxha kube yizithiyo ekwazini kwe-DeFi ukufinyelela izithameli zomhlaba. Kodwa njengoba ukusungula kudale ubuchwepheshe be-blockchain, manje sebusiza ekwenzeni isinyathelo esikhulu esilandelayo: Izixazululo ze-Layer 2. Lezi zinhlelo eziphambili zishintsha indlela i-DeFi esebenza ngayo, zenza kube nokuhweba okusheshayo, okungabizi, futhi okusebenza kahle—zivulela indlela yokwamukelwa kwezimali okwenyukayo.