Ukuguquka kwe-DeFi: Kusuka ku-MakerDAO kuya kuma-Protocol Wamanje

Umhlaba wezezimali udlule ekuguqulweni okukhulu eminyakeni eyishumi edlule. Lokhu kwaqala njengokuhlola okuncane ngeBitcoin manje sekuphenduke umnotho wedijithali ophelele, onezimali ezizimele—okwaziwa ngokuthi DeFi—emqoka. Kusukela ekuqaleni kwayo okuncane ngephrojekthi ezifana ne MakerDAO kuze kube yizivumelwano eziyinkimbinkimbi ukuphakela ukuvuna, amathuba okuthola imali, kanye nezimali ezizenzakalelayo namuhla, i-DeFi isishintshe indlela esicabanga ngayo ngemali, ukulawula, ukweleta, nokutshala izimali.

Kulolu cwaningo olunzulu, sizolandela ukuthuthukiswa kwe-DeFi, sihlole izigaba zayo ezisemqoka, sihlole ama-protocols abalulekile akhe ukukhula kwayo, futhi sibheke phambili esikhathini se-decentralized izinhlelo zezimali. Phakathi nalesi sikhathi, sizokhombisa ukuthi amapulatifomu afana ne Exbix Exchange akhulisa kanjani umehluko phakathi kokuhweba kwe-crypto okujwayelekile kanye nezinhlelo ze-DeFi ezikhulayo, enza abasebenzisi bakwazi ukubamba iqhaza kulolu shintsho lwezimali.

Noma ngabe ungumthandi we-DeFi onolwazi noma uqala nje ukuhamba phambili ezimfanelweni zezimali ezizimele, le ngxenye ejulile izokwenza hlinzeka ngemininingwane ewusizo mayelana nokuthi sesifikile kuphi—futhi lapho siya khona.

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Iyini i-DeFi?

Ngaphambi kokungena ekuthuthukisweni kwayo, ake sichaze ukuthi i-DeFi ichaza ukuthini.

Imali Engakhethi (DeFi) ibhekisela kumphakathi wezomnotho izinhlelo ezakhiwe ngobuchwepheshe be-blockchain ezisebenza ngaphandle kwezithintelo eziphakathi njengezikhwama, abathengisi, noma izikhungo zokuhweba. Esikhundleni salokho, i-DeFi ithembela ku smart contracts—ikhodi ezizenzakalelayo kumabhulokhi afana ne-Ethereum—ukwenza kube lula izinsizakalo zezimali ezifana nokubolekwa, ukuboleka, ukuhweba, ukuqinisekisa, nokuphathwa kwezimpahla.

Ngokwehlukana nezimali zendabuko (TradFi), i-DeFi is:

• Ayikho imvume: Noma ubani onoxhumano lwe-inthanethi kanye ne-wallet ye-crypto angafinyelela izinsizakalo ze-DeFi.
• Ukwaziswa: Zonke izinkokhelo nemigomo yesivumelwano ziyabonakala ku-blockchain.
• Ukwenza kahle: Izivumelwano ze-DeFi zingahlanganiswa njengezithako ze-LEGO ukuze kudalwe imikhiqizo yezezimali eyinkimbinkimbi.
• Ukungavinjwa: Akukho msebenzi owodwa ongavimba noma uphinde uhoxise ukudluliswa.

Lezi zimiso zikhuthaze ukuvuselelwa, ziheha izigidigidi zedola ezivulekile (TVL) futhi zakha amathuba omnotho amasha kubasebenzisi emhlabeni jikelele.

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Ukuzalwa kwe-DeFi: MakerDAO kanye Nezikhathi Zokuqala of Ukubolekwa Okungaxhunyiwe

Indaba ye-DeFi iqala ngempela nge MakerDAO, eqalwe ngo-2015 nguRune Christensen. Nakuba amaphrojekthi e-blockchain adlulelayo afana ne-Bitcoin ne-Ethereum abekwe isisekelo, i-MakerDAO yaba yokuqala ukwethula umkhiqizo wezezimali ongaxhunyiwe ngempela: i stablecoin esekelwa ngempahla.

Sethula i-DAI kanye ne- CDP System

IMakerDAO yethule i-DAI, i-stablecoin ehlanganiswe ne-USD egcina inani layo ngokusebenzisa izikweletu eziphezulu. Abasebenzisi bavala izimpahla ze-crypto (njenge-ETH) ku i-Collateralized Debt Position (CDP), eyaziwa nangokuthi i-vault, bese bethola i-DAI njengemvuzo. Le nkqubo ibuswa ngama-smart contracts futhi igcinwe yinhlelo ezimele ngokwakha (DAO), ivumela abasebenzisi ukuthi bakhe ama-stablecoin ngaphandle kokuthembela ezinhlelweni ezisekelwa yi-fiat.

Le miphumela ibalulekile ngoba:

• Idale okunye okungakhelwe phezu kwe-stablecoins eziphakanyisiwe njenge-USDT noma i-USDC.
• Iphumelelayo ukubolekwa kwemali ngaphandle kwemvume futhi ukuboleka ngaphandle kokuhlolwa kwezikweletu.
• Kwethule umqondo we kredithi ye-on-chain—eyisisekelo se-DeFi yanamuhla.

Ngonyaka ka-2017–2018, i-MakerDAO yathola ukuthandwa, futhi i-DAI yaba yimpahla eyisisekelo ohlelweni lwe-DeFi olwakha. Impumelelo yayo yakhombisa ukuthi izinhlelo zezezimali ezizimele zingasebenza ngokwethembeka, zakhula indlela ye-DeFi boom ka 2020.

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I-Summer ye-DeFi ka 2020: Uguquko lwezeMali Olukhululiwe

Uma i-MakerDAO ifake isikhumbuzo, 2020 bekuyonyaka lapho i-DeFi ihlasela khona emakethe. Ehlonishwa “I-Summer ye-DeFi,” lesi sikhathi sabona ukukhula okungakaze kubonwe kwezobuchwepheshe, abasebenzisi ukwamukela, kanye nokufaka imali.

Ukukhula Kwe-Yield Farming

Omunye wemikhawulo ebalulekile ye-DeFi Summer kwakuyi yield farming—umkhuba lapho abasebenzisi behlinzeka ngamanzi kumashalofu aphumelelayo (DEXs) noma ezinkampanini zokuboleka ukuze bathole imivuzo ye-token. Lo mqondo wathola ukuthandwa okukhulu lapho Compound, umkhiqizo ophumelelayo umthetho wezokuboleka, wethule i-COMP governance token futhi waqala ukusabalalisa kubasebenzisi abahlinzeka noma abathola izinsiza.

Ngokuphazima kweso, abasebenzisi bangathola inzuzo ephindwe kabili: inzalo yokuboleka kanye nemivuzo ye-token. Lokhu kudale umbhalo ophumelelayo—abasebenzisi abaningi → uketshezi oluningi → imivuzo ephezulu → ngaphezulu kakhulu users.

Amanye amanye amaphrothokholi alandela ngokushesha. Aave, SushiSwap, Yearn.Finance, kanye no Balancer baqhamuka namathokheni abo okuphatha kanye nezikhuthazo zokuthola imali, bekhuthaza umjaho ophikisanayo wokuthola ingxenye yemakethe.

Abakhiqizi Bezimakethe Abazenzakalelayo (AMMs) Baphuma Phambili

Okwengeziwe ukuphumelela okukhulu kwaba ukuvela kwe Abakhiqizi Bezimakethe Abazenzakalelayo (AMMs) njenge Uniswap. Ngokwehlukana nezimakethe zendabuko ezisebenzisa amabhuku wezimo, ama-AMMs asebenzisa izikhwama zokuhlinzeka—izikhwama zezitokwe ezixhaswe abasebenzisi—ukwenza ukuhweba kube lula. Amanani abekwa ngama-formula wezibalo (isb., x * y = k).

Le modeli yehlise izithiyo ku ukufakwa kwabathengisi nabahlinzeki be-liquidity. Noma ngubani angaba umkhiqizi wemakethe ngokufaka inani elilinganayo lamathokheni amabili epulazini bese ethola ingxenye yemali yokuhweba.

AMA aba yisisekelo sokuhweba kwe-DeFi, futhi impumelelo yabo ibonise ukuthi izimakethe ezizimele zingakwazi ukuncintisana—noma zidlule—ezimakethe eziphakeme ekusebenzeni nasekufinyeleleni.

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Izinhlelo Eziyinhloko ze-DeFi Eshaping Umnotho

Ake sithathe isikhathi sokubheka ezinye zezinqubo ze-DeFi ezinomthelela omkhulu ezavela ngesikhathi se-DeFi Summer nasemva kwalokho.

1. Aave: Amandla Ezikweletu Zesikhashana

Aave iyinsiza yokubolekwa kwemali eyaziwayo engeyona eyomuntu oyedwa. ivumela abasebenzisi ukuthi baboleke futhi banikeze ibhange lezakhamizi eziningi zezimali ze-cryptocurrency. Lokhu okwenza i-Aave ihluke ukuthi yethule ukubolekwa kwezimali okusheshayo—ukubolekwa okungekho emthethweni okumele kubolekwe futhi kubuyiswe ngaphakathi kwesenzo esisodwa.

Ukubolekwa kwezimali okusheshayo kuvumela amasu okuthengisa aphambili njenge ukubambisana, ukushintshisana kwezimpahla, nokubuyiselwa kwezibopho, konke ngaphandle kokudinga imali ngaphambili. capital. Ngesikhathi zisetshenziswa ezikhathini ezithile ezidumile zokuhlasela, zikhombisa amandla nokuguquguquka kwe-DeFi.

Impumelelo ye-Aave ikwenze yaba enye yezinhlelo ezinkulu ze-DeFi ngokwe-TVL, inezigidigidi zamaRandi ezimpahla eziphathwayo.

2. Uniswap: Ukuvumela Ukutholakala Kwezimali

Uniswap iyona esetshenziswa kakhulu ukushintshwa kwemali okungaphansi kwendawo emhlabeni. Yakhiwe ku-Ethereum futhi manje isandiswe kumaketanga amaningi, i-Uniswap ivumela abasebenzisi ukuthi bashintshe ama-tokens ngqo ezikhwameni zabo.

Imodeli yayo ye pool ye-liquidity isibe yisibonelo se-DEXs, futhi ikhodi yayo evulekile iphumelele ekukhuthazeni ama-forks amaningi kanye nezithuthukisi. I-Uniswap iphinde yethule ukuphathwa kwe-liquidity ku V3, ivumela abahlinzeki bezimali ukuba bahlukanise imali ngaphakathi kwemikhawulo ethile yemali, kuthuthukisa ukusebenza kahle kwemali.

3. Yearn.Finance: Ukuzenzakalelayo Kwe-Optimisation Yokubuyiselwa

Yearn.Finance, eyasungulwa nguAndre Cronje, iyisixazululo se-DeFi esihloselwe ukwenza kube lula ukujolisa emalini. Ihlanganisa amathuba okuphakela nokuhlinzeka ngemali ku-platforms ezifana ne-Aave, i-Compound, ne-Curve, zishintsha ngokuzenzakalelayo imali yomsebenzisi ziye ezicini eziphakeme kakhulu zokukhipha inzuzo.

i-Yearn yethule umqondo we “yield aggregators”, yehlisa ubunzima kubasebenzisi abajwayelekile futhi yandisa imbuyiselo. I-YFI token yayo yaba enye ye ama-token okuphatha okuhloniphekile, ahlukaniswe ngokuphelele kubasebenzisi ngaphandle kokuphakanyiswa kwangaphambi noma ukus allocation ye-VC.

4. Curve Finance: Ukushintshwa Kwe-Stablecoin Okwenziwe Kahle

Ngenkathi i-Uniswap ikhangwa ekushintsheni izimpahla eziguquguqukayo, i-Curve Finance ikhethekile ekushintsheni okuphansi-ukushintsha phakathi kwe-stablecoins. Ngokwenza kahle i-AMM algorithm yayo yezimpahla ezibekwe, i-Curve ivumela ukudluliselwa okuphumelelayo phakathi kwe-USDT, DAI, USDC, nezinye izimali ezizinzile ngaphandle kokuthinteka kakhulu kwentengo.

Ubukhosi be-Curve ekuthengiseni izimali ezizinzile buphendule kube yisigaba esibalulekile se-infrastructure ku-DeFi, ikakhulukazi kuma-protocols akhuluma ngezokudluliswa kwezimpahla eziyizinzile.

5. Synthetix: Ukulethela Izimpahla Zendabuko Ku-On-Chain

Synthetix ivumela ukudalwa kwe izimpahla ezakhiwe (synths)—ukwakhiwa kwezithombe zezimali zangempela ezifana nezitoko, izimpahla, nezimali. Isibonelo, abasebenzisi bangakha sUSD (i-synthetic USD) noma sBTC (i-synthetic Bitcoin) ngokubeka ama-SNX tokens njengemali yokubhekisela.

Lokhu kuvula umnyango ku- ukubhekana okungafani nezindlela zendabuko imakethe, konke ngaphandle kwabaphakathi. Nakuba kunzima, i-Synthetix ibonise ukuvuma kokusebenza kwemakethe ye-derivatives neziphakamiso ezikwi-chain.

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Indima Yokuphatha Ne-DAOs ku-DeFi

Isici esichazayo se-DeFi yanamuhla siwukuthi ukuphathwa okungaxhunyiwe. Iphrothokholi eziningi ze-DeFi ziphathwa ngokuhamba ama-DAO (Izikhungo Ezizimele Ezizimele), lapho abanikazi bezinhlamvu bevota ngeziphakamiso ezihlobene nezithuthukisi, izakhiwo zamaholo, nokuphathwa kwemali.

Isibonelo:

• Abanikazi be-MKR bevota ngezinguquko ohlelweni lwe-MakerDAO.
• Abanikazi be-UNI baqhuba umgwaqo wezokuthuthukiswa we-Uniswap.
• Abanini be-COMP baphawula ngemodeli zenzalo ze-Compound.

Le shintsho ukusuka kokulawulwa okuqondile kuya ekwenzeni izinqumo okuqhutshwa umphakathi iyisigaba esiyisisekelo se-DeFi’s ethos. Nokho, iphinde ilethe nezinselelo:

• Ukungathandi ukuvota: Abaningi babanini bezimpawu abahlanganyeli ekuphathweni.
• Ubukhona bezinhlanzi: Abanikazi abakhulu bangakwazi ukufaka umthelela ezivotweni zabo.
• Ukuthatha izinqumo kancane: Ukuvumelana kungaba nzima ukukufeza.

Nakuba kunezinkinga ezinjalo, ama-DAO amelela ukuhlola okuqhamukayo emiphakathini ye-digital—futhi eyodwa eqhubeka nokuthuthuka.

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Ukukhulisa Challenges and the Move to Layer 2

Njengoba i-DeFi ikhula, izinkinga zayo nazo zanda. I-Ethereum, ikhaya eliyinhloko le-DeFi, ibhekane nokwenyuka okukhulu kwezindleko ze-gas futhi ukuhluleka kwenethiwekhi ngesikhathi sokusetshenziswa okuphezulu. Ukudluliswa okulula kungabiza ama-dollar ambalwa—noma ngisho nama-hundreds—ezindlekweni, okwenza i-DeFi ingatholakali kubasebenzisi abavamile.

Ukuze kubhekwane nalokhu, i- umkhathi waqala ukuhamba uye izixazululo zokukhulisa i-Layer 2 (L2).

Yini Izixazululo ze-Layer 2?

i-Layer 2 ibhekisela ezinhlelweni zesibili ezakhiwe phezu kwe-Ethereum ezisebenza ngempela ngaphandle kwekhanda futhi ziqedela ku-zhinhlaka enkulu. Lokhu kwehlisa ukugcwala futhi kwehlisa izindleko ngenkathi kugcinwa ukuphepha.

Izixazululo ezidumile ze-L2 zifaka:

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• Optimism: Isebenzisa ama-optimistic rollups ukuhlanganisa izinkokhelo.
• Arbitrum: Enye isixazululo esisekelwe kuma-rollup esinokuhambisana okuphezulu.
• zkSync: Isebenzisa ubufakazi bokungazi ukuze kuqinisekiswe ubumfihlo nokusebenza kahle.

Izinhlelo ezinkulu ze-DeFi ezifana ne Uniswap, Aave, kanye ne-Curve seziqalisile ku-L2 amanethi, kuthuthukisa kakhulu ulwazi lomsebenzisi.

Ngaphezu kwalokho, ama-blockchain alternatiphi afana no Solana, Avalanche, kanye ne-Polygon athole imikhankaso ye-DeFi efuna ukudluliswa okusheshayo nokubiza kancane. Le multi-chain DeFi landscape sekwenzekile, ngempahla nabasebenzisi bahlakazekile ezinkulungwaneni zama-amanethi.

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Ukuvela kwe-Cross-Chain DeFi

Ngenkathi i-DeFi isakazeka ezinkundleni eziningi ze-blockchain, ukuhlangana kube inselelo ebalulekile. Abasebenzisi bafuna ukuhamba ngezimpahla nedatha ngaphandle kwezithiyo phakathi kwezinhlelo, kodwa amabhuloho namathokheni aphekiwe akha ubunzima nezingozi.

Faka ama-protocols e-DeFi aphakathi kwezixhumanisi njenge:

• Wormhole: Xhuma iSolana, i-Ethereum, nezinye izixhumanisi.
• LayerZero: Ivumela ama-smart contracts e-omnichain.
• THORChain: I-exchange ephakathi kwezixhumanisi engekho phansi.

Lezi zinhlelo zihlose ukudala i DeFi ehlangene ecosystem, lapho abasebenzisi bengathola khona imali yokuhweba nezinsizakalo kungakhathaliseki ukuthi iyiphi i-blockchain esekelayo. Nakuba kusemashumini amasha, i-cross-chain DeFi ingaba yisinyathelo esikhulu esilandelayo.

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Uhlangothi Olumnyama lwe-DeFi: Izingozi Nezinkohlakalo

Naphezu kokwethenjwa kwayo, i-DeFi ayinazo izingozi. Izici ezithile lokhu okwenza kube yinto entsha—ukufinyelela ngaphandle kwemvume, izivumelwano ezihlakaniphile, nokuhlanganiswa—kuphinde kube nezingozi.

Izingozi Ezivamile ze-DeFi Zifaka:

• Izinkinga zezivumelwano ezihlakaniphile: Amabhakede ekhodini angaholela ekuxhashazweni. Isibonelo, ukweba kwe-Wormhole ngo-2022 kuholele ekulahlekelweni kwezigidi eziyi-$320.
• Ukukhishwa kwezimali: Abathuthukisi bayashiya amaphrojekthi bese behamba nemali, ikakhulukazi kumatoken anenani eliphansi.
• Ukulahleka okungapheli: Abahlinzeki bezimali bangalahlekelwa inani uma amanani etoken ehlukana.
• Ukwenziwa kwe-Oracle: Abahlaseli bangafaka idatha yephutha yamanani ukuze balawule izinqubo zokubolekwa kwemali nokukhishwa.
• Izimfuneko zomthetho ukungaqiniseki: Ohulumeni basakha indlela yokulawula i-DeFi, okudala izingozi zomthetho.

Izimo eziphakeme ezifana ne Poly Network hack ($600M) ne Cream Finance exploits zikhombisile isidingo sokuba nezindlela zokuphepha ezingcono, ukuhlolwa, nezixazululo ze-inshurensi.

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Indima yeZitolo eziQinisekisiwe kuMphakathi we-DeFi

Ngenkathi i-DeFi ikhuthaza ukuhlela,  izitolo eziqinisekisiwe (CEXs) njenge Exbix ziqhubeka nokudlala indima ebalulekile emhlabeni we-crypto. Zihlinzeka ngalezi:

• Ukusebenza okulula kwabantu interfaces zabantu abasha.
• Ukuphuma okuphezulu kokuhweba okuphakathi nezinkanyezi.
• Izindlela zokufaka imali ukuguqula imali yendabuko ibe yi-crypto.
• Ubumfihlo nokwesekwa kwamakhasimende okungakabi khona ezinkundleni eziningi ze-DeFi.

Izinkundla ezifana ne Exbix Exchange zenza njengeminyango yokungena kubasebenzisi abasha ukufaka endaweni. Uma abasebenzisi bethola izimpahla ku-CEX, bangazidlulisela kumaphrothokholi e-DeFi ukuze baboleke, baphakame, noma benze umkhiqizo wezinsiza.

Isibonelo, umsebenzisi angathenga BNB ku-Exbix bese esebenzisa lokho ukuze athathe ingxenye emaphrojekthini e-DeFi e-Binance Smart Chain, noma athenge LTC ukuhlola izimo zokusebenza zokuhlanganyela phakathi kwezixhumanisi.

Phezu kwalokho, izexchange njengoba i-Exbix inikeza idatha yemakethe yesikhathi sangempela, amathuluzi okudweba aphambili, kanye nezikhwama eziphephile, okwenza zibe nezidingo kubo bobabili abatshalizimali bezitolo nabokuhweba.

👉 Ungaqala uhambo lwakho lwe-DeFi namuhla ngokuhweba BNB/USDT ku-Exbix—chofoza lapha ukuze ufinyelele ku-BNB/USDT trading pair .

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Indlela i-Exbix Esekela Umnotho We-DeFi

i-Exbix akusiyo nje indawo yokuhweba ngezimali ze-cryptocurrency—iyisixhumanisi emhlabeni omkhulu we-DeFi. Nansi indlela:

1. Ukufinyelela Ezibalulekile Ze-DeFi Izimpahla

iExbix ibala ama-DeFi tokens amakhulu afana noBNB, POL, LTC, PENGU, nokunye. Lezi zimpahla azilokothi zibe amathuluzi okucabanga kuphela—ziyi-tokens zokusebenza ezisetshenziswa ezinhlelweni ezizimele zokuphatha, ukuhweba, kanye nezindleko zokuhweba.

Isibonelo:

• BNB >iqhuba i-ecosystem ye-Binance futhi inikeza izaphulelo zefizi.
• POL (eyayaziwa ngaphambili njenge-MATIC) ibalulekile kuma-DeFi apps ase-Polygon.
• LTC iqhubeka nokusebenza njengenethiwekhi yokukhokha esheshayo futhi engabizi.
• PENGU imelela imiphakathi emisha esekelwe kumeme enezixhumanisi ezikhulayo ze-DeFi.

👉 Hlola i-LTC/USDT trading pair futhi ubone indlela iLitecoin ifaka ngayo kwi-narrative ye-DeFi ethuthukayo—buka lapha .

👉 Unentshisekelo kumathokheni ahamba phambili aphakanyiswe umphakathi? Bheka PENGU/USDT—chofoa lapha ukuze uthengise i-PENGU .

2. Ukuphuma Okukhulu Nokukhokha Okuphansi

Ukuphuma okuphezulu kuqinisekisa ukungena nokuphuma kalula ezikhundleni, okubalulekile kubathengisi abahlela ukuthutha izimpahla kwi-DeFi protocols. I-Exbix inikeza izikhala ezikhangayo nezindleko zokuhweba eziphansi, kuthuthukisa ukubuyiselwa kwabathengi.

3. Umgwa Nokwethembeka Kwendawo

Ubumfihlo buwumgogodla uma kukhulunywa ngezimpahla zedijithali. I-Exbix isebenzisa ukufihla okuthuthukisiwe, ukugcina okuphansi, kanye nokuvuma okwenziwa ngezinyathelo eziningi ukuze ivikele izimali zomsebenzisi—okubalulekile kulabo abaphatha ama-wallet e-DeFi.

4. Izinsiza Zokufundisa Nezimakethe Ukuqonda

Ukuqonda i-DeFi kudinga ulwazi. I-Exbix inikeza ukuhlaziywa kwemakethe, izexwayiso zam价格, kanye contenido yokufundisa ukusiza abasebenzisi benze izinqumo ezifanele.

👉 Hlala unolwazi ngezitayela ze-DeFi kanye nezimpahla ezihamba phambili—vakashela i-Exbix Markets  ukuze uthole idatha yesikhathi sangempela.

👉 Ukuze uthole eminye imibono nge ukusebenza kwe-blockchain, funda i-athikili yethu ku Indima ye-Polygon ekwandiseni i-DeFi—chofoza lapha ukuze ufunde nge-POL/USDT .

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Ikusasa le-DeFi: Yini elandelayo?

Njengoba sibheka phambili, imikhuba eminingi ibonakala izoshintsha isigaba esilandelayo se-DeFi:

1. Ukwamukelwa Kwamasimu

Amabhange, ama-hedge funds, kanye nabaphathi bezimpahla sebez开始探讨 DeFi. Imisebenzi efana ne Goldfinch ne Maple Finance inikeza ukredithi ngaphandle kokubolekwa, okuheha kubadlali bemali bendabuko. Njengoba imithetho icacile, imali yezikhungo ingangena kakhulu kwi-DeFi, ikhuphule ukuzinza nokukhula.

2. Ukuthokozisa Izimpahla Zangempela (RWA)

Omunye wezindawo ezijabulisayo kakhulu ukuthokozisa izimpahla zangempela—njengokwakhiwa, amabhondi, nezimpahla—ku-blockchain. Izinkampani ezifana no Centrifuge no Maple seziqalile ukuvumela amabhizinisi ukuthi aqoqe imali nge-DeFi ngokubeka izinkokhelo nezikweletu njengemali ephikisanayo.

Lokhu kungavula izigidi zama-randi ezingenakutholakala, kuzilethe emnothweni we-DeFi.

3. Ukuthuthukiswa Kwe-User Experience (UX)

Izinhlelo ze-DeFi zanamuhla zingaba zikhathaza. Iwave elandelayo yokwakha izobheka ukwenza kube lula ukufakwa, ukuhlanganisa ukukhokha kwe-fiat, nokuhlinzeka ngesisombululo sokugcina kubasebenzisi abathanda ukuphepha.

Amathokheni afana no Rainbow nokuthi Argent ahamba phambili, kodwa izimakethe ezifana no Exbix zingakwazi futhi badlala indima ngokuhlinzeka ukufinyelela kwe-DeFi okukodwa kusuka ezinkundleni zabo.

4. i-DeFi enezinhloso zokufihla

Iningi lemisebenzi ye-DeFi ibonakalayo. Nokho, ukwanda kwesidingo sokufihla kungaholela ekwakhekeni ama-protocols e-DeFi angaziwa avikela idatha yomsebenzisi ngenkathi kugcinwa ukuhambisana.

Amaphrojekthi njengoba i-Aztec ne i-Penumbra behlola ngemali yangasese yokuboleka nokuhweba, okungase kukhange abasebenzisi abakhathazekile ngokuqapha.

5. Ukusebenza Kwangempela Nokonga Amandla

Njengoba ukukhathazeka ngempilo yomhlaba kukhula, izivumelwano ze-DeFi ziyaqhubeka uku ubufakazi-bokubeka  kanye ama-blockchain angama-carbon-neutral. Ukushintsha kwe-Ethereum ku-PoS ngo-2022 kwehlise ukusetshenziswa kwayo kwamandla ngaphezu kuka-99%, kubeka isibonelo sokuphila okuqhubekayo kwe-DeFi.

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I-DeFi kanye noMkhankaso Wokuhlanganiswa KwezeMali Emhlabeni

Omunye wemisebenzi ye-DeFi’ ukuthinta okujulile kakhulu kungenzeka kube ukukwazi ukukhuthaza ukufinyelela kwezezimali. Abantu abangaphezu kwe-1.7 billion emhlabeni jikelele abanakho ukufinyelela ezinsizeni zezezimali eziyisisekelo.

i-DeFi iletha isixazululo:

• Akudingeki ukuthi ube ne-akhawunti yasebhange—kuphela kudingeka ifoni ephathekayo kanye ne-inthanethi.
• Izindleko eziphansi kunezinsizakalo zokudluliselwa kwemali ezijwayelekile.
• Ukufinyelela emhlabeni wonke imakethembili.

Ezindaweni ezinomnotho ongazinzile noma ukulawulwa kwemali, i-DeFi inikeza usizo. Abantu baseVenezuela, eNigeria, nase-Argentina sebesebenzisa i-DeFi ukuvikela izimpesheni, ukuthola inzuzo, nokwenza ukuthengiselana okuphuma emngceleni.

Amathuluzi afana no Exbix asiza ngokuhlinzeka ukufinyelela okulula kumastablecoin kanye nezinye izimali ezinkulu—qala lapha ukubamba iqhaza emzabalazweni.

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Isiphetho: I-DeFi Isaqala

Ukusuka ekuqaleni kwe MakerDAO ngo-2015 kuya kumkhakha omningi, ophumelelayo onemibandela eminingi namuhla, I-DeFi isiphumelele indlela ende. Kuvele ukuthi izinhlelo zezimali ezizimele, ezicacile, nezivulekile azikhona kuphela kodwa zikhula.

Kodwa, sisekhona ezingeni lokuqala. Izinselelo zisekhona—ukuphepha, ukukwazi ukukhula, umthetho, nokusetshenziswa—kodwa ijubane lokwakha alinakuphazamiseka.

Kwabasebenzisi, ithuba lichazekile: i-DeFi inikeza izimali ubukhosi. Noma ngabe uhlinzeka, uboleka, uthengiselana, noma uphatha, ungomunye wengxenye yepharamitha yezezimali entsha.

Futhi kulabo abafuna ukungena kule ndawo, amapulatifomu afana ne Exbix Exchange anikeza indlela efanele yokungena. Ngokufinyelela ezinsizweni ezibalulekile ze-DeFi, ukuhlinzeka okujulile, nokuhweba okuphephile, i-Exbix ikhulisa abasebenzisi ukuba bathathe izinyathelo zabo zokuqala. finansisi ehlukanekileyo.

👉 Ulungele ukuhlola ikusasa lezezimali?

• Thengisela BNB/USDT → https://exbix.com/exchange/dashboard?coin_pair=BNB_USDT
• Thola eminye imakethe → https://exbix.com/markets
• Funda ngendleko yeLitecoin → https://exbix.com/exchange/dashboard?coin_pair=LTC_USDT
• Landela ukuhamba kwePENGU → https://exbix.com/exchange/dashboard?coin_pair=PENGU_USDT
• Qonda umthelela wePolygon → https://exbix.com/exchange/dashboard?coin_pair=POL_USDT

Ukuguquka kwe-DeFi kuqhubeka—futhi umemezelwe ukuba ube yingxenye yalo.