I-Revolution eSilent: Indlela i-Decentralized Identity (DID) Ezovula Amandla Wangempela e-DeFi

 

Uma uma usuku oluthile ube se-cryptosphere, uzwe ukungezwani. Ngakolunye uhlangothi, ithemba lezezimali ezizimele (DeFi) liyathokozisa: uhlelo lwezezimali olwakhelwe emhlabeni wonke, oluvulekile, nolungadingi imvume, lapho ungumakhalekhukhwini wakho. Ungakwazi ukulawula, ukweleta, ukuhweba, nokwenza imali ngaphandle kokucela imvume kumgibeli ophakathi.

Ngakolunye uhlangothi, iqiniso li- kuvame… okubuhlungu. “Yazi Umthengi Wakho” (KYC) izinqubo, nakuba zibalulekile ekuvikeleni nasekuphathweni, zibonakala njengezimpawu zomhlaba old—umthombo ophakathi okwenza ukuthi udinge ukuhlinzeka ngemininingwane yakho ebaluleke kakhulu kumphakathi omunye. Kuyiphikiso: ukusebenzisa ubunikazi obuphakathi ukuze ufinyelele ikusasa elingekho emthethweni.

Kodwa yini uma kukhona umhubhe? Yini uma ungakwazi ukufakazela ukuthi ungubani, ukuthi ungena eminyakeni yokufaneleka, noma ukuthi unguminvesta oqinisekisiwe, ngaphandle kokulayisha ipasipoti, ukwembula ikheli lakho, noma ukubeka idatha yakho engcupheni kwi-database yenkampani engase iphukile?

Lokhu akuyona iphupho lesikhathi esizayo. Lokhu kuyithembiso ye Decentralized Identity (DID), futhi kulindeleke ukuthi uba yisusa umphakathi obalulekile wezokwakha izinsiza ezisemqoka zokugcina izizukulwane ezizayo ze-DeFi. Kubaplatfomu abacabanga phambili njenge Exbix, ukufaka i-DID akukhona nje ukuvuselela; kuyisinyathelo esiyisisekelo sokwakha umnotho wezezimali ophumelelayo, ongenamkhawulo, futhi ophakathi kwabantu.

Ingxenye 1: Ukuchaza Kabusha Ubunikazi: Kusuka Silos ku ukuzimela

Ukuze siqonde ukuthi kungani ama-DID ebalulekile, kumele siqonde kahle izinkinga ezinzima zendlela yethu yamanje yokukhomba idijithali.

Inkinga Nge-Identi Yezentengiselwano

Cabanga ngendlela obonisa ngayo ubunikazi bakho ku-inthanethi namuhla. Unayo:

• Amakhasi Ezokuxhumana: Ubunikazi bakho ku-Facebook, X (Twitter), LinkedIn.
• Amakheli e-imeyili: Axhunywa ku-Google, Microsoft, Apple.
• Izaziso Ezinikezwe Uhulumeni: Zifakwe futhi zigcinwe ezinsizakalweni zebhange lakho, i-crypto exchange yakho, i-airline yakho.

Lo msebenzi udala izinqaba ezivikelwe. Ubunikazi bakho be-LinkedIn abukhulumi nobunikazi bakho bebha. Awukwazi ukuphatha. Lezi zinkampani:

• Phatha Idatha Yakho: Baqoqa, bahlaziya, futhi bathola imali ngemininingwane yakho yomuntu siqu.
• Izindawo Ezingcono Zokuhlaselwa: Benza izinqolobane zedatha ezithokozisayo kubahlaseli. Ukuphulwa okukodwa kwenkampani enkulu kungaveza ubunikazi bezigidi.
• Bangakucisha: Bangakukhipha ezinkundleni, bakuvale ezinkampanini zakho, futhi baphumeze ukususa ukuba khona kwakho kwedijithali ngokuchofoza.

Le nkqubo iphukile, ayisebenzi kahle, kwaye ayinakho ukuphepha. Iphikisana ngokupheleleyo nemigqaliselo ye-cryptocurrency.

Umgca Wokuqala Wokuzimela KweSazisi (SSI)

Umqondo weSazisi Sokuzimela (SSI) uguqula indlela esicabanga ngayo. Uthetha ukuba isazisi kufuneka:

1. ibe neMsebenzisi kwiMkhwa: Wena, kwaye kuphela wena, kufanele kube umnikazi ophakathi nendawo kanye nomlawuli wobunikazi bakho.
2. Yiba Nezinto Ezihambayo: Ubungako bakho kufanele bungekho emgqeni owodwa noma kusevisi eyodwa.
3. Yiba Nezinto Ezitholakalayo: Izimangalo mayelana nobunikazi bakho (isb., “ngaphezulu kweminyaka engu-18,” “umshayeli onelayisensi,” “uminvestor ophumelele”) kufanele zikwazi ukufakazelwa nge-cryptography nganoma ubani ngaphandle kwe- ukudingeka ukuxhumana nomhlinzeki wokuqala.

SSI yifilosofi. Izikhombisi ezizimele (DIDs) kanye nezitifiketi ezivumelekile (VCs) yizobuchwepheshe ezenza lokhu kube nokwenzeka.

Ingxenye 2: Izinhlaka Nezinto Zokwakha I-Identity EziZimele (DID)

Ake sihlukanise izingxenye eziyisisekelo ngaphandle kokuba sobala kakhulu.

1. Isikhombisi Esizimele (DID)

Isikhombisi se-DID yi uhlobo olusha lwezikhombisi ezihlukile emhlabeni wonke, ezitholakala kalula, futhi ezivunywa ngekhodi. Cabanga ngayo njengegama lomsebenzisi le-inthanethi yonke oyinayo ngokuphelele, hhayi eqashwe enkampanini.

i-DID ibukeka njengesibonelo esilandelayo: did:example:123456789abcdefghi

Iqukethe izingxenye ezintathu:

• did: Uhlelo identifier.
• isibonelo: Indlela ye-DID, echaza ukuthi iyiphi uhlelo (isb. i-blockchain ethile efana ne-Ethereum, i-Bitcoin, noma enye imithetho) eyilawulayo.
• 123456...: Umfanekiso oyingqayizivele ngaphakathi kwaleyo ndlela.

i-DID yakho igcinwa ohlelweni olungaphansi kokulawula, njengokuthi i-blockchain, iqinisekisa ukuthi akukho mpahla eyodwa engayithatha phansi.

2. I-DID

Idokhumenti

Ng cada DID ibhekisa kuDID Document. Le dokhumenti iqukethe amajiyane omphakathi, izinqubo zokwazisa, nezindawo zesevisi ezisetshenziselwa ukuxhumana nobunikazi. Kuyincwadi yokufundisa yokuthi ungakwenza kanjani ukufakazela ubunikazi nokuthi ungayithumela kuphi izitifiketi ezivumelekile.

3. Izitifiketi Ezivumelekile (VCs)

Lokhu kuyim magic. Isitifiketi Esivumelekile yidijithali ethinta umphakathi. ukulingana nekhredenshiali yomzimba (njengokuthi ipasipoti noma iziqu zeyunivesithi). Inezizathu ezintathu:

• Umnikazi: Ithimba elithembekile elikhiqiza futhi lisayine ikhredenshiali (isb., uhulumeni ophuma ipasipoti yedijithali, noma Exbix ikhipha ikhredenshiali yokufakazela ikheli).
• Umnikazi: Umuntu noma inhlangano enezinhlaka ze-DID futhi ethola, igcina, futhi ilawula isitifiketi (okungukuthi, wena, umsebenzisi).
• Ukuqinisekisa: Inhlangano edinga ukuhlola isitifiketi (isb., iphrothokholi yokuboleka ye-DeFi edinga ukwazi ukuthi awuyena umshini).

Okubalulekile, umqinisekisi akadingi ukubiza umkhiqizi. Bangakwazi ukhipha isiqinisekiso somphakeli nge-cryptographically kumamaki ku-credential ngokumelene namakhiye omphakeli ku-DID Document yakhe kwi-blockchain. Lokhu kuyi kuqinisekiswa kokugcina ubumfihlo.

Ibhekhile: Ihubhu Yakho Yokuhlonza

Awugcinisi ama-DID akho ne-VCs kufayela lombhalo. Uwaphatha ku-"wallet" yedijithali —uhlelo oluqinile ku- ifoni yakho noma ikhompyutha yakho. Le wallet iyivault yezinhlamvu zakho, ubunikazi bakho, kanye nezitifiketi zakho ezivumelekile. Iyi-gateway yakho emhlabeni we-SSI.

Ingxenye 3: Ukuphazamiseka ku-DeFi Yamanje: Lapho i-DID Ifaka khona

i-DeFi inezindawo eziningi zokukhathazeka ezivimbela ukutholwa kwayo okukhulu, eziningi zazo zigxile ebunikazini.

1. Inkinga ye-KYC/AML

Iningi izikhungo eziphakathi (CEXs), kuhlanganise nezinye ezaziwayo njenge Exbix, zidinga ngokomthetho ukwenza ukuhlolwa kwe-KYC kanye ne-Anti-Money Laundering (AML). Le nqubo, nakuba ibalulekile, idala ukuhamba okungahambi kahle, ukukhathazeka ng privacy, kanye nezingozi zokuphepha. Abasebenzisi kumele bathembe isikhungo sokushintshisana ukuze sivikele idatha yabo.

2. Inkinga ye-Oracle kanye ne-Sybil

Ukuhlasela

Ku-DeFi ephelele engekho nemikhawulo, ungakuvikela kanjani ukuhlasela kwe-Sybil—lapho umsebenzisi oyedwa edala izikhwama eziningi ukuze aguqule ukuvota kokuphatha noma uthole imivuzo yokulima? Isixazululo samanje ngokuvamile siwukufakazela umsebenzi (njengokumbiwa) noma ukufakazela isabelo, okungase kudinge izinsiza eziningi noma kube nezinzuzo kubacebile. Akukho ndlela elula yokufakazela “ubunjalo obuhlukile.”

3.

Ukuphathwa Kwezibopho Nokungabi Nezikhwama

Imodeli yokuboleka ye-DeFi okwamanje igcwele kakhulu izibopho. Udinga ukuvalela u-$150 we-ETH ukuze uboleke u-$100 we-DAI. Lokhu akukwazisi kahle ngokwezimali. Kungani? Ngoba akukho uhlelo lwezithunzi-nokwethembeka. Iphrothokholi ayazi ukuthi ungumuntu onokwethenjelwa ozobuyisela imali; iyazi kuphela ukuthi wena bana impahla engakwazi ukuyithatha. I-true credit, umphefumulo wezezimali zendabuko, ayikho.

4. Ukungaqiniseki Kwezomthetho

Abaphathiswa bezomthetho banelungelo lokukhathazeka ngohlobo olungaziwa lwe-DeFi. Ngaphandle kokuthi kube khona indlela yokwenza ukuhambisana (njengokwenza uqinisekise ukuthi ababambiqhaza bavela ezindaweni ezivunyelwe), ama-protocol e-DeFi abeka engcupheni yokuthi avalwe noma abekwe ngaphansi kwemikhawulo emikhulu. I-DID inikeza indlela yokuhambisana engakuthathi umsebenzisi ubumfihlo.

Ingxenye 4: Ikusasa Lokuhlanganyela: DID njengesizinda se-DeFi esisha

Lapha lapho izingcezu zihlangana. I-DID ayixazululi lezi zinkinga kuphela; ivula amathuba amasha ngokuphelele.

1. Ukuhamba kahle, Ukuvikelwa Kwezimfihlo KYC/AML (Ukuhambisana Nezinhlinzeko Zokuhamba)

Cabanga ngalokhu kuhlangana:

1. Uphakathi kokuhlolwa okukodwa, okuqinile kwe-KYC bheka nomphakeli othembekile, okhethekile we-KYC (noma ngisho ne-exchange ebhekelelwe njenge Exbix).
2. Uma impumelelo, umphakeli unikeza i-Verifiable Credential. Ayisho ukuthi “John Smith, 123 Main St.” Iqukethe ubufakazi bokhuni obukhombisa ukuthi ung “KYC Verified by [Issuer DID]” futhi ungu-18 phezulu, a um resident wezwe, njll. Idatha yakho yomuntu ihlala nawe.
3. Manje, uma ufuna ukuhweba endaweni entsha noma usebenzisa i-DeFi protocol entsha edinga i-KYC, awugcwalisi ifomu elisha. Uveza nje i-VC yakho evela kwi-wallet yakho. I-protocol iqinisekisa isignesha yomkhiqizi futhi ikunika ukufinyelela. Bathola ukuqinisekiswa abakudingayo ngaphandle kokubona idatha yakho yomuntu. data.

Lokhu kuyashintsha umdlalo ekwenzeni abasebenzisi baqale ukusebenza futhi kuqinisekisa ukuhambisana phakathi kwezinkundla. Ungasebenzisa ubufakazi bakho obuqinisekisiwe kusuka kwesevisi eyodwa ukuze ufinyelele kalula kwezinye, udala isipiliyoni esihambisanayo se-Web3.

2. Ubufakazi Bokuba Umuntu Nokumelana Ne-Sybil

Amaphrojekthi afana ne-Proof of Humanity ne-BrightID angama-akhawunti okuqala kulokhu. Nge-DID, ungaba nobufakazi obuqinisekisiwe ekhaswe ngumphakathi othembekile noma i-algorithm eqinisekisa ubunikazi bakho “obuhlukile be-humanity.” Le nkqubo ingasetshenziswa ukuze:

• Ukuphathwa: Qinisekisa umuntu-oyedwa-ukuvota ku-DAOs, ukuvimbela ubukhona bezinhlanzi ezinkulu kanye nezinsongo ze-Sybil.
• Airdrops & Imivuzo: Distribution elungile yamathokheni kubasebenzisi abahlukile esikhundleni sokubanikela kubalimi abanama-akhawunti amaningi. ama-wallets.
• Ukufinyelela: Nikeza ukufinyelela kumiphakathi noma imicimbi ekhethekile.

Lokhu kudala isistimu ye-DeFi enobulungiswa futhi eyimfanelo.

3. Ukubolekwa Kwezimali Okungaphansi Kwezikhwama Neziqu Zokukhetha Eziyi-On-Chain

Lokhu kungenzeka kube yisicelo esiguqula kakhulu. Ngemva kokusebenzisa i-DID, ungakha udumo oluqhubekayo, oluhambayo, nolwakhiwe ku-chain.

• Udlunkulu njengoba i-Collateral: Ikheli lakho le-wallet, elihlotshaniswa ne-DID yakho, lingaba nomlando. Ingabe ubuyisile imali oyithengile ku-Aave? Ingabe unikeze umnotho ngendlela efanele ku-Uniswap? Lo mlando ungavunywa yilezi zinhlelo ngendlela yezitifiketi ezitholakale kalula.
• Umlando Wokwakha Othwalayo: Uhlelo lokubolekisa lungabona umlando wakho wokuziphatha okuhle futhi lunikeze ukuthi uthole imali mboleko engekho kakhulu kwezokuphepha kunomsebenzisi omusha, ongaziwa. Irepeshini yakho iba yinsiza ebalulekile, engathengiswa.
• Ubufakazi obungenalwazi bokufaneleka kwezikweletu: Ungakwazi ngisho nokufakazela ukuthi unenombolo yokwakha ngaphezulu komkhawulo othile ngaphandle kokukhombisa inombolo ethile, usebenzisa ubuchwepheshe obuphambili bokubethela obufana ne-zk-SNARKs. Lokhu kuzovumela ukuthi kube khona ngempela imakethewa imakethewa yokuboleka engaphansi kwesikhwama, ekugcineni iletha isikweletu sangempela ku-DeFi.

4. Ukuhambisana Nezomthetho Nokufakazela Ukukhetha Okuphakanyisiwe

I-DIDs ingasiza ama-protocol ukuba ahambisane nezomthetho ngendlela egxile kumfihlo. Isibonelo, i-protocol ingahle ibhalwe ukuze yamukele kuphela abasebenzisi abangakwazi ukufakazela ukuthi abaveli endaweni ethintwe, ngaphandle kokuthi i-protocol ibonise. ukwazi ukuthi isiphi izwe umsebenzisi eqhamuka kulo. Le “zero-knowledge compliance” iyigugu eliyigugu elihlanganisa izidingo zomthetho nezimfihlo zomuntu siqu.

Ngaphezu kwalokho, kuma-exchange afana ne Exbix Markets anikeza izinketho zokuhweba ezithuthukisiwe, i-DID ingasiza ekwenzeni ukufinyelela kube lula. imikhiqizo eyinkimbinkimbi efana nezikhathi ezizayo kanye nemikhawulo ngokuhlola ngokushesha ukufaneleka komsebenzisi ngokusekelwe kumakhredenti abo.

5. Ukuvikeleka Okuthuthukisiwe Nokubuyiselwa Kwe-akhawunti

Ukulahlekelwa yikhiye wakho wangasese kuyiphupho elibi. Izinhlelo ze-DID zingavumela izindlela zokubuyisela ezithuthukisiwe, ezilula kumsebenzisi. Ungabeka "ababheki" ("DIDs" abanye abakho noma abangane/umndeni obathembayo) ukuthi bangakwenza ukuthi ubuyise ukufinyelela kwi-wallet yakho eyinhloko uma ulahlekelwa yizikhiye zakho, kudlula emodelini ye-seed phrase ebuthakathaka.

Ingxenye 5: Ukuhamba Okusebenzayo: Ukusebenzisa i-DID Epulatifini Efana ne-Exbix

Masithathe isithombe sokuthi lokhu kungabukeka kanjani kuwe, umsebenzisi, esikhathini esizayo esiseduze.

Isimo: Ukufinyelela Ku-Pair Yokuhweba Entsha Nge-Margin

1. U- Ukulungiselela: Usuphothulile i-KYC yakho ephelele ne-Exbix. E-wallet yakho, unama-VC avela ku-Exbix aqinisekisa ukuthi ubunikazi bakho buqinisekisiwe futhi ukuthi ufanelekile ukuhweba ngamamojula.
2. Isifiso: Ufuna ukuvula isikhundla samamojula kumphakathi ongu-volatile njenge BNB/USDT.
3. Isicelo: I-interface yokuhweba ye-Exbix icela ukufinyelela kumakhredenti athile: “Ukwamukelwa Kokuhweba Ngemali Ye-Exbix.”
4. Ukugunyazwa: I-wallet yakho ivela. Ikhombisa kahle ukuthi iyiphi ikhredenti i-Exbix ifuna ukuyibona. Uvuma isicelo. Ubufakazi obusayinwe nge-cryptography buthunyelwa ku-Exbix.
5. Ukufinyelela: Uhlelo lwe-Exbix luhlola isiginesha kumqinisekiso ngokumelene ne-DID yalo kwi-blockchain. Ukuqinisekiswa kwenzeka ngokushesha futhi kuphumelele. I-akhawunti yakho ithola amalungelo okuthengiselana ngokuqhubekayo ngaphandle kokubuyekezwa okwenziwa ngesandla noma ukufaka ifomu. Manje ungathengisa ETH/USDT noma BCH/USDT ngeze kube lula.

Le nqubo efanayo isetshenziswa ukufinyelela imakethe ye-futures, withdrawing izimali ezinkulu, noma ukubamba iqhaza ekuthengiseni amathokheni akhethekile. Ukuphazamiseka kuyasuswa.

Ingxenye 6: Izinselelo Nezindlela Ezizayo

Ikusasa likhanya, kodwa indlela ayinazo izithiyo.

• Ukuvumelana Kwezinga: I-ecosystem ye-DID idinga ukuvumelana okubanzi ngezinga (i-W3C ihola lokhu) ukuze kuqinisekiswe ukuhambisana phakathi kwabakhishwayo, abaqinisekisi, nezikhwama.
• Umkhiqizi Trust: Uhlelo lonke luncike ekwethembekeni kwabakhishwayo. Singakwenza kanjani ukukhetha ukuthi ubani umphakeli othembekile ku-KYC? Lokhu kuzobandakanya inhlanganisela yohulumeni, izinkampani ezilawulwayo ezizimele, kanye nemiphakathi ehlanganyelwe.
• Ukusebenza Komsebenzisi: I-UX kumele ibe ngaphandle kokungabaza. Ukuphatha okhiye namakhredithi kumele kube lula njengokusebenzisa ukungena ngemvume kwezokuxhumana. namuhla. Lokhu kuyinselele ebalulekile yokuklama nokwakha.
• Ukutholwa: Ukuze i-DID ibe yisisekelo se-DeFi, idinga inqwaba ebalulekile. Abadlali abakhulu—izinkampani zokushintshisana ezifana ne-Exbix, ama-protocols ahamba phambili e-DeFi, kanye nabahlinzeki bezikhwama—kufanele baphakamise futhi bafake le teknoloji.

Isiphetho: Ukhiye Ongabonakali Wendlela Yezezimali Evulekile

Ubunikazi obuphumelelayo bungaphezu kokuchazwa kwezobuchwepheshe; kuyisixhumanisi esishodayo esihlanganisa ithemba lokuzimela nezidingo zangempela zohlelo lwezezimali lomhlaba. Kuyisihluthulelo esingabonakali esizovula:

• Ubukhosi Beqiniso Bomsebenzisi: Ukunika abantu ukulawula okuphezulu ngedatha yabo kanye nezithombe zabo zedijithali.
• Uhlanga olukhulu Ukusebenza kahle: Ukususwa kokuphazamiseka ekuqaliseni nasekuhambisaneni.
• Imikhiqizo Yezezimali Ehlakaniphile: Ukuvumela ukukhipha imali ku-chain kanye nezikweletu ezingaphansi kokubekwa phansi.
• Ukuphathwa Okunamandla Nokubambisana: Ukuvikela ama-DAO nemiphakathi ekuhlukunyezweni.

Ngokuthengisa kwezimali okuqhubekayo njenge Exbix, ukwamukela i-Identithi ehlukanisiwe kuyisinyathelo esibalulekile sokuhamba phambili esiphephile, sihlonipha, futhi sikhuthaza abasebenzisi. Kuyisibopho sokwakha hhayi kuphela ipulatifomu yokuhweba, kodwa nesigaba esiyisisekelo senkumbulo yewebhu ehlukanisiwe.

Ikusasa le-DeFi alizokwakhiwa ngokungaziwa, kodwa ngokwaziswa okungaqinisekiswa, ukuphila okugcina ubumfihlo. Kuzoba uhlelo lapho ungakwazi khona ukufakazela konke, kodwa uveze cishe okungathí sina. Futhi lokho kuyikusasa okufanele kukhuliswe.